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CC SR 20260303 G - ACFR FY 2024-25 CITY COUNCIL MEETING DATE: 03/03/2026 AGENDA REPORT AGENDA HEADING: Consent Calendar AGENDA TITLE: Consider the Fiscal Year (FY) 2024-25 Annual Comprehensive Financial Report (ACFR). RECOMMENDED COUNCIL ACTION: (1) Receive and file the FY 2024-25 ACFR of the City of Rancho Palos Verdes; (2) Receive and file the FY 2024-25 Statements on Auditing Standards (SAS 114 Letter) from Independent Auditors to those Charged with Governance; and, (3) Receive and file the FY 2024-25 Independent Auditors’ Report on Internal Control over Financial Reporting, Compliance, and other Matters in accordance with Government Audit Standards (GAS Letter). FISCAL IMPACT: N/A Amount Budgeted: N/A Additional Appropriation: N/A Account Number(s): N/A ORIGINATED BY: Robert Moya, Deputy Director of Finance RM REVIEWED BY: Vina Ramos, Director of Finance VR APPROVED BY: Ara Mihranian, AICP, City Manager ATTACHED SUPPORTING DOCUMENTS: A. FY 2024-25 ACFR City and ACFR JPIA (page A-1) (Linked) B. FY 2024-25 SAS 114 Letter from Independent Auditors to Those Charged with Governance (page B-1) C. FY 2024-25 GAS Letter from Independent Auditors on Internal Control and Compliance (page C-1) EXECUTIVE SUMMARY: • The ACFR presents the City’s FY 2024-25 financial results in accordance with Generally Accepted Accounting Principles (GAAP) and Governmental Accounting Standards Board (GASB); the independent audit concluded February 20, 2026, with an unmodified opinion and no findings. 1 • The ACFR serves as the City’s standardized, audited financial report, while the year-end report provides a more operational and budget -focused summary for policy oversight. A separate year-end report with detailed budget and project information was presented to the City Council on December 16, 2025. • The City’s Net Position is $239.1 million. Of this amount, $161.6 million or 68% is invested in capital assets (e.g. Land, Infrastructure, Buildings, and Equipment), and $23.2 million is restricted for approved carryover projects. • The ending cash balance in FY 2024-25 decreased by $17.1 million (21%), from $98 million to $80.9 million. • The General Fund reported a $3.6 million (9%) decrease in fund balance, primarily from planned transfers for landslide emergency mitigation, marking the first decline in many years for the City. • The CIP Fund ended with a $20.3 million balance, down $9.3 million (31.6%) from the prior year. When including the current year’s expenditures, the CIP Fund is projected to end the year with an $8 million balance, net of reserves. • In FY 2024-25, the City spent approximately $29.4 million (before carryovers) on emergency response and mitigation for the Portuguese Bend Landslide Complex, funded mainly from the Capital Infrastructure Program (CIP) Fund and General Fund, drawing substantially on reserves accumulated over prior years. • FY 2024-25 landslide expenditures reduced the City’s cash and liquidity but were capitalized as assets under GASB standards, not impacting the City’s Net Position; however, the impact on cash flow should be carefully considered when planning future capital commitments. • GASB Statement No. 101 Compensated Absences was implemented and reflected in the ACFR, which reduced the Net Position by $0.8 million to include sick leave balances in the compensated absences liability. • The City’s pension expense in FY 2024-25 is $3 million, and the net pension liability is $16.3 million, reflecting a decrease of approximately $84,000 compared to the prior year. BACKGROUND: The ACFR provides a narrative overview and analysis of the City’s financial activities for the fiscal year that ended on June 30, 2025. It is prepared in conformity with GAAP and GASB requirements. In accordance with GASB’s standards, invoices for the fiscal year must be recorded and current revenues (i.e. property taxes) recognized no later than 60 days after the year-end, or by August. Subsequently, Staff completes the year-end process, and the financial reports are finalized by October, at which point the final audit process begins. The audit began in November 2025, in accordance with state statutes, and was conducted by CliftonLarsonAllen LLP (CLA), an independent firm of certified public accountants. The purpose of the independent audit was to provide reasonable assurance that the City’s financial statements for FY 2024-25 were free of material misstatement. 