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CC SR 20260420 01 - FY26-27 Budget Assumptions bCITY COUNCIL MEETING DATE: 04/20/2026 AGENDA REPORT AGENDA HEADING: Regular Business AGENDA TITLE: Consider receiving a report on the City’s financials, Fiscal Year (FY) 2025-26 year-end estimates, and review of the preliminary budget assumptions for developing the FY 2026 - 27 General Fund budget. RECOMMENDED COUNCIL ACTION: 1. Receive and file the City’s Statement of Activities for all funds (similar to Income Statement) for the past five years; 2. Receive and file the City’s Fund Balance for Governmental Funds for the past five years; 3. Receive and file the FY 2025-26 General Fund year-end estimates; 4. Review the budget assumptions to develop the FY 2026-27 General Fund Budget, and provide direction on the following: • Affirm Revenues of $42.5 million: i. Revenue projections of $42.5 million with continuation of the same rate of 3% for Utility User Tax. • Affirm Annual Transfers-In of $320,000, which include: i. $240,000 from Public Safety Grant Fund ii. $80,000 from Measure A Los Angeles Open Space Grant • Affirm Expenditures of $38.0 million: i. Personnel costs of $16.3 million, which include: a. All existing and approved positions in competitive (full-time), part- time, confidential, and management groups, and stipends for elected officials; b. Assumptions based on current labor agreements for cost-of-living adjustment (COLA), performance merits, and benefits; c. Underfilling the Accounting Supervisor (Finance); d. Freezing the Executive Assistant (City Manager); and e. Freezing the GIS Coordinator (Community Development). ii. Non-Personnel costs of $21.7 million, which include: a. Los Angeles County Sheriff’s Annual Contract for $8.9 million; b. Legal Services for $1.3 million; and c. Operations and Maintenance for $11.5 million. • Affirm Annual (using FY 2026-27 sources) Transfers-Out of approximately $3.8 million, which include: a. $3.4 million to the CIP Fund for capital maintenance and improvements; b. $215,000 to the Habitat Restoration Fund c. $55,000 to the Sub-region One Fund 1 d. $50,000 to the Abalone Cove Sewer Fund e. $15,000 to the Improvement Authority for Portuguese Bend • Affirm Additional Transfers-Out of $1.1 million to the CIP Fund based on FY 2026-27 projected revenues exceeding expenditures and annual transfers ; • Affirm Additional Transfers-Out of $2.6 million, from the FY 2025-26 unallocated balance, in accordance with the City Council Reserve Policy No. 41, as follows: a. $1.3 million to the CIP Fund for capital maintenance and improvements; b. $889,500 to the CIP Fund equivalent to the Ladera Linda Community Park loan payment; c. $400,000 to the Employee Pension Service Fund , in accordance with the Pension Guidelines; 5. Receive and file FY 2026-27 Projected General Fund Balance Summary; and, 6. Receive and file the Finance Advisory Committee’s (FAC) feedback and recommendations. ORIGINATED BY: Robert Moya, Deputy Director of Finance RM James O’Neill, Senior Administrative Analyst JO REVIEWED BY: Vina Ramos, Director of Finance VR APPROVED BY: Ara Mihranian, AICP, City Manager ATTACHED SUPPORTING DOCUMENTS: A. https://www.rpvca.gov/Financial-Management-Policies EXECUTIVE SUMMARY: Chart 1a: FY 2026-27 General Fund – Operating Budget Assumptions The proposed FY 2026–27 General Fund budget assumptions reflect revenues of $42.8 million and expenditures of approximately $38 million (Chart 1a). Compared to the current budget, the proposed budget assumptions reflect an increase of $1 million or 2.3% in revenues, and a decrease of $0.9 million or 2.3% in expenditures. In accordance with the City Council Reserve Policy No. 41, the City funds most of its capital maintenance and improvement projects through a pay-as-you-go approach, primarily using a combination of General Fund transfers and eligible Restricted Special Revenue Funds (for special purposes). Therefore, the Capital Infrastructure Projects (CIP) Fund continues to rely heavily on available General Fund resources (through transfers) to fund projects that are not eligible for Restricted Special Revenue Funds. $42.8 $38.0 $34.0 $36.0 $38.0 $40.0 $42.0 $44.0 Operating Revenues Operating Expenditures 2 Based on the proposed budget assumptions, the General Fund’s positive financial performance allows for annual and additional transfers to the CIP Fund (Chart 1b). However, it is important to recognize that the trend shows this capacity is narrowing as expenditure pressures continue. Based on the current budget and commitments, the CIP Fund is estimated to have an ending fund balance of $14.1 million, of which $5 million is held for emergency reserves. In addition to identifying cost reductions, continued fiscal discipline and identifying additional funding sources will be critical to ensure adequate future funding to support capital priorities. In a recently conducted community survey, RPV residents identified the following priorities: • Maintain roads • Prepare for and respond to wildfires and other natural disasters • Reduce wildfire risk by managing brush and other fuels • Prevent property crimes, home invasion break-ins, and vehicle thefts • Prevent landslides and land movement Chart 1b: FY 2026-27 Transfers (CC Reserves Policy No. 41) To continue supporting the CIP Fund, the budget assumptions propose a total annual and additional transfer of $6.7 million. This is an increase of $0.9 million or 17% compared to current budget. The General Fund is projected to end the FY 2026-27 with a $34.5 million fund balance minus reserve policies, projecting an unallocated fund balance of almost $12.1 million. Compared to the prior year’s budget, the unallocated balance is projected to decrease by $0.8 million or 6%. The change is primarily driven by an increase in proposed additional transfers to the CIP Fund, as well as meeting the higher reserve requirements, which increased from $17 million to $18.7 million or 10.2% (Chart 1c on the next page). Continued on the Next Page $3.4 $3.3 $0.3 $0.4 $0.3 $0.0 $1.0 $2.0 $3.0 $4.0 Annual Transfers-In Annual Transfers-Out Additional Transfers-Out CIP Fund Other Funds General Fund 3 Chart 1c: FY 2026-27 Projected Fund Balance and Unallocated Fund Balance BACKGROUND: The City's budget serves as a financial plan that projects revenues, expenditures, and transfers for one fiscal year from July 1 to June 30. This annual financial plan upholds the City's longstanding commitment to fiscal responsibility, transparency, and the delivery of exceptional services to the community. The budget development process formally starts with the approval of a Budget Development Calendar, which sets the dates and times for meetings for the City Council to review staff recommendations, provide staff direction, and take necessary action in the budget process. For FY 2026-27 Budget, the City Council adopted the calendar at its regularly scheduled meeting on January 20, 2026. This year’s Budget Development Calendar includes the following key dates: City Council Goals Workshop (February 23, 2026) On February 23, 2026, the City Council held its annual Goals Workshop whereby the Council reviewed the progress of the current FY 2025-26 Goals and outlined FY 2026-27 Goals to be formally adopted at the same meeting the Budget is scheduled to be adopted on June 16, 2026. Specifically, the Council directed staff to remove completed projects and tasks, and to carry over all goals, projects, and subtasks that are still in progress. General Fund FY 2025-26 Revised Budget FY 2025-26 Year-End Estimates FY 2026-27 Budget Assumptions Beginning Fund Balance 33,270,667 33,270,667 33,422,265 Add: Revenues 41,562,700 42,462,048 42,502,450 939,750 2.3% Add: Transfers-In 320,000 320,000 320,000 - 0.0% Total Revenues and Transfers 41,882,700 42,782,048 42,822,450 939,750 2.2% Less: Expenditures (38,870,199) (36,267,300) (37,973,200) (896,999)-2.3% Less: Transfers to CIP (TOT) (3,374,150) (3,374,150) (3,425,800) 51,650 1.5% Less: Other Transfers-Out (230,000) (230,000) (335,000) 105,000 45.7% Total Expenditures and Transfers (42,474,349) (39,871,450) (41,734,000) (740,349)-1.7% Projected Ending Fund Balance 06/30/2026 32,679,018 36,181,265 34,510,715 1,831,697 5.6% City Council Restricted Fund Balance Less: Additional Transfers - CIP Ladera (PY Surplus) (889,500) (889,500) (889,500) - 0.0% Less: Additional Transfers - CIP Landslide (PY Surplus) (1,469,500) (1,469,500) (2,384,700) 915,200 62.3% Less: Transfers to Pension (PY Surplus) (400,000) (400,000) (400,000) - 0.0% 50% Reserve Policy (17,000,000) (17,000,000) (18,738,600) 1,738,600 10.2% Projected Unallocated Fund Balance 12,920,018 16,422,265 12,097,915 (822,103) -6% Change Increase/(Decrease) from Revised Budget City Council Goals Workshop February 23 Budget Workshops April 20 (GF) May 4 (CIP) Preliminary Budget June 2 Budget Hearing & Adoption June 16 4 In summary, the following tasks were approved to be removed as they are annual, recurring tasks that are already part of the City’s general operations: • Increase registrations for Alert SouthBay and MyRPV • Identify funding for Emergency Preparedness Efforts • Create Asset Management Program for Abalone Cove Sewer System The City Council also directed staff to add the following tasks that were recommended by the City’s Commissions/Committees and Staff: • Prepare annexes to the Emergency Operations Plan • Develop a Peninsula-Wide Mass Care and Evacuation Plan • Conduct Routine Citywide and Regional Emergency Preparedness Training • Establish quarterly meetings to educate residents on crime prevention strategies and regularly engage with the business community to strengthen communication, collaboration and public safety education • Create a Traffic Signal Asset Management Program • Increase the City’s engagement with the South Bay Council of Governments (SBCCOG) economic roundtable groups to explore and implement effective strategies to support local businesses. • Broaden the goal to “Develop and Implement Small Wireless Facilities Master Plan” to incorporate other strategies to enhance wireless coverage and renamed the goal as “Expand Wireless Coverage Citywide”. • Temporarily remove the Western Avenue Streetscape Beautification Master Plan until funding for construction is secured and the project can proceed. • Update the Civic Center Campus Master Plan, if the City is able to acquire the Battery Barnes Bunker Parcel from the Federal government. • Move up the Fiscal Sustainability task in priority listing, under the Quality of Life goal. Under that task, add a risk assessment review for major capital projects, include education and outreach efforts to improve understanding of Fiscal Sustainability, and research revenue enhancement, such as a potential TOT increase. Budget Workshops (April 20 and May 4) Budget Process and Framework The City’s budget framework is guided by Chapter 3.32 (Budget Administration) of the Rancho Palos Verdes Municipal Code (RPVMC), as well as established guidelines and City Council policies, summarized below, with the full Finance Policies available at the following link [https://www.rpvca.gov/Financial-Management-Policies]: Continued on the Next Page 5 Policy/Guidelines Description No. 45 Balance Operating Budget (General Fund) Defines a structurally balanced operating budget as one in which recurring revenues are greater than or equal to recurring operating expenditures. Transfers to other funds for capital rehabilitation or improvement of the City’s infrastructure are not considered recurring and vary year-over-year based on available fund balance, at the discretion of the City Council. No. 41 Reserve Policy Requires designated reserve levels for each fund and provides guidelines for managing available balances, ensuring that any funds above required reserves are appropriately utilized. No. 18 Financial Model Originally established as a five-year model to support deliberations on new revenue measures, the now 10-Year Financial Model has evolved into a broader tool. It helps to project revenues, expenditures, transfers, and fund balances based on historical data and updated economic assumptions. It also supports the annual