2 On February 20, 2026, CLA completed the audit with no audit findings, confirming that the City's financial statements are fairly presented in accordance with GAAP and are free of material misstatement. Pursuant to the City Council Policy No. 44, the Audit Committee is established as a subcommittee of the City Council, consisting of two members appointed by the Mayor. In the next few weeks, CLA's principal partner, Daphnie Munoz, will also hold a meeting to report on the audit results with the City Council subcommittee, consisting of Councilmember Bradley and Councilmember Lewis. Further details are provided in the Discussion Section below. DISCUSSION: The following discussion provides the following high-level summary of the ACFR and final audited results for FY 2024-25: • ACFR Overview of Sections • Financial Highlights • General Fund Balance Results ACFR Overview of Sections The City’s ACFR includes the following major sections and information: Financial Highlights The City’s government-wide financial statements are designed to provide readers with a broad overview of the City’s finances. The financial statements combine the Governmental activities for the purpose of presenting an overall picture of the financial position and results of operations of the government. The Governmental activities are the City’s General Fund, Capital Improvement Fund, and Special Revenue Funds. The following are FY 2024-25 financial highlights (page 5 of the ACFR): • The assets and deferred outflows of resources of the City of Rancho Palos Verdes exceeded its liabilities and deferred inflows of resources at the close of the Fiscal Year Introductory Section Letter of Transmittal Financial Section Independent Auditors’ Report Management’s Discussion & Analysis Analytical overview of the City’s financials Basic Financial Statements Information on City’s finances July 1, 2024 -June 30, 2025 Statistical Historical financial trends 3 ended June 30, 2025 by $239.1 million (Net Position). Of this amount, $54.3 million in Unrestricted Net Position across all funds may be used to meet the City’s ongoing obligations to its citizens and creditors. The remaining amount is invested in capital assets or is otherwise restricted, and therefore not available to meet the City’s obligations. • The City’s total Net Position increased by $1.3 million from the prior year from Governmental activities. This increase is primarily attributable to continued stability in property tax revenues and strong investment earnings, partially offset by increased operating costs and capital-related activity during the fiscal year. In addition, during FY 2024-25, the City implemented GASB Statement No. 101, Compensated Absences, which required a restatement of beginning Net Position. As a result of this accounting change, beginning Net Position was reduced by about $0.8 million to reflect the inclusion of certain sick leave balances in the compensated absences liability. • As of June 30, 2025, the City’s Governmental Funds reported combined ending Fund Balances of $77.4 million, a decrease of $10.5 million in comparison with the prior year. The decrease is largely attributable to the timing of capital project expenditures and transfers related to major infrastructure and landslide mitigation activities . • At the end of the current fiscal year, the General Fund reported a decrease in fund balance in the amount of $3.6 million or 9%. This decrease primarily reflects planned transfers to support landslide emergency mitigation efforts. • The CIP Fund, the City’s primary funding source for capital projects, reported an ending fund balance of $20.3 million at June 30, 2025, a decrease of approximately $9.3 million or 31.6% from the prior year. The decline reflects significant capital expenditures related to emergency response and mitigation efforts within the Portuguese Bend Landslide Complex. While the CIP Fund continues to maintain available resources for infrastructure priorities, the reduction underscores the s cale of the emergency investment and the importance of pursuing sustainable long -term funding strategies. The Statement of Net Position (page 19 of the ACFR) presents the City’s investments in capital assets, restricted funds, and unrestricted funds. Of the $2 39.1 million of Net Position, $161.6 million or 68% is invested in capital assets (e.g. Land, Infrastructure, Buildings, and Equipment). Approximately $23.2 million is restricted for approved carryover projects in the Capital Improvement Fund and other legally restricted uses. The remaining $53.9 million is unrestricted, which may be used to meet the City’s ongoing obligations to its citizens and creditors. Table 1 on the next page is a summary of the City’s Net Position. Continued on next page 4 Table 1: Summary of Net Position Additional details on the City’s Statement of Net Position are on page 19 and pages 54- 54 of the ACFR (Attachment A). General Fund Balance Results The General Fund is the chief operating fund of the City. As illustrated in Table 2 on the next page, the City’s General Fund ending fund balance of $34.4 million at June 30, 2025, reflecting a decrease of approximately $3.6 million or 9%, from the prior year’s balance of $38.0 million. The decrease primarily reflects planned transfers to support capital improvement projects and other governmental activities during the fiscal year, including infrastructure and landslide mitigation efforts, despite operating revenues exceeding operating expenditures