budget process by identifying potential budgetary issues early and respond proactively to changing financial conditions. Pension Guidelines Provides a framework to enable the City to develop sound funding policies and provide Staff a direction to adequately and appropriately monitor the City’s pension plans and obligations. Additionally, the framework for developing the General Fund budget assumptions begins with the Finance Department reviewing revenues and expenditures recorded to date (commonly referred to as “actuals”) in the current fiscal year to assess how actuals are tracking compared to the budget. In coordination with City departments, Finance also prepares the FY 2025-26 year-end estimates using actuals, departmental projections, and historical trends. These estimates help develop the budget assumptions and review department requests for the upcoming fiscal year. As part of an ongoing process, and in response to significant expenditures on landslide emergency response and stabilization efforts in recent years which is projected to reach $64.4 million by year-end, the City continues to tighten its belt and take a more diligent approach in preparing the budget. The denial (under appeal review) of FEMA Disaster Recovery request of almost $38 million made a significant impact to the City. Of the $64.4 million projected cost responding to the landslide since 2022, approximately $45 million, or 70% of the total has been funded through a combination of General Fund and CIP Fund reserves, resulting in a decline of available reserves. Also, similar to last year’s budget process, in support of the City Council Fiscal Sustainability Goal, the City Manager asked the Department Heads to identify a potential 5% reduction using a methodology based on the FY 2025-26 non-personnel base budget. The proposed reductions exclude costs related to the Los Angeles Sheriff Department’s annual contract, maintenance, and other contractual obligations. Additional information is later discussed in under budget assumptions for expenditures. These efforts are projected to contain base line expenditure growth by approximately $1.3 million in the past two years. 6 Over the past three months, the City Manager, Director of Finance, and Department Heads have held various budget meetings to formulate the budget assumptions aligned with City Council Goals, and community and organizational priorities. Budget assumptions also accommodate regulatory requirements, contractual obligations, and operational needs such as personnel, maintenance, professional services, and equipment. Budget Workshop - General Fund (April 20) The City Council holds two budget workshops each year – one for the General Fund (operating budget) and one for the Five-Year Capital Improvement Program (capital maintenance and projects). This approach has been consistently followed due to the level of detail presented to the City Council and the public, as well as the time needed to discuss and deliberate these items. The decisions and directions provided during these workshops help develop the preliminary budget. At the April 20, 2026 Workshop, the General Fund budget assumptions will be presented to the City Council for review and consideration. This includes budget assumptions for general operations such as public safety, personnel, and services, including legal, professional, and general maintenance (not capital). As the CIP Fund continues to rely heavily on funding from the General Fund, tonight’s meeting will also include discussion of potential General Fund Transfers-Out to the CIP Fund to support the upcoming capital maintenance and improvement projects. Budget Workshop - Capital Improvement Program (May 4) At the May 4, 2026 Workshop, the City Council will be presented with the budget assumptions to build the Five-Year CIP. The Public Works Department tracks progress of projects and reviews that progress with the Infrastructure Management Advisory Committee (IMAC). Potential adjustments and potential new projects are discussed in preparation for the City Council’s CIP Workshop. While the City Council can only appropriate the budget on an annual basis, this workshop supports the City’s policy of long-term strategic planning by presenting the projected budget needs for improvement, development, and maintenance beyond a single year (5 years). The main sources of funds of this program are the General Fund through Transfers-Out to the CIP Fund and Restricted Special Revenue Funds (special purpose). The program is based on available and funding resources, with priority given to projects that utilize special purpose funds to maximize and preserve the CIP Fund. Preliminary Budget – All Funds (June 2) After receiving direction at both Budget Workshops, staff proceeds with preparation of the FY 2026–27 Preliminary Budget. This process results in a comprehensive budget report that incorporates the General Fund, CIP Fund, and other funds for City Council 7 consideration at the June 2 meeting. The City Council may continue to provide direction, with final adoption scheduled on June 16. Staff will also present the preliminary Financial Model pursuant to City Council Policy No. 18. This is a key tool in the annual budget process that uses historical data and economic assumptions to project revenues, expenditures, transfers, and fund balances over a 10- year period. It supports decision-making by evaluating the long-term fiscal impact of various scenarios. The model is updated regularly and presented each June with the budget, incorporating City Council input and revised assumptions to guide forecasting for the upcoming fiscal year and beyond. Budget Hearing and Budget Adoption – All Funds (June 16) This is the final process in which the City Council will hold a budget hearing to adopt the budget for FY 2026-27. DISCUSSION: This report focuses on providing a brief Citywide financial overview, followed by a more detailed focus on the General Fund. In summary, the following information is presented in the following order: 1. Statement of Activities for All Funds (Income Statement) for the Last Five Years 2. Fund Balance for Governmental Funds for the Last Five Years 3. FY 2025-26 General Fund Year-End Estimates 4. FY 2026-27 Budget Assumptions - Revenues, Expenditures, Transfers 5. FY 2026-27 Projected Fund Balance Summary Additional Information a. Preliminary Financial Model b. City Council’s Financial Sustainability Goal Update 1. Statement of Activities (Income Statement) for the Last Five Years As requested by City Councilmember Lewis, this year’s report presents the City’s Statement of Activities (similar to an Income Statement) to provide a Citywide view of revenues and expenses without focusing on individual funds. The statement presents information on how the City’s financial position changed across all funds, including General Fund, CIP Fund, Restricted Special Revenues Funds, and Other Funds. As part of the City’s Annual Comprehensive Financial Report (ACFR), Statement of Activities is similar to an Income Statement used in the private sector. The main difference is that it reflects changes in the City’s financial position rather than profitability. This gives the readers a perspective of the City’s bottom line for year-over-year. 8 As shown in Table 1 on the following page, in FY 2025-26, the City’s estimated program revenues total approximately $25.1 million or 39%, while the remaining $39.7 million or 61% are from General Fund taxes and other revenues. For expenditures, approximately $32.3 million or 50% of the total is projected to be spent on maintenance and capital improvements. It is important to note that the “Net Position” of $239.5 million is the City’s net worth when combining all assets minus liabilities. This amount is not the available cash or fund balance. As presented in the Fund Balance Section No. 2 (Chart 2), the combined fund balances are $73.8 million, with $23.8 million or 32% are restricted for special purpose use only, with remaining amounts in the General Fund and CIP Fund. Table 1: Statement of Activities FY 2021-2026 (similar to Income Statement) *Net Position is the City’s combined assets minus liabilities. This is not the City’s cash or available funds. Chart 2 on the following page provides a visual summary of revenues and expenditures from FY 2021-22 through FY 2025-26, including year-over-year percentage changes. As shown, the highest changes in expenses were in FY 2023 - 24 for additional $10 million (+25%) and FY 2024-25 for $9 million (+19%), primarily from the landslide emergency and stabilization efforts. Continued on the Next Page in millions Fiscal Year FY 2025-26 Percentage Share FY 2025-26 Estimates FY 2024-25 Actual FY 2023-24 Actual FY 2022-23 Actual FY 2021-22 Actual Program revenues: Charges for services 7.5%$4.8 $5.6 $5.3 $5.9 $5.3 Grants/Special Restricted Revenues 31.3%20.3 16.0 9.5 11.3 8.5 Total Program Revenues:38.8%25.1 21.6 14.8 17.2 13.8 General revenues: Property taxes 30.2%19.6 19.0 18.1 17.3 16.6 Other taxes 28.7%18.6 15.8 15.2 15.8 14.5 Investment Income 1.9%1.2 4.1 4.6 0.7 (0.4) Other 0.4%0.3 0.8 0.8 1.0 0.9 Total General Fund Revenues:61.2%39.7 39.7 38.7 34.8 31.6 Total Revenues $64.8 $61.3 $53.5 $52.0 $45.3 Programs: Administration 11.7%7.5 6.5 6.3 5.6 5.3 Public Safety 12.7%8.2 8.6 8.0 7.4 7.3 Public Works - Operations 11.8%7.6 7.5 6.5 5.5 4.9 Public Works - Capital Maint/Improvements/Other 50.1%32.3 28.2 21.3 14.8 16.3 Community Development 7.3%4.7 3.8 3.7 3.9 3.1 Recreation and Parks 6.2%4.0 5.3 4.6 3.2 3.9 Interest Expense 0.2%0.1 0.1 0.2 0.2 0.0 Total Expenses $64.5 $60.0 $50.6 $40.6 $40.8 Change in net position 0.4 1.3 2.9 11.4 4.5 Net position - beginning of fiscal year 239.1 238.5 235.7 224.3 219.8 Restatement (GASB 101) - (0.8) - - - Net Position $239.5 $239.1 $238.5 $235.7 $224.3 9 Chart 2: Revenues and Expenses (All Funds) – FY 2021 -2026 (in millions) Based on the past five years of actuals, the gap between revenues and expenditures is beginning to narrow; therefore, Staff must remain diligent in budgeting and financial planning, supported by financial modeling and forecasting, to maintain long -term financial sustainability. Adherence to the City Council’s financial policies—such as the Reserve Policy, a balanced General Fund operating budget, and the Financial Model—has been key to maintaining the City’s financial stability and its ability to absorb landslide-related expenditures over the past three years. Continued compliance with these policies will be important for the City’s ongoing financial health. As presented above, Staff seeks for City Council approval to receive the City’s Statement of Activities (similar to Income Statement) for all funds on year-over-year revenues and expenditures for the past five years. 2. Fund Balance for All Funds - Last Five Years To supplement the Statement of Activities ( similar to Income Statement), Chart 3 on the following page provides a comprehensive view of the City’s financial position by presenting a summary of fund balances for all governmental funds. The chart illustrates the decline in fund balances due to increases in expenditures, showing a projected decrease of $11.2 million or 13% since FY 2021-22. As shown in Chart 3, the FY 2025-26 projected combined fund balances are $74.2 million and consist of the following: $45.3 $52.0 $53.5 $61.3 $64.8 $40.8 $40.6 $50.6 $60.0 $64.5 $0.0 $10.0 $20.0 $30.0 $40.0 $50.0 $60.0 $70.0 FY 2021-22 Actual FY 2022-23 Actual FY 2023-24 Actual FY 2024-25 Actual FY 2025 -26 Estimates Total Revenues Total Expenses +19% -<1% +7% +15%+3% +15%+6% +25% 10 • $23.9 million or 32% in Grants/Restricted Special Revenue Funds. These funds are restricted for special purposes and serve as the primary funding sources for capital maintenance and improvements. • $36.2 million or 49% in General Fund (minus 50% restricted for reserves). This fund supports day-to-day operations and the main funding source for transfers to the CIP Fund, as well as subsidies to other funds. • $14.1 million or 19% in CIP Fund (minus $5 million restricted for reserves). This fund is for capital maintenance and improvement projects that are not eligible for Grants/Restricted Special Revenue Funds. Chart 3: Fund Balance (All Governmental Funds) – FY 2021-2026 (in millions) *Fund Balances are the total balances for all funds and do not reflect prior year surplus transfers and City Council Reserve Policy requirements of $5M for the CIP Fund and 50% (approx. $17M) for the General Fund* As presented above, Staff seeks for City Council approval to receive a report on Governmental Fund Balances year-over-year for the past five years. 3. FY 2025-26 General Fund Year-End Estimates Staff projects the fund balance for the General Fund, including transfers out, at almost $36.2 million, marking a $3.5 million or almost 10.7% increase over the revised budget. After applying the 50% City Council Reserve Policy, and other transfers out to CIP Fund, and Employee Pension Services (EPS) Fund, the estimated unallocated fund balance is approximately $16.4 million, reflecting an increase of approximately $3.5 million or 27% from the revised budget. $31.4 $34.1 $38.0 $34.4 $36.2 $38.1 $35.3 $29.6 $20.3 $14.1 $14.9 $16.3 $20.3 $22.8 $23.9 FY 2021 -22 ACTUAL FY 2022 -23 ACTUAL FY 2023 -24 ACTUAL FY 2024 -25 ACTUAL FY 2025 -26 ESTIMATES General Fund CIP Fund Grants/Restricted Special Revenue Funds $85.7M +2% $87.9M +3%$77.4M -12%$74.2M -4% $84.3M 11 As indicated in Table 2 below, City revenues and transfers are anticipated to finish the year roughly $42.8 million or approximately $0.9 million, or 2.1%, higher than the revised budget, with expenditures and annual transfers estimated to be almost $2.6 million, or 6.1%, lower than the revised budget. The expenditure savings are primarily attributed to personnel savings, cost savings from vacancies and lower than anticipated overtime, as well as reduced spending on professional services, maintenance, and other operational accounts due to project timing and one-time expenditures not materializing as budgeted. Table 2: FY 2025-26 General Fund – Fund Balance Summary As presented above, Staff seeks for City Council approval to receive the year-end estimates for FY 2025-26. If applicable, any material changes to the estimates will be reported at the future budget meetings. 4. FY 2026-27 Budget Assumptions - Revenues, Expenditures, Transfers FY 2026-27 General Fund Revenue Assumptions Revenues – Overview Economic conditions have remained stable over the past fiscal year, though revenue growth has moderated compared to previous years. In FY 2025-26, General Fund revenues, including transfers, are projected to reach approximately $42.8 million, reflecting a 2.1% increase over the revised budget. This growth is primarily driven by steady property tax collections, resilient Transient Occupancy Tax (TOT) revenues, and a Consumer Price Index (CPI) related increase in permits and fees revenue. However, inflationary pressures and a tighter monetary environment continue to temper overall revenue expansion, resulting in a measured pace of growth. General Fund FY 2025-26 Revised Budget FY 2025-26 Year-End Estimates Beginning Fund Balance 33,270,667 33,270,667 - Add: Revenues 41,562,700 42,462,048 899,348 2.2% Add: Transfers-In 320,000 320,000 - 0.0% Total Revenues and Transfers 41,882,700 42,782,048 899,348 2.1% Less: Expenditures (38,870,199) (36,267,300) (2,602,899)-6.7% Less: Transfers to CIP (TOT) (3,374,150)(3,374,150) - 0.0% Less: Other Transfers-Out (230,000)(230,000) - 0.0% Total Expenditures and Transfers (42,474,349) (39,871,450) 2,602,899 6.1% Projected Ending Fund Balance 06/30/2026 32,679,018 36,181,265 3,502,247 10.7% City Council Restricted Fund Balance Less: Additional Transfers - CIP Ladera (PY Surplus) (889,500) (889,500) - 0.0% Less: Additional Transfers - CIP Landslide (PY Surplus) (1,469,500) (1,469,500) - 0.0% Less: Transfers to Pension (PY Surplus) (400,000) (400,000) - 0.0% 50% Reserve Policy (17,000,000) (17,000,000) - 0.0% Projected Unallocated Fund Balance 12,920,018 16,422,265 3,502,247 27% Change Increase/(Decrease) from Revised Budget 12 Looking ahead to FY 2026-27, General Fund Revenue Budget Assumptions, including transfers, are projected at approximately $42.8 million, representing a 2.2% increase over the FY 2025-26 Revised Budget. This growth, as discussed below under Revenue Analysis, is supported primarily by continued strength in property tax revenues, driven by steady assessed valuation increases, as well as moderate gains in sales tax and franchise revenues. At the same time, Transient Occupancy Tax is projected slightly lower based on a conservative outlook tied to the evolving travel patterns and broader economic conditions. Other revenues, including interest earnings and certain one -time sources, are anticipated to decline, contributing to a more tempered overall growth rate. Overall, the budget remains conservative, accounting for ongoing economic shifts, including interest rate policies, inflation trends, and regional market activity. Factors such as higher borrowing costs, shifting consumer behavior, and rising operational expenses are shaping revenue trends. Steady property values and tourism activities provide stability, though changes in discretionary spending, business investment, and development activity could introduce variability. While certain indicators remain positive, others suggest a slowing pace of growth, underscoring the need for a thoughtful and balanced approach to forecasting. A comprehensive discussion and analysis of the General Fund's primary revenue sources is highlighted below. Revenues – Analysis Property Tax Property tax continues to serve as the primary and most stable revenue source in the General Fund. As shown in the dollar graphic below, under Proposition 13 (AB 8), the City receives 6% of the 1% property tax collected or $0.06 of every $1.00 (as shown in the tax allocation diagram on the next page). The remaining majority of the share is distributed to Los Angeles County, the Los Angeles Community College District, Palos Verdes Unified School District, Palos Verdes Library District, the Consolidated Fire Protection District, and the Educational Revenue Augmentation Fund (ERAF), established under Proposition 172. Continued on the Next Page 13 Property Tax Allocation for RPV = $0.06 of every $1.00 The FY 2026-27 budget assumption for property tax revenues is $19.0 million, reflecting an increase of $790,000, or 4.3%, over the FY 2025-26 Revised Budget $18.2 million. This projection reflects a steady growth in assessed valuation and accounts for both Citywide trends and localized economic impacts. The methodology used is a combination of staff analysis and projections provided by the City’s property tax consultant, HdL Coren & Cone. Several key factors contribute to the expected change in property tax revenue: • Inflation Adjustment (Based on the California Consumer Price Index – CCPI): The County Assessor has applied the maximum 2.0% CCPI adjustment for FY 2026- 27. This increase, which applies to properties not reduced under Proposition 8, contributes to the overall rise in assessed value across the City. • Property Sales and Transfers: Transfer of ownership of 433 properties occurring between January and December 2025 are expected to add an estimated $393 million in reassessed value to the property tax roll. This reflects a slow growth trend over the past three years, but still short of the volume and value of transfers of ownership in 2021 and 2022. Rancho Palos Verdes remains a highly desirable coastal community, supporting a relatively strong real estate market and maintaining assessment stability. • New Construction and Property Improvements: Assessed valuation is further supported by residential remodels and permitted construction activity, which trigger partial reassessments under state law. These improvements are factored into the City’s long-term revenue base and help offset softness in other areas of the market. 14 • Proposition 8 Reductions and Recaptures: Properties affected by market shifts or environmental factors may receive temporary reductions in assessed value under Proposition 8. Conversely, as conditions improve, these properties are eligible for value recapture. Parcels in the landslide areas were reassessed for FY 2025-26 and 169 parcels received value reductions of between 30% and 97%. The total valuation reduction related to these reductions was $128 million. Based on this amount, the estimated impact is approximately $80,000 of revenue loss for the City. Monitoring these fluctuations, especially in neighborhoods impacted by landslide activity, will be critical in the coming year. The Proposition 8 reductions had the biggest impact on the Redevelopment Property Tax Trust Fund (RPTTF), which is funded by the net tax increment of increased property values in the project area from the base year since 1978. As a result, Staff estimates approximately $110,000 in revenue loss within the miscellaneous revenue category in General Fund due insufficient property tax collections to fully support repayment obligations back to the City. • Buyout Program: A voluntary property buyout program of $42 million, funded through FEMA’s Hazard Mitigation Grant Program (HMGP), once fully implemented, the City will convert some parcels within the Landslide Complex into open space owned by the City, removing them from the tax roll. Based on the available information, the estimated appraisal value of approximately 22 properties is $51.1 million. If the grant is funded by FEMA during FY 2026-27, the estimated revenue loss to the City’s property tax revenue is approximately $31,000. Together, these factors contributed to an estimated 3.4% increase in overall assessed valuation for FY 2025-26. This compares to a 3.9% increase in taxable assessed value for the County of Los Angeles. The combined total of Budget Assumption of $19.0 million includes the following: • Secured property taxes of $11.7 million • Property taxes in lieu of vehicle license fees $6.9 million • Property transfer taxes $0.4 million • This represents about $0.8 million, or 4.3%, increase over the FY 2025-26 Revised Budget of $18.2 million. Property Taxes FY 2025-26 Revised Budget: $18,200,000 FY 2025-26 Year-end Estimate: $18,306,400 FY 2026-27 Budget Assumptions: $19,000,000 FY 2025-26 Net Change to Revised Budget: +$790,000 (+4.3%) Transient Occupancy Tax (TOT) TOT remains the second largest revenue source for the General Fund, at a tax rate of 10%, with 98% of collections generated by Terranea Resort. Based on the recent 15 information provided by Terranea, the FY 2026-27 Budget Assumptions takes a conservative approach, forecasting TOT revenue at about $6.9 million, of which $6.7 million is attributed to Terranea, while the remaining $150,000 comes from miscellaneous TOT sources, including short-term rentals operated at the Terranea Resort and smaller lodging establishment (Best Value Inn along Western Avenue). This reflects a 2.1% decrease from approximately $7.0 million Revised Budget for FY 2025-26. This conservative forecast accounts for potential fluctuations in occupancy rates due to broader economic conditions, evolving travel behaviors, and corporate travel policies. While the luxury hospitality sector remains strong, high borrowing costs, shifti ng consumer spending, and changes in business and group travel trends present factors that warrant a measured approach. Industry reports indicate that while leisure travel demand has stabilized, business and conference travel has not fully returned to pre - pandemic levels. Given these considerations, the City’s projection balances optimistic market forecasts with a fiscally responsible outlook to ensure revenue stability. There continues to be no indication that the landslide activity in the Portuguese Bend area has had a direct impact on Terranea Resort or other hospitality businesses. As a result, the City does not anticipate any adverse effects on TOT revenue. Additionally, Terranea has continued full operations and has even supported relief efforts by providing assistance to impacted residents. Additionally, the Los Angeles County’s tourism sector has largely rebounded to pre - pandemic levels, with annual visitation returning to approximately 50 million visitors and overall economic impact