for the year. The decrease in ending General Fund balance in FY 2024 -25 is primarily attributable to a significant increase in transfers out during the fiscal year. Transfers out increased by approximately $7.9 million, or 154%, compared to FY 2023 -24, reflecting City Council- approved transfers to support capital improvement projects and landslide mitigation efforts. While General Fund operations continued to generate an excess of revenues over expenditures, the elevated level of planned transfers resulted in a net reduc tion in General Fund balance at year-end. 2025 2024 Current and other assets 88,415,877$ 113,596,053$ Capital assets 180,597,605 156,705,197 Total assets 269,013,482 270,301,250 Deferred outflows of resources 4,918,924 6,335,239 Long-term liabilities outstanding 22,187,254 22,755,610 Other liabilities 10,002,818 14,051,836 Total liabilities 32,190,072 36,807,446 Deferred inflows of resources 2,631,181 1,303,801 Net Investment in capital assets 161,603,734 147,522,995 Restricted 23,226,186 25,255,613 Unrestricted 54,281,233 65,746,634 Total net position 239,111,153$ 238,525,242$ Governmental Activities 5 Table 2: General Fund Results FY 2023-24 vs. FY 2024-25 The financial year-end detailed report was previously submitted to the City Council on December 16, 2025. Compared to the report presented at that meeting, the audited fund balance is higher by $1.4 million. This change is mainly due to continuing appropriations and purchase orders carryovers into FY 2025-26. ADDITIONAL INFORMATION: GASB 68 (Pension) In June 2015, GASB approved Statement No. 68 with the objective to improve accounting and financial reporting by the state and local governments with respect to pensions. State and local agencies are required to recognize applicable pension amounts as a liability in their financial statements (Balance Sheet) and also provide extensive footnote disclosures and additional supplementary schedules related to their pension plan. The City’s net pension liability for the Miscellaneous Plan is measured as the proportionate share of the net pension liability of the CalPERS cost sharing pool. As of June 30, 2025, the City’s net pension liability totaled $16.3 million, reflecting a modest decrease of approximately $84,000 compared to the prior year. Pension expense for FY 2024-25 was approximately $3.0 million. The year-over-year change primarily reflects FY 2023-24 Actuals (Final) FY 2024-25 Actuals (Final) Change ($) Change (%) Revenues 39,950,773 44,554,796 4,604,023 12% Less: Operating Expenditures (31,186,577) (35,350,249) 4,163,672 13% Excess of Revenues Over Expenditures $8,764,196 $9,204,547 $440,351 5% Other Financing Sources Transfers In 270,000 170,000 (100,000) -37% Transfers Out*(5,121,120) (12,989,565) 7,868,445 154% Lease Proceeds 0 22,291 22,291 100% Net Change in Fund Balance $3,913,076 ($3,592,727) ($7,505,803) -192% Fund Balance - Beginning of Year 34,094,884 38,007,960 3,913,076 11% Ending Fund Balance*$38,007,960 $34,415,233 ($3,592,727) -9% for fund balance reporting purposes *Transfers Out include City Council–approved transfers to support capital improvement projects and other governmental activities, including infrastructure and landslide mitigation efforts. * In accordance with GASB, the Employee Pension Service Fund of $1.1M is combined with the General Fund 6 normal actuarial updates, investment experience, and differences between projected and actual employer contributions under CalPERS’ valuation methodology . Additional detailed information on City’s Pension Liability is on pages 56-61 and pages 70-71 of the ACFR (Attachment A). Employee Pension Service Fund (Fund 682) On February 2, 2021, the City Council approved the CalPERS Pension Plan Guidelines which provides a financial plan to address the City’s outstanding pension liability and CalPERS’ continuous change in valuation methodology. Based on the City Council’s discretion, the goal is to transfer funds to the Employee Pension Service Fund (EPSF) of at least 10%, but no more than 25%, of the annual General Fund positive variance (revenues minus expenditures, including transfers). As a result, the accumulated funds in the EPSF would relieve the General Fund of payment of more than $900,000 of the City’s Unfunded Accrued Liability (UAL). In accordance with the pension guidelines for transparency, during FY 2024-25, Staff maintains the separate tracking of the fund’s financial transactions in the EPSF, Fund 682. At the end of FY 2024-25, the EPSF’s fund balance is $1.1 million. In accordance with GASB’s requirements for ACFR presentation, this amount is included in the General Fund’s fund balance of $34.4 million, as part of the year-end closing process. GFOA Award On February 24, 2026 Staff submitted the application to the Government Finance Officers Association (GFOA) for the Certificate of Achievement for Excellence in Finance Reporting. In order to be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently organized ACFR. This report must satisfy both generally accepted accounting principles and applicable legal requirements . If awarded, it will be the City’s 31st consecutive year to receive the award. CONCLUSION: On February 20, 2026, CLA issued the City’s financial audit report for FY 2024-25, confirming that no audit findings were identified and that the City’s financial statements were free of material misstatement. Additionally, the auditors are required to issue a communication letter for all financial audits (Attachment B - SAS 114 Letter) and a report on internal controls over financial reporting and on compliance based on the audit in accordance with GAS (Attachment C - GAS Letter). In accordance with the American Institute of Certified Public Accountants, the SAS 114 Letter is a required communication letter to those charged with governance (City Council) which reports any findings (if applicable), disagreements with management, and adjustments. The GAS Letter’s purpose is to report any material weaknesses or significant deficiencies identified during the course of the audit. As stated in the report s, CLA did not identify any audit findings or deficiencies in the City’s internal control. 7 As such, Staff recommends that the City Council receive the City’s FY 2024-25 ACFR and City’s financial audit reports. The ACFR book is now online on the City’s Transparency webpage at: https://www.rpvca.gov/ArchiveCenter/ViewFile/Item/3575 ALTERNATIVES: In addition to the Staff recommendation, the following alternative actions are available for the City Council’s consideration: 1. Take other action, as deemed appropriate. 8 CLA CliftonLarsonAllen LLP)is an independent network member of CLA Global.See CLAglobal.com/disclaimer. CliftonLarsonAllen LLP CLAconnect.com City Council Members City of Rancho Palos Verdes Rancho Palos Verdes, California We have audited the financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of City of Rancho Palos Verdes as of and for the year ended June 30, 2025, and have issued our report thereon dated February 20, 2026. We have previously communicated to you information about our responsibilities under auditing standards generally accepted in the United States of America and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit in our statement of work dated June 17, 2025. Professional standards also require that we communicate to you the following information related to our audit. Significant audit findings or issues Qualitative aspects of accounting practices Accounting policies Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by City of Rancho Palos Verdes are described in Note 1 to the financial statements. As described in Note 16, the City of Glendale changed accounting policies related to compensated absences by adopting Statement of Governmental Accounting Standards Board (GASB Statement) No. 101, Compensated Absences, in current fiscal year. Accordingly, the cumulative effect of the accounting change as of the beginning of the year is reported in the Statement of Activities. We noted no transactions entered into by the entity during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates Accounting estimates are an integral part of the financial statements prepared by management and are based on management’s knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimate affecting the financial statements was: The annual required contributions, pension expense, net pension liability and corresponding deferred outflows of resources and deferred inflows of resources for the City’s public defined benefit plans are based on actuarial valuations provided by CalPERS and by a third-party actuary. We evaluated the key factors and assumptions used to develop the allowance in determining that it is reasonable in relation to the financial statements taken as a whole. B-1 City Council Members City of Rancho Palos Verdes Page 2 Financial statement disclosures Certain financial statement disclosures are particularly sensitive because of their significance to financial statement users. The most sensitive disclosure affecting the financial statements was: The disclosure of the retirement commitments reported in Note 9 to the financial statements. The financial statement disclosures are neutral, consistent, and clear. Difficulties encountered in performing the audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Uncorrected misstatements Professional standards require us to accumulate all misstatements identified during the audit, other than those that are clearly trivial, and communicate them to the appropriate level of management. Management did not identify and we did not notify them of any uncorrected financial statement misstatements. Professional standards require us to accumulate all misstatements identified during the audit, other than those that are clearly trivial, and communicate them to the appropriate level of management. Management has corrected all such misstatements. Corrected