exceeding $18 billion. Following 49.1 million visitors in 2023 — about 97% of 2019 levels — the market continued its recovery trajectory in 2024, with visitation nearing or matching prior peak volumes as international travel improved. However, emerging headwinds in 2025, including a projected decline in international travel and broader economic uncertainty, have tempered growth expectations despite strong domestic demand. Within this context, Rancho Palos Verdes continues to benefit from its positioning as a premier coastal destination, attracting both domestic and international visitors seeking high-end accommodations. As demand for luxury hospitality remains resilient, transient occupancy tax (TOT) revenues are expected to remain a stable and important source of funding for the City, supported by the region’s long -term tourism fundamentals. As the City continues to evaluate long-term fiscal sustainability, opportunities to enhance TOT revenue are being explored. This may include revisiting the existing TOT rate for Terranea to align with regional benchmarks, assessing the feasibility of expanding short - term rental regulations to ensure full compliance, and identifying new revenue -generating opportunities within the hospitality sector. Any potential changes will be carefully analyzed to balance economic growth, tourism competitiveness, and the City’s ongoing commitment to financial stability. Transient Occupancy Tax FY 2025-26 Revised Budget: $7,000,000 16 FY 2025-26 Year-end Estimate: $6,950,000 FY 2026-27 Budget Assumptions: $6,850,000 FY 2026-27 Net Change to Revised Budget: -$150,000 (-2.1%) Sales and Use Tax The Sales and Use Tax rate for the City is 10.25%. Of this amount, the City receives approximately 1% of the taxes collected (Chart 3). The tax is imposed on total retail price of any tangible personal property. This tax revenue is administered by the State of California and distributed across the following multiple agencies: Chart 3: Sales and Use Tax Distribution of 10.25% The FY 2026-27 Budget Assumptions for the City’s portion for the Sales and Use Tax is about $3.0 million, reflecting an increase of $151,000, or 5.3%, from the FY 2025-26 Revised Budget of $2.9 million. This assumption reflects continued necessary spending on goods and services with price increases and reduced discretionary spending. This conservative forecast is based on local sales activity and guidance from the City’s sales tax consultant, HdL, and incorporates both recent performance and expected consumer behavior trends. While the taxable sales base remains generally stable, a combination of elevated borrowing costs, moderating consumer demand, and a gradually cooling labor market is expected to temper near-term economic activity. According to HdL Companies, the statewide outlook reflects modest and uneven sales tax growth, supported by continued disinflation but constrained by cautious consumer behavior and slower employment gains. Insights from Beacon Economics further indicate that job growth has softened and unemployment is trending slightly upward, reinforcing a more measured pace of expansion. Sector performance remains mixed; revenues tied to fuel and service stations City of RPV 1.00% LA County/District Programs 3.00% State General Fund 3.94% State -Local Programs 2.31% 17 have shown uneven performance, reflecting fluctuations in fuel prices over the year and softer consumption levels, which have tempered overall sales tax growth in this category, while building and construction activity continues to contract amid high interest rates. General consumer goods show only modest gains as shoppers prioritize essentials, and auto sales remain subdued despite some stabilization. In contrast, restaurants a nd hospitality, along with online spending, have demonstrated relative resilience, helping to offset softness in other categories and supporting a cautiously optimistic outlook for local revenues. The Budget Assumptions reflect an increase from the FY 2025-26 Revised Budget, yet equal to the FY 2025-26 Year-end Estimate. With uncertainty future surrounding consumer spending due to recent international conflict, rising gas prices and delayed impacts from tariffs, Staff will continue to monitor economic trends, consumer behavior, and state-level developments that may impact this key revenue source. Sales and Use Tax FY 2025-26 Revised Budget: $2,853,500 FY 2025-26 Year-end Estimate: $3,004,500 FY 2026-27 Budget Assumptions: $3,004,500 FY 2025-26 Net Change to Revised Budget: $151,000 (5.3%) Permits and Fees The City’s Permit and Fees are established through the adopted Master Fee Schedule, which is presented by Staff annually by the City Council. Revenue is generated by recovering the cost of providing requested City services for such activities as reviewing plans for proposed construction, providing inspections, renting City facilities, conducting business within the City limits. The FY 2026-27 Budget Assumptions for Permits and Fees are $4.6 million. This reflects an increase of $76,300, or 1.7%, over the FY 2025-26 Revised Budget of $4.5 million. The increase is driven by steady, though slowing, demand for building and safety permits and plan check services. It also reflects higher business license revenues, due to the Consumer Price Index (CPI) adjustment, discontinuation of the small business financial assistance program and the $0 business license tax rate for home occupancy businesses. Permits and Fees FY 2025-26 Revised Budget: $4,529,000 FY 2025-26 Year-end Estimate: $4,501,300 FY 2026-27 Budget Assumptions: $4,605,300 FY 2026-27 Net Change to Revised Budget: +$76,300 (+1.7%) 18 Franchise Tax Franchise tax revenues are derived from payments made by franchisees for the use of the City’s public rights-of-way, including utility providers such as EDCO, Cox Communications, and Southern California Edison and Southern California Gas Company. The City’s rates are the following: • Solid Waste Franchise Fees o For residential waste hauler services, the Collector Fee and Environmental Programs Fee are set annual fees established in the City’s exclusive residential waste hauler contract, which is subject to CPI-U escalation. The City’s contract with EDCO in FY 2026-27 represents year 4 of a 7-year contract. o For commercial waste, the Collector Fees are calculated at 5% of gross quarterly revenue, based on tonnage of waste collected, with the Environmental Programs Fees equal to the Collector Fees, less a proportional credit for the percentage of waste diverted to recycling programs. • Electric, Gas, Water, Other – 5% of gross revenues • In-Kind PEG Fees – 1% of gross revenues for Public, Educational and Government (PEG) access channels The FY 2026-27 Budget Assumptions for Franchise Tax is approximately $2.6 million, reflecting a slight 2.7% increase over the FY 2025-26 Year-End Estimates of $2.5 million that is consistent with historical trends, and $0.1 Million (6.3%) over the $2.4 million Revised Budget. Staff based their estimates on historical performance and current industry trends, while also monitoring regional changes and regulatory activity that could affect franchise revenues moving forward. In line with regional best practices, staff are reviewing existing franchise agreements to ensure they continue to align with infrastructure use, evolving service needs, and long - term fiscal sustainability. While no changes are currently proposed, this evaluation supports ongoing policy discussions and may inform future considerations. Franchise Taxes FY 2025-26 Revised Budget: $2,400,000 FY 2025-26 Year-end Estimate: $2,483,256 FY 2026-27 Budget Assumptions: $2,550,000 FY 2026-27 Net Change to Revised Budget: +$150,000 (+6.3%) Utility User Tax (UUT) UUT revenue is generated by a 3% tax on the consumption of electricity, gas and water, as authorized under RPVMC Chapter 3.30 (1993). Effective on May 19, 2015, Ordinance 568 repealed the collection of UUT on telecommunication services. UUT revenue is influenced by several external factors, including weather conditions, utility consumption, natural gas prices, and utility rate adjustments. The FY 2026-27 Budget Assumptions for UUT is $2.9 million, reflecting a slight 0.7% decrease from the FY 2025- 19 26 Year-End estimates of approximately $3.0 million and $0.5 million or 19% higher than the FY 2025-26 Revised Budget, reflecting recent trends in this revenue category. Staff will continue to monitor utility usage levels, market volatility in energy rates, and the evolving landslide conditions to update revenue forecasts as new information becomes available. UUT FY 2025-26 Revised Budget: $2,457,200 FY 2025-26 Year-end Estimate: $2,945,000 FY 2026-27 Budget Assumptions: $2,925,000 FY 2026-27 Net Change to Revised Budget: $467,800 (+19.0%) Other Taxes and Miscellaneous Revenues Other Taxes and Miscellaneous Revenues include a variety of sources such as the Golf Tax, lease and rental revenues, program and event fees, interest earnings, and one-time or nonrecurring revenue. The FY 2026-27 Budget Assumptions for Other Taxes and Miscellaneous Revenues is $3.6 million, reflecting a decrease of $0.5 million, or -13.7%, from the FY 2025-26 Revised Budget of $4.1 million. The decrease is primarily attributed to decreases in Interest Earnings, Administrative Overhead and Miscellaneous Revenue, and the anticipated lack of a Redevelopment Agency (RDA) loan payment in the upcoming fiscal year due to decreased RPTTF revenue from the landslide area properties. Staff continue to use historical trends, CPI data, and known programmatic activity to project revenues in this category. While certain recurring revenues, including the Golf Tax and rental income, are expected to remain stable, the FY 202 6-27 forecast reflects a conservative approach to revenue assumptions. Per RPVMC Section 3.40.140, a legislative review of the Golf Tax is required every four years prior to budget adoption. The City Council set the Golf Tax rate at 10% on April 6, 2023 for FY 2023-24. The budget assumptions for FY 2026-27 Golf Tax revenue is estimated at $780,000 and will continue to support ongoing operations. The next review of the Golf Tax will occur as part of the FY 2027-28 budget cycle, or at the discretion of City Council to revisit. Other Taxes and Miscellaneous Revenues FY 2025-26 Revised Budget: $4,133,000 FY 2025-26 Year-end Estimate: $3,951,592 FY 2026-27 Budget Assumptions: $3,567,650 FY 2026-27 Net Change to Revised Budget: -$545,350 (-13.3%) 20 Transfers-In Transfers-In remain unchanged from the FY2025-26 Budget, with $240,000 to help offset the cost of the Community Resource (CoRe) deputy within the Sheriff program in the Public Safety section of the budget, and $80,000 from Measure A Maintenance Fund (Los Angeles Open Space Grant) to help offset the costs of fuel modification in the Public Works section of the budget. Transfers-In FY 2025-26 Revised Budget: $320,000 FY 2025-26 Year-end Estimate: $320,000 FY 2026-27 Budget Assumptions: $320,000 FY 2026-27 Net Change to Revised Budget: $0 (0.0%) In summary, the FY 2026-27 proposed revenue budget totals $42.8 million, including transfers, and indicates an increase of approximately $0.4 million, or 0.9%, over Year- End Estimates and about $0.9 million, or 2.2% over the FY 2025-26 Revised Budget. Property Tax remains the largest revenue source in the General Fund, representing 44.4% of proposed revenue, excluding transfers. TOT retains its position as the second - largest revenue source, comprising 16.0% of the General Fund. Table 3 and Chart 4 below illustrate the amounts and allocations of the major revenue sources in the General Fund. Table 3: FY 2026-27 General Fund Revenue and Transfers Assumptions Continued on the Next Page Category FY 2025-26 Revised Budget FY 2025-26 Year-End Estimates FY 2026-27 Budget Assumptions Property Tax 18,210,000 18,306,400 19,000,000 790,000 4.3% Transit Occupancy Tax 7,000,000 6,950,000 6,850,000 (150,000) -2.1% Sales Tax 2,853,500 3,004,500 3,004,500 151,000 5.3% Permits & Fees 4,529,000 4,501,300 4,605,300 76,300 1.7% Franchise Tax 2,400,000 2,483,256 2,550,000 150,000 6.3% Utility Users Tax 2,457,200 2,945,000 2,925,000 467,800 19.0% Other Taxes & Misc Revenues 4,113,000 3,951,592 3,567,650 (545,350) -13.3% Subtotal 41,562,700 42,142,048 42,502,450 939,750 2.3% Transfers In 320,000 320,000 320,000 - 0.0% Grand Total 41,882,700 42,462,048 42,822,450 939,750 2.2% Revised Budget vs. Budget Assumptions 21 Chart 4: FY 2026-27 Revenue Budget Assumptions (excluding transfers-in) Staff seek the City Council’s affirmation of $42.5 million in projected revenues which includes continuing the 3% Utility User Tax rate and Transfers-In of $320,000. FY 2026-27 General Fund Expenditures Assumptions Expenditures - Overview The development of the FY 2026-27 Budget Assumptions are designed to maintain essential services while addressing anticipated operational shifts and fiscal priorities. This process ensures continued alignment with City Council Goals, compliance with City Council Policy No. 41 on Reserve Policy, and adherence to regulatory requirements. It also accounts for contractual increases, such as CPI adjustments, and incorporates limited one-time costs for new initiatives. As part of the ongoing process of containment strategies supporting the City Council’s Fiscal Sustainability Goal, prior to the start of the budget process, the City Manager asked the Department Heads to identify a potential 5% reduction using a methodology based on the FY 2025-26 non-personnel base budget. The proposed reductions are limited to operational budget, excluding expenditures related to the Los Angeles Sheriff Department annual contract, maintenance, and other contractual obligations. Department Heads also identified items that could be reduced with the least impact on services, eliminat ing duplicative or superfluous budgeted items, and reviewed projects with constraints that may prevent completion within one year. $19.0 45% $6.9 16% $3.0 7%$4.6 11% $2.6 6% $2.9 7% $3.6 8% Property Tax Transient Occupancy Tax Sales Tax Permits & Fees Franchise Tax Utility Users Tax Other Taxes & Misc. Revenues $42.5 M 22 Based on this process, the budget assumptions reflect total reductions of approximately $0.6 million, representing a 5% decrease to the FY 2025-26 non-personnel base budget of $9.9 million. To date, the Fiscal Sustainability Goal is projected to save General Fund approximately $1.3 million in FY 2025-26 for $0.7 million and FY 2026-27 for $0.6 million (Table 4). Additionally, staff continue to explore alternative funding sources, such as special revenue funds and grants, to reduce reliance on the General Fund. Table 4: FY 2026-27 General Fund - Budget Reductions for Non-Personnel Overall, the proposed Budget Assumptions for FY 2026-27 for the General Fund, before transfers-out, is approximately $38.0 million, reflecting approximately $0.9 million (-2.3%) decrease from the FY 2025-26 Revised Budget. Compared to FY 2025-26 year-end estimates, the FY 2026-27 Budget Assumptions, before transfers-out, reflect an increase of approximately $1.7 million (4.6%). Transfers-out are projected at $3.8 million, indicating a decrease of $2.6 million (40.9%) from the prior year’s revised budget. When including annual Transfers-Out, the FY 2026-27 General Fund Budget Assumptions are $41.7 million. This reflects a decrease of $3.4 million (-7.7%) from the FY 2025-26 revised budget. This decrease is primarily from the one-time transfers from unallocated fund balance to the CIP Fund to support capital projects and the landslide emergency response and mitigation efforts. As shown in Table 5 on the next page, the major increases in prior year expenditures were driven by higher public safety service costs from the Los Angeles County Sheriff’s Department, as well as personnel-related adjustments consistent with labor agreements, including reduced vacancy levels and increased CalPERS contribution requirements. Continued on the Next Page Department FY 2025-26 Base Budget (Non-Personnel)* 5% Target Reduction Department's Proposed Reductions ($) Department's Proposed Reductions (%) Administration 1,859,750 (90,400) (90,650) -5% Finance 202,400 (10,220) (10,220) -5% Public Works 4,966,000 (248,300) (352,000) -7% Community Development 1,308,400 (65,400) (65,600) -5% Recreation and Parks 1,047,400 (52,400) (23,250) -2% Public Safety Program 469,300 (23,500) (58,900) -13% Grand Total $9,853,250 ($490,220) ($600,620) -6% *FY 2025-26 Base Budget excludes Sheriff Contract, one-time expenditures, maintenance, and other contractual obligations* 23 Table 5: FY 2026-27 Proposed General Fund Expenditures Below is a detailed analysis of the budget assumptions guiding the preparation of General Fund Budget Assumptions expenditures for FY 2026-27. The analysis compares expenditures with the FY 2025-26 revised budget rather than year-end estimates. Year- end estimates were excluded from the analysis as they do not account for unfilled or vacant positions and incomplete projects or programs by year-end. Personnel Costs Personnel costs account for the salaries and benefits for City employees, including full - time, part-time, and stipends for the City Council and Planning Commissioners. Overall, Budget Assumptions are estimated at almost $16.3 million (42.8%) of the budget, before transfers out. This is an increase of about $0.4 million (2.7%) over FY 2025-26 revised budget, which is highlighted below. Personnel Costs FY 2025-26 Revised Budget: $15,818,200 FY 2025-26 Year-end Estimate: $14,777,500 FY 2026-27 Budget Assumptions: $16,252,700 FY 2026-27 Net Change to FY 25-26 Revised Budget: +$434,500 or 2.7% Salaries Currently, the City concluded the collective bargaining process with the American Federation of State, County and Municipal Employees (AFSCME) for part-time employees. The Rancho Palos Verdes Employee Association (RPVEA) agreement for full-time employees was finalized in the prior fiscal year. Accordingly, the budget assumptions reflect the terms of these labor agreements. These same assumptions have also been applied to unrepresented employees including management, confidential, and the City Manager. For FY 2026-27, there are no new positions or reclasses being proposed. Category FY 2025-26 Revised Budget FY 2025-26 Year-End Estimates FY 2026-27 Budget Assumptions Salaries and Benefits 15,818,200 14,777,500 16,252,700 434,500 2.7% Sheriff Contract 8,587,000 8,587,000 8,896,500 309,500 3.6% Legal Services 1,250,000 1,087,700 1,260,000 10,000 0.8% Operations & Maintenance 13,214,999 11,840,300 11,564,000 (1,650,999) -12.5% Subtotal 38,870,199 36,292,500 37,973,200 (896,999) -2.3% Transfers Out 6,363,150 6,363,200 3,760,800 (2,602,350) -40.9% Grand Total 45,233,349 42,655,700 41,734,000 (3,499,349) -7.7% Revised Budget vs. Budget Assumptions 24 The following are highlights from the Budget Assumptions in General Fund for FY 2026-27: • Includes funding for all existing and approved competitive, confidential, and management positions at 100%, less a 3% vacancy rate factor to reflect the historical average salary savings due to vacancies. The Senior Planner and Assistant Planner positions are budgeted at 50%, consistent with the anticipated timing of recruitment and hire if it is determined that these vacant positions will be filled during FY 2026-27. Overall funding levels are aligned with department-recommended recruitment schedules. • $10.1 million for approximately 80 full-time positions, with 6 positions currently vacant but expected to be filled in FY 2026-27. Compared to the current year’s revised budget, this represents an increase of approximately $302,810, or 3.1%, primarily due to filling of vacant positions. • $1.8 million reflects the current cost for approximately 82 part-time positions (approximately 30 full-time equivalents (FTE) and includes City Council and Planning Commissioners) and includes the first-year impacts of the newly approved AFSCME MOU. Employees receive a flat COLA adjustment in FY 2026-27, along with performance-based merit increases that were already assumed in the base budget. The agreement also includes added benefits such as tuition reimbursement, boot reimbursement, and expanded holiday/overtime provisions. Overall, the first-year impact represents a moderate increase over the current base budget, with cost escalation occurring in the out years . The following are the major highlights for the proposed budget assumptions: o $1.5 million (76%) is for Recreation and Park for approximately 58 positions or 24 FTE’s. o $0.2 million (10%) is for the City’s Public Safety Program for three part- time Public Safety Liaisons (PSL) and one Field Training Officer (FTO). o $0.2 million (12%) is for the City Manager’s Department including three Television Producers and one part-time Human Resources Specialist. o Approximately $46,000 (2%) for the City Council’s stipend and about $12,000 (0.6%) stipend for the Planning Commissioners. o Approximately $48,400 (2%) for the City’s Internship Program for 3,060 hours for all Departments. The City’s Internship Program was first established in FY 2023-24 to support the City Council Goal of Citizen Involvement and Public Outreach. The program was designed as a structured academic opportunity for high school and college students, or recent graduates, to gain hands-on experience in local government while applying and expanding their academic knowledge in a professional setting. Interns are assigned to various City departments and assist with projects, reports, assessments, and other work aligned with their fields of study. Interns will receive a pay range between $16.50 to $19.50/hour. • Approximately $162,000 is allocated for overtime for all full-time and part-time positions. Compared to the current year’s revised budget, this represents an increase of approximately $4,790, or 3.0%. 25 • $716,000 accounts for COLA and merit increase for part-time positions and full- time employees, including competitive positions, confidential positions, management positions, and the City Manager. Based on the City’s current Memorandum of Understanding with RPVEA, COLA is estimated at 3%, which is the maximum percentage based as measured by CPI-U reported by the U.S. Bureau of Labor Statistics for the Los Angeles-Long Beach-Anaheim, California metropolitan area covering the prior twelve-month period March to March each year. The CPI-U for February is 2.4%, and the CPI-U for March will be released in mid-April. Additionally, this category includes a budget assumption for merit increase estimated at an average of 4.5%. The merit increase is based on employee’s performance evaluation ranging from 1% to 6% per the City’s current MOU with RPVEA and 0% to 5% for AFSCME MOU. • In the past few years, several vacant positions have been frozen and underfilled and are excluded from the current budget. While most positions have now been filled, the following positions continue to remain frozen in the Budget Assumptions for FY 2026-27: o Executive Assistant in the City Manager’s Office o GIS Coordinator in the Community Development Department o Accounting Supervisor in the Finance Department (underfilled) o Senior Engineer in the Public Works Department (underfilled) Management will continue to reassess the Department’s needs in the coming fiscal year, and any changes will be reported to the City Council for approval during the annual budget workshops. Benefits The projected benefits for the FY 2026-27 Budget Assumptions amount to around $3.9 million, reflecting an increase of approximately $0.1 million (1.7%) over the FY 2025-26 revised budget. Key budget assumptions for developing the benefits include: • $2.3 million is allocated for employee benefits, including health, dental, and vision insurance, workers’ compensation, Medicare, retirement health savings, and other ancillary benefits. Compared to the current year’s revised budget, this represents an increase of approximately $192,006, or 9.0%, primarily reflecting the filling of previously vacant positions and increases in health, insurance, and workers’ compensation costs . • $1.7 million is budgeted for CalPERS normal cost (current employees) and Unfunded Accrued Liability (UAL) payments, which fund the City’s pension obligations for current and retired employees across Tiers 1, 2, and 3. Compared to the current year’s revised budget, this represents a decrease of approximately $66,900, or 3.8%, primarily reflecting adjustments to CalPERS normal cost contributions and updated actuarial assumptions. • Per the City’s Pension Guideline, the Employee Pension Service (EPS) Fund will relieve the General Fund of UAL payments exceeding $900,000. 