misstatements None of the misstatements detected as a result of audit procedures and corrected by management were material, either individually or in the aggregate, to the financial statements taken as a whole. Disagreements with management For purposes of this communication, a disagreement with management is a disagreement on a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditors’ report. No such disagreements arose during our audit. Management representations We have requested certain representations from management that are included in the management representation letter dated February 20, 2026. Management consultations with other independent accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a “second opinion” on certain situations. If a consultation involves application of an accounting principle to the entity’s financial statements or a determination of the type of auditors’ opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. B-2 City Council Members City of Rancho Palos Verdes Page 3 Required supplementary information With respect to the required supplementary information (RSI) accompanying the financial statements, we made certain inquiries of management about the methods of preparing the RSI, including whether the RSI has been measured and presented in accordance with prescribed guidelines, whether the methods of measurement and preparation have been changed from the prior period and the reasons for any such changes, and whether there were any significant assumptions or interpretations underlying the measurement or presentation of the RSI. We compared the RSI for consistency with management’s responses to the foregoing inquiries, the basic financial statements, and other knowledge obtained during the audit of the basic financial statements. Because these limited procedures do not provide sufficient evidence, we did not express an opinion or provide any assurance on the RSI. Supplementary information in relation to the financial statements as a whole With respect to the combining and individual other fund financial statements and schedules (collectively, the supplementary information) accompanying the financial statements, on which we were engaged to report in relation to the financial statements as a whole, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period or the reasons for such changes, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. We have issued our report thereon dated February 20, 2026. Other information included in annual reports Other information (financial or nonfinancial information other than the financial statements and our auditors’ report thereon) is being included in your annual report and is comprised of introductory and statistical sections. Our responsibility for other information included in your annual report does not extend beyond the financial information identified in our opinion on the financial statements. We have no responsibility for determining whether such other information is properly stated and do not have an obligation to perform any procedures to corroborate other information contained in your annual report. We are required by professional standards to read the other information included in your annual report and consider whether a material inconsistency exists between the other information and the financial statements because the credibility of the financial statements and our auditors’ report thereon may be undermined by material inconsistencies between the audited financial statements and other information. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Our auditors’ report on the financial statements includes a separate section, “Other Information,” which states we do not express an opinion or any form of assurance on the other information included in the annual report. We did not identify any material inconsistencies between the other information and the audited financial statements. We identified material inconsistencies, but management refused to make the necessary revision to the financial statements and/or the other information. We have modified our opinion. We withheld our auditors’ report. B-3 City Council Members City of Rancho Palos Verdes Page 4 This communication is intended solely for the information and use of the [Identify the body or individual(s) charged with governance] and management of City of Rancho Palos Verdes and is not intended to be, and should not be, used by anyone other than these specified parties. CliftonLarsonAllen LLP Irvine, California February 20, 2026 B-4 CLA CliftonLarsonAllen LLP)is an independent network member of CLA Global.See CLAglobal.com/disclaimer. CliftonLarsonAllen LLP CLAconnect.com INDEPENDENT AUDITORS’ REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS City Council Members City of Rancho Palos Verdes Rancho Palos Verdes, California We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of City of Rancho Palos Verdes, as of and for the year ended June 30, 2025, and the