26 Based on these assumptions, an allocation of $0.7 million will be funded from the EPS Fund to offset increases in the benefits category. Non-Personnel Costs The non-personnel category includes the Los Angeles County Sheriff contract, legal services, professional and technical services, repairs and maintenance, supplies, training and conferences, utilities, and miscellaneous/other expenses. This category represents $21.7 million, or 57.2% of the FY 2026-27 Budget Assumptions, before transfers out. As illustrated below, the Budget Assumptions includes a decrease of $1.3 million (-5.8%) over the FY 2025-26 Revised Budget. Non-Personnel Costs FY 2025-26 Revised Budget: $23,052,000 FY 2025-26 Year-end Estimate: $21,516,000 FY 2026-27 Budget Assumptions: $21,720,500 FY 2026-27 Net Change to FY 25-26 Revised Budget: -$1,331,500 or -5.8% Below are major highlights of the Budget Assumptions used to develop the non-personnel budget. The amounts listed and the percentage to budget per category are based on the proposed budget, before transfers-out. Budget Reductions Departments identified approximately $0.6 million in proposed reductions below, exceeding the 5% target of $0.5 million based on the FY 2025-26 non-personnel base budget of $9.9 million. • Reductions are limited to non-personnel operational expenditures and exclude the Los Angeles County Sheriff’s Department annual contract, maintenance, and other contractual obligations. • Administration met the 5% reduction target, contributing approximately $90,650 in reductions, which were achieved primarily through adjustments to professional/technical services, training, and conference expenditures, as well as aligning budgets with actual spending trends while maintaining core administrative functions. • Finance met the 5% reduction target, contributing approximately $10,220 in reductions. These reductions were achieved primarily through adjustments to professional/technical services, operating supplies, dues and memberships, training, and conference expenditures, along with aligning budgets to actual spending trends. • Community Development met the 5% reduction target, contributing approximately $65,600 in reductions. These reductions were achieved primarily through adjustments to professional/technical services, conference and training expenditures, and targeted reductions across division operations, including contract services, while aligning budgets with actual spending trends and maintaining core service levels. 27 • Public Works exceeded the 5% reduction target, contributing approximately $0.4 million in reductions. These reductions were achieved across administration, storm water quality, building maintenance, trails and open space, parks, and fuel modification programs, primarily within professional/technical services and repair and maintenance accounts. • Public Safety Program contributed approximately $58,900 in reductions, which were achieved primarily through the elimination of lease costs and targeted reductions in supplies and printing, partially offset by increased investments in equipment and risk/safety programs within the Special Programs budget. • Recreation and Parks contributed $23,500 in reductions, with limited additional flexibility following prior-year reductions of $142,000 and the need to maintain core service levels and community recreational programs. The reductions were achieved primarily through a reduction in trail clearing of excess vegetation within the Open Space Management (OSM) program, reflecting decreased need due to preserve closures related to the landslide. Public Safety The City’s Public Safety Program of approximately $9.9 million consists of the following programs (including personnel and non-personnel): • Los Angeles Sheriff Department Contract $8.9 million • Public Safety Program $1.0 million: o Public Safety Division: $698,800 o Special Programs (Sheriff - overtime): $70,000 o Other Programs: $262,700 The following is a summary of the non-personnel portion of the Public Safety Program: Los Angeles Sheriff Department (LASD) Contract: • A contract with three Peninsula cities that is based on a fixed percentage cost - sharing model with the City of Rancho Palos Verdes paying 68%, Rolling Hills Estates 28% and Rolling Hills 4%. • Accounts for $8.9 million or 21.4% of the Budget Assumptions which includes: o 56-Hour Unit Deputy Sheriff o Non-Relief Deputy o Non-Relief Bonus I Deputy o Non-Relief Grant Special Assignment Deputy o Non-Relief Motor Deputy o Liability Trust Fund (1.5% increase from 13% to 14.5%), totaling approximately $1.1 million to support liability and risk-related costs. o To maintain the same level of services, the budget assumption for this contract includes a $0.3 million or 3.6% increase over the FY 2025-26 revised budget. LASD is expected to set a final rate increase in May. Once it is set, Staff will adjust the contract cost, if needed, and present it to the City Council for consideration, as part of the proposed FY 202 6-27 budget. 28 Public Safety Division and Special Programs • Beginning in FY 2026-27, Staff is proposing to consolidate the former Special Programs (Program 6120) and Public Safety Program (Program 6111) into a single Public Safety Program (6111) to streamline budgeting and reporting. • The combined total of $488,500 for non-personnel reflects funding previously allocated to both programs. This includes School Resource Officers for outreach and education at Peninsula schools, the Public Safety Reimbursement Program, Automated License Plate Reader (ALPR) annual network service fees, administration of the parking citations program, Everbridge emergency notification software, Los Angeles County Disaster Management Area G Program membership and resources, and other operating needs (i.e., supplies, uniforms, equipment, fuel, leases, and training ). The budget also includes: $70,000 for LASD supplemental overtime services for targeted crime suppression, traffic enforcement, and other as-needed services and an additional $55,000 for the City’s share to launch a Lomita Sheriff’s Station drone pilot program. Three other cities including Lomita, Rolling Hills, and Rolling Hills Estates will also participate in the program, which is comprised of four drones operated by deputies to respond to various incidents ranging from monitoring roadway hazards to critical incidents. • The proposed consolidation reflects the full implementation of the program and provides a more comprehensive view of public safety-related expenditures. Legal Services • Accounts for approximately $1.26 million or about 3.0% of the Budget Assumptions. • This is an increase of $10,000 (0.8%) from the FY 2025-26 Revised Budget of $1.25 million, reflecting a COLA adjustment of up to 4%, partially offset by the absence of one-time labor negotiation costs with bargaining groups such as RPVEA and AFSCME included in the prior year. • Includes general legal services, code enforcement, litigation, labor negotiation, and legal services related to public records act requests. Operations and Maintenance • Accounts for $11.6 million or about 27.7% of the Budget Assumptions. • This is a decrease of $1.7 million (-12.5%) from the FY 2025-26 Revised Budget of $13.1 million, primarily due to reductions in professional and technical services, repair and maintenance services, and rents and leases, partially offset by increases in general liability premiums, equipment replacement charges, and risk/safety activities. The decrease is largely attributable to one-time expenditures in the prior year related to the Housing Element. Additional changes reflect a shift in funding sources for certain programs, such as vegetation management (goat grazing), as well as the timing of Citywide maintenance and professional services and the filling of vacancies, reducing the need for contracted services . Additional details for major line items in this category are as follows: 29 • Professional and Technical Services account for approximately $3.8 million or 9.0% of the Budget Assumptions. o Most of this category includes managed information technology services, engineering, environmental planning services, code enforcement related services, flagging/crossing guard services, recreation program instructors, special events, inspections, the peafowl program, other legal services, audit services, and other miscellaneous consulting services. o The Budget Assumptions are approximately $1.0 million (-21.2%) lower than the Revised Budget, primarily due to lower one-time expenditures in the prior year that are not required in FY 2026-27 particularly within Community Development related to Housing Element implementation and associated compliance programs, including updates to the City’s Open Space Element pursuant to SB 1425. The decrease also reflects department-wide reductions identified through the budget reduction process, as well as reduced costs from lower billable hours as vacancies are projected to be filled, decreasing reliance on contracted services. • Repairs and Maintenance accounts for approximately $3.0 million or 7.1% of the Budget Assumptions. Most of this category includes licensing and support for technology services, tree trimming, landscape and median maintenance, fuel modification, traffic control, custodial, graffiti abatement, and building and park maintenance. • Insurance premium payments for general liability, property damage, pollution, and workers’ compensation total approximately $1.4 million. o The general liability premium is increasing from $798,000 to $1,038,500, an increase of $239,700 or 30% - the maximum allowable to be imposed by California JPIA. This amount includes a surcharge of approximately $119,800, based on activities. o The overall increase is primarily due to higher claims and reserve requirements, including exposure related to landslide events . o For workers’ compensation, the amount increased $307,000 to $399,100, an increase of $92,100 or 30%. This increase is based on payroll costs showing fewer vacancies compared to prior years. • One-time costs included in the Budget Assumptions are as follows: o $165,000 for the Los Angeles County Clerk to host a November 2026 election for three City Council seats and up to two potential ballot measures. o $47,000 for professional technical services to support strategic landslide communications. o $10,000 for City website to meet law requirements related to the ADA transition services. o $6,000 for Home Hardening Model Contest supplies. 30 o $5,000 for Neogov set-up, the City’s human resources platform for recruitment, applicant tracking, and onboarding, to support initial system configuration, including job posting workflows, applicant tracking, and onboarding setup. o $15,000 for PVIC storefront software to update outdated cashiering software. • Supplies, Utilities, Training, Conference, Miscellaneous Expense o Gas, Water, Electricity accounts for $697,000, which funds utility services for City-owned facilities, including parks, buildings, street lighting, and other public infrastructure necessary to support daily operations, maintenance, and public safety. o Tax assessments payable to ACLAD and KCLAD for approximately $860,300, representing the City’s share as a property landowner for approximately 60% of the assessed areas. Starting in FY 2025-26, this line item has increased by approximately $634,300 or 281%. The previous tax assessments paid were $226,000. o Citywide training, conference, and meetings is approximately $249,000. Based on the information presented above, Staff seeks the City Council’s affirmation of $38.0 million in estimated expenditures. Transfers Out Transfers Out from General Fund are interfund transfers such as transfers to the CIP, Employee Pension Service Plan Fund, and other funds such as the City’s Improvement Authority for Portuguese Bend and Sub-region One, as described in detail below. • Transfer Out to CIP Fund Generally, for local governments, the City’s CIP Fund is not directly funded through the City’s operating tax revenues, as taxes collected by the City are considered for general purpose use and, therefore, must be recorded in the General Fund. In accordance with City Council Policy No. 41 Reserve Policy one method to fund the City’s capital needs is through additional funds available from the General Fund and the use of grant and special revenue funds. The City has a longstanding tradition of utilizing a pay-as-you-go approach to fund both City operations and capital maintenance and improvements. The CIP Fund (capital, maintenance, miscellaneous) are primarily funded through Transfers-Out from the General Fund. Based on the Reserve Policy, the following options are at the City Council’s discretion during the annual budget process: o If deemed necessary, may allocate all or a percentage of the prior year’s General Fund unallocated fund balance (fund balance minus 50% required reserves). 31 o After achieving a balanced budget, may allocate an amount equal to the TOT revenues from Terranea. o To comply with Governmental Accounting Standards Board (GASB), the transfers authorized by the City Council must be recorded as a “Transfers - Out” from the General Fund to the CIP Fund. o Starting in FY 2017-18, for budgeting purposes, transfers may also be calculated using a methodology based on a factor tied to the cumulative annual increases in the public safety contract. The cumulative increase since 2017 is approximately $3.3 million. However, when actual year-end revenues exceed expenditures, the City Council often approves additional transfers to help make up for these reductions or if needed, additional transfers for emergency needs. For example, as shown in Chart 5 below, over the past five years, General Fund transfers to the CIP Fund are projected at $37.2 million, compared to TOT revenues of $33.1 million, exceeding by $4.1 million more in transfers to support the City’s capital maintenance and improvement needs. Based on the information presented above, the Budget Assumptions for FY 2026-27 for transfers to CIP Fund is $3.4 million. Additionally, based on the projected unallocated fund balance of $15.7 million (before transfers) in General Fund, and the anticipated capital expense in the CIP Fund, the City Council may consider an additional transfer of $3.3 million to the CIP Fund, which would equal the projected Terranea revenues of $6.7 million (Chart 5). The proposed transfer would also include the annual transfer of $889,500, which is equivalent to the annual loan payment for the Ladera Community Park. The proposed additional are based on FY 2024 -25 unspent budget of $3.3 million (net of carryovers) that were returned to fund balance. Chart 5: General Fund Transfers-Out to CIP Fund (Five Years) $6.6 $6.4 $6.6 $6.8 $6.7 $7.2 $5.0 $12.6 $5.7 $6.7 0.0 2.0 4.0 6.0 8.0 10.0 12.0 14.0 FY 2022-23 FY 2023-24 FY 2024-25 FY 2025-26 FY 2026-27 (Budget Assumptions) Terranea Revenues ($33.1M)General Fund Transfers to CIP ($37.2M) 32 • Transfers Out to Employee Pension Service (EPS) Fund On February 2, 2021, the City Council approved the CalPERS Pension Plan Guidelines which provides a financial plan to address the City’s outstanding pension liability and CalPERS’ continuous change in valuation methodology. Based on the City Council’s discretion, the goal is to transfer funds to the EPS Fund of at least 10% but no more than 25% of the annual General Fund unallocated fund balance. As a result, the accumulated funds in the EPS Fund would then relieve the General Fund of payment more than $900,000 of the City’s UAL. Since the inception of the pension guidelines, the EPS Fund has a beginning fund balance of approximately $1.1 million in FY 2025-26. The accumulated balance relieves the General Fund year-over-year for anything above $900,000. Based on the projected available unallocated fund balance in General Fund, it is important to continue this financial plan by allocating at least $400,000 from the General Fund to EPS Fund in FY 2026-27. Additionally, starting in FY 2025-26, the City Council approved Staff and FAC’s recommendation to implement the City’s first additional discretionary payment (ADP) of $100,000 toward the City’s UAL. The FY 2026-27 Budget Assumption continues this strategy of addressing long-term pension obligations. Given the significant capital demands associated with landslide response and other major capital projects, the additional payment of $100,000 would be allocated in the EPS Fund, consistent with the guidelines, to avoid further impacts to the General Fund. • Other Miscellaneous Transfers Out The transfers to Sub-region One and the Improvement Authority are intended to cover annual maintenance charges and to maintain endowment requirements. Since the estimated interest earned in the funds are not enough to cover the costs incurred in these funds, the General Fund will need to subsidize and transfer the following: o $215,000 to Habitat Restoration o $55,000 to Sub-region One o $50,000 to Abalone Cove Sewer o $15,000 to Improvement Authority for Portuguese Bend Based on the information presented above, Staff seeks the City Council’s affirmation of $7.4 million in estimated Transfers-Out. In closing on expenditures, the following Chart 6 on the following page shows the General Fund expenditures by department and their respective contribution in percentage (%) terms to the City’s overall total expenditures. 33 Chart 6: FY 2026-27 Budget Assumptions - General Fund Expenditures – by Department Staff will continue to monitor the local California economy and any material changes to the budget assumptions will be updated and reported to the City Council in future budget meetings and accordingly, the financial model will be updated and reported for review by the City Council in June. 5. FY 2026-27 General Fund - Projected Fund Balance Overall, based on the assumptions, Staff projects the fund balance for the General Fund on June 30, 2027, at approximately $34.5 million, net of regular transfers out. The fund balance is projected to increase by approximately $1.9 million (5.7%) from the FY 2025- 26 Revised Budget. After applying the City Council Reserve Policy of 50% or $18.7 million of the operating budget, transfers-out of $889,500 for the Ladera Linda loan payment, additional transfers of about $2.4 million to the Landslide CIP, and $400,000 for the pension fund, the estimated unallocated fund balance in is $12.1 million, a decrease of approximately $0.8 million (-6%) from the FY 2025-26 Revised Budget. A calculation of the estimated FY 2026-27 Fund Balance is illustrated in Table 6 on the next page. Continued on the Next Page $6.0 15.9% $4.6 12.2% $1.7 4.5%$2.5 6.6% $9.9 26.1% $8.0 $0.2 $5.1 13.5% Administration Community Development Finance Non- Departmental Public Safety Public Works Rec & Park 34 Table 6: FY 2026-27 General Fund – Fund Balance Summary Based on the information presented above, Staff seeks the City Council’s affirmation of the FY 2026-27 Projected General Fund Balance Summary of $34.5 million minus City Council Policy No. 41 activities, leaving a projected unallocated fund balance of approximately $12.1 million. 6. Finance Advisory Committee (April 2) On April 2, 2026, as part of the FY 2026-27 budget process, the Finance Department presented the draft budget assumptions to the Finance Advisory Committee (FAC). Overall, the FAC provided the following feedback: • Budget Assumptions o FAC approved the assumptions presented by Staff. • General Observation o The primary concern on General Fund expenditures is the increasing costs in Public Safety. FAC suggested that potentially in future years, for the increase they ask for, the City should attempt to control the increase by no more than 3%. When increases are necessary, the City should attempt to work with the Sheriff to clearly define what services or benefits are provided in return. o The FAC appreciates the City Manager’s request for 5% reductions from each Department but expressed concern that the focus is primarily on cutting expenditures. They noted that there is eventually a limit to reductions in the future and that the City will eventually need to increase revenues. o The Committee expressed appreciation for the City’s emergency preparedness programs, noting they are cost-effective and well received, and recognized the efforts of Staff and the Emergency Preparedness Committee. • Financial Model General Fund FY 2025-26 Revised Budget FY 2025-26 Year-End Estimates FY 2026-27 Budget Assumptions Beginning Fund Balance 33,270,667 33,270,667 33,422,265 Add: Revenues 41,562,700 42,462,048 42,502,450 939,750 2.3% Add: Transfers-In 320,000 320,000 320,000 - 0.0% Total Revenues and Transfers 41,882,700 42,782,048 42,822,450 939,750 2.2% Less: Expenditures (38,870,199) (36,267,300) (37,973,200) (896,999)-2.3% Less: Transfers to CIP (TOT) (3,374,150) (3,374,150) (3,425,800) 51,650 1.5% Less: Other Transfers-Out (230,000) (230,000) (335,000) 105,000 45.7% Total Expenditures and Transfers (42,474,349) (39,871,450) (41,734,000) (740,349)-1.7% Projected Ending Fund Balance 06/30/2026 32,679,018 36,181,265 34,510,715 1,831,697 5.6% City Council Restricted Fund Balance Less: Additional Transfers - CIP Ladera (PY Surplus) (889,500) (889,500) (889,500) - 0.0% Less: Additional Transfers - CIP Landslide (PY Surplus) (1,469,500) (1,469,500) (2,384,700) 915,200 62.3% Less: Transfers to Pension (PY Surplus) (400,000) (400,000) (400,000) - 0.0% 50% Reserve Policy (17,000,000) (17,000,000) (18,738,600) 1,738,600 10.2% Projected Unallocated Fund Balance 12,920,018 16,422,265 12,097,915 (822,103) -6% Change Increase/(Decrease) from Revised Budget 35 o In addition to the +5% in expenditures and -5% revenues scenario, the FAC recommended to add a scenario where the City has another emergency event in year 5 (Year 2030) and show the impact in the financials. ADDITIONAL INFORMATION: Preliminary Financial Model (General Fund) The City’s Financial Model, overseen by the Finance Department, is a critical tool utilized in the annual budget process, aligning with City Council Policy No.18. This 10-year model integrates historical and current data with economic assumptions to foreca st long-term revenues, expenditures, and fund balances. It serves as a foundation for decision - making, providing insights into the fiscal impact of various alternatives. The following charts focus on the preliminary 2026 model, providing a 10-year outlook without transfers (Chart 7) and including transfers (Chart 8). A comprehensive report and detailed overview of the latest financial model will be presented by staff in June. Based on the forecast assumptions used for the 10-Year Forecast, revenues are expected to rise by almost 29.5% over the next ten years and continue to be greater than annual expenditures. However, expenditures are expected to outpace revenues in growth, increasing by slightly more than 44.6% over that same period. Excluding transfers, the $4.5 million unallocated funds in FY2026-27 is reduced to a $2 million unallocated funds in FY 2034-35, as shown below in Chart 7. Chart 7. FY 2026-35 Model - General Fund 10-Year Forecast (Excluding Transfers) 36 When expected transfers to and from other funds are included with the forecast assumptions for the 10-Year Forecast, revenues and transfers-in are expected to rise from $42.5 million to $54.5 million (slightly more than 28.7%) over the next ten years and continue to be greater than annual expenditures and transfers-out. However, expenditures and transfers-out are significantly closer to expected revenues and transfers-in, increasing from $41.7 million in FY 2026-27 to $54.6 million in FY 2034-35, representing slightly more than a 30.9% increase over that same period. This results in the $1.1 million expected unallocated fund balance in FY2026-27 to be reduced to a $0.5 million unallocated fund balance in FY 2034-35, as shown below in Chart 8. Chart 8. FY 2026-35 Model - General Fund 10-Year Forecast (Including Transfers) It should be noted that the transfers-out in FY 2025-26 do not include the additional transfers to the CIP Fund for the annual debt payment for the Ladera Linda Community Park (estimated payoff date is in 2032) or the EPS Fund. Generally, these transfers are not part of the annual transfers, instead, the transfers are based on the City Council’s approval using the prior year’s available funds in accordance with the City Council Reserve Policy and the City’s Pension Guidelines. In other words, these transfers would only be recommended for City Council’s consideration if there are available funds to transfer. The model undergoes regular updates and enhancements, with a comprehensive overview presented each budget cycle in June using draft budget figures. Any improvements or analyses recommended by the City Council are incorporated. Draft assumptions, detailed in Tables 7a and 7b below, help guide forecasting for the FY 2026- 37 27 beyond. Staff continually monitor key indicators, with material updates included in the financial model staff report presented in June. Tables 7a and 7b below illustrate the various factors taken into consideration for the forecast assumptions: Table 7a. Forecast Assumptions - Revenue Revenues Forecast Assumptions Property Tax A 4.6% annual growth rate, based on a two-year average growth rate of 4.5% and a five-year average growth rate of 4.76%. TOT A decrease of 3.5% to match FY 2026-27 revenue projections of City staff and Terranea, a temporary 5.0% increase for 2027-28 and a 2% decrease for FY 2028-29 in anticipation of heightened tourism activity surrounding the 2028 Olympic Games, and a 1% increase in remaining years of the model. Sales Tax A conservative 1.5% growth rate for FY 2027-28 to account for consumer response to economic uncertainty, while transitioning to a 2.3% growth rate for FY 2029-30 and beyond to reflect anticipated consumer price indexes for those years. Franchise Tax A 2.5% growth rate for FYs 2027-28 and 2028-29 and then transitioning to a 2.3% growth rate for FY 2029-30 and beyond to reflect anticipated consumer price indexes for those years. Utility Users Tax A 2.5% growth rate for FYs 2027-28 and 2028-29, and then transitioning to a 2.3% growth rate for FY 2029-30 and beyond to reflect historical trends and supported by expected stabilization in utility usage and rate structures over time. Staff will continue to monitor energy consumption patterns and evolving conditions in impacted areas to update revenue forecasts as new information becomes available. Permit Revenues A 2.7% growth rate for FY 2027-28, and a 2.4% growth rate for FYs 2029-30 and beyond to be slightly above the anticipated consumer price indexes for those years. Investment Interest While recent performance has exceeded expectations, projections for future years remain conservative, assuming a 2% growth rate over the long term to account for potential market fluctuations and changing economic conditions. Table 7b. Forecast Assumptions - Expenditures Expenditures Forecast Assumptions Non-Personnel A 2.4% increase for FY2027-28, and 2.3% annual increases for FY 2028-29 and remaining years, based on Congressional Budget Office CPI-U forecasting Personnel A 7.5% annual increase for FYs 2026-27 and FY 2027-28, to reflect CPI-U and the current Memorandum of Understanding (MOU) with employee groups, a 6.5% annual increase for FYs 2028-29 and 2029-30, a 6.0% annual increase for FYs 2030-31 38 and 2031-32, and a 5.5% annual increase for FY 2032-33 and remaining years Health Insurance A 2.0% annual increase for FYs 2026-27 through 2030-31, and 1.5% annual increase for FY 2031-32 and remaining years PERS Normal Costs A 5.4% annual increase based on a five-year average of increases Sheriff Contract a 4.0% annual increase based on historic trends Table 7c. Forecast Assumptions - Summary General Fund Sensitivity Analysis Staff continue to use the Financial Model as a tool to evaluate scenarios that may impact the long-term fiscal health of the City. The purpose of these sensitivity analyses is to inform of the potential financial outcomes should significant shifts occur in key economic variables. The scenario shown below reflects the City’s current baseline assumptions and is used to illustrate long-term financial trends under conservative conditions. For illustrative purposes, in the 2026 Model, Staff applied a baseline assumption of a -5% reduction in revenues and a +5% increase in expenditures (Chart 9a) to reflect a more cautious outlook. These assumptions represent a scenario in which the City experiences slower-than-expected revenue growth, while operating expenditures increase at a faster rate due to inflationary pressures, labor cost growth, or expan ding service demands. Chart 9 on the following page illustrates the compounding effects of these assumptions over the 10-year forecast period. Continued on the Next Page 2026YEE 2027BA 2028F 2029F 2030F 2031F 2032F 2033F 2034F 2035F REVENUES PROPERTY TAX 4.6% 4.6% 4.6% 4.6% 4.6% 4.6% 4.6% 4.6% TRANSIENT OCCUPACY TAXES 5.0% -2.0% 1.0% 1.0% 1.0% 1.0% 1.0% 1.0% SALES TAX 1.5% 1.7% 2.0% 2.3% 2.3% 2.3% 2.3% 2.3% FRANCHISE TAX 2.5% 2.3% 2.3% 2.3% 2.3% 2.3% 2.3% 2.3% UTILITY USERS TAX 2.5% 2.3% 2.3% 2.3% 2.3% 2.3% 2.3% 2.3% PERMIT REVENUES 2.7% 2.4% 2.4% 2.4% 2.4% 2.4% 2.4% 2.4% INVESTMENT INTEREST 2.0% 2.0% 2.0% 2.0% 2.0% 2.0% 2.0% 2.0% EXPENDITURES NON-PERSONNEL EXPENDITURES 2.4% 2.3% 2.3% 2.3% 2.3% 2.3% 2.3% 2.3% PERSONNEL EXPENDITURES 7.5% 6.5% 6.5% 6.0% 6.0% 5.5% 5.5% 5.5% HEALTH INSURANCE 5.0% 5.0% 5.0% 5.0% 5.0% 5.0% 5.0% 5.0% PERS NORMAL COSTS 5.4% 5.4% 5.4% 5.4% 5.4% 5.4% 5.4% 5.4% SHERIFF CONTRACT 4.0% 4.0% 4.0% 4.0% 4.0% 4.0% 4.0% 4.0% PREPARED OUTSIDE OF THE MODEL FORECAST ASSUMPTIONS - 2026 FINANCIAL MODEL FY 2025-26 YE EST. AND FY 2026-27 BUDGET ASSUMPTIONS PREPARED OUTSIDE OF THE MODEL 39 Chart 9: Sensitivity Analysis: -5% Revenue / +5% Expenditure Under this baseline scenario, expenditures are projected to reach approximately $57.3 million by FY 2034-35, compared to revenues of approximately $52.4 million. This results in an ongoing structural gap, with expenditures exceeding revenues by approximately $4.9 million by the end of the forecast period. On average, the gap between expenditures and revenues is approximately $3.8 million over the 10-year period, with expenditures consistently outpacing revenues. The gap emerges early in the forecast and continues to widen over time, reflecting the long-term impact of expenditures growing faster than revenue. At its meeting on April 2, 2026, the Finance Advisory Committee asked staff for analysis of a hypothetical emergency event in 2030 where the City would be reimbursed 50% of its expenses in 2031. As such, Staff analyzed a hypothetical scenario that utilized $13 million of the unallocated fund balance in 2030 – the maximum amount the City can afford in order to maintain the 50% required of the reserve policy through 2035 - with a $6.5 million reimbursement in 2031. The chart of that analysis is shown on the next page (Chart 9b): Continued on the Next Page 40 Chart 9b: Sensitivity Analysis: $13 Million Emergency in 2030 (with reimbursement) Additionally, Chart 9c below shows that same hypothetical scenario without the reimbursement in 2031. This reflects the $13 million expenditure (the maximum the City can spend to continue meeting the 50% reserves policy, with the potential of no subsequent reimbursement from grants or other sources: Chart 9c: Sensitivity Analysis: $13 Million Emergency in 2030 (w/o reimbursement) 41 In summary, the analysis presented above highlights the importance of maintaining fiscal discipline, following the City Council financial policies, and ensuring that ongoing expenditures are aligned with sustainable revenue sources. It underscores the need to closely monitor economic conditions and carefully evaluate future commitments, particularly as the City considers service expansions, staffing adjustments, and capital investments. City Council Fiscal Sustainability Goal Update As part of the February 23, 2026 Goals Workshop, the following updates were reported: • Researched tools and strategies to strengthen City’s fiscal stability; • Formed the Fiscal Sustainability Council Subcommittee, which helped develop the Community Needs Survey which concluded the last week of February 2026. The survey is to gather input on resident priorities and help inform potential future funding and revenue strategies. • Since the addition of the Fiscal Sustainability Goal, staff estimates the City will generate approximately $600,000 more in revenues, received $4.5 million more in grants, and $2.9 million less in capital expenditures in FY 2025-26. • Changes in revenues are from reinstating the CPI adjustment for the Master Fee Schedule, business license tax, and Landscaping and Lighting Maintenance Assessment. • Preparing to begin a preliminary Developer Impact Fee Study. Additionally, on March 17, 2026, the City Council received a report related to the Community Survey. Below are the key action items and updates: • Staff presented the results of a recent Community Needs Survey, which was conducted to provide data to help direct limited financial and staff resources toward the programs and services that matter most to the community and to determine funding resources. • The survey found that almost six in 10 respondents perceive there is at least some need for additional funds to provide services residents need and want, and one-quarter perceive there is a great need. • The City does not advocate for any particular outcome associated with the survey results, the City’s financial or operational condition, or potential funding measures. However, the City may provide information and educational materials to inform the public accordingly. As part of this outreach, the Council awarded a contract to a consultant to provide strategic communications services. • The hypothetical ballot measures questions were related to the Transient Occupancy Tax (TOT) and the Golf Tax. CIP Workshop On May 4, 2026, the City Council will conduct its budget workshop on the Capital Improvement Program (CIP). At this workshop, staff will present the status of FY 2025- 42 26 capital projects, propose new capital projects, and the five-year CIP for discussion. Any direction provided by the City Council will be incorporated in the Preliminary Budget to be presented on June 2, 2026. CONCLUSION: The FY 2026-27 budget assumptions present a balanced plan, with General Fund revenues and transfers projected at approximately $42.8 million, exceeding annual transfers and expenditures of $41.7 million. The proposed budget also reflects approximately $7.4 million in total transfers to the CIP Fund and other obligations, while maintaining compliance with the City’s reserve policy, including a projected General Fund balance of approximately $34.5 million and an unallocated balance of about $12.1 million. These figures demonstrate the City’s continued commitment to reinvest in infrastructure and community priorities. The budget assumptions are aligned with City Council goals and community priorities, including public safety, emergency preparedness, infrastructure maintenance, and environmental resilience. Through targeted cost controls and departmental reductions, staff have worked to manage expenditure growth while maintaining service levels. Despite this position, the City continues to face increasing financial pressures. Over the past several years, significant expenditures related to landslide response and stabilization, projected to reach approximately $64.4 million, have reduced available reserves and increased reliance on the General Fund to support capital improvements. Overall, based on the proposed budget assumptions, the City’s General Fund remains stable but with reduced flexibility for new programs, as expenditures continue to rise faster than revenues. The General Fund’s capacity is narrowing, limiting the City’s ability to fund priorities identified by Rancho Palos Verdes residents in the most recent community needs survey. As such, future budget decisions may require the City to balance existing service levels, capital needs, and revenue sources in response to ongoing fiscal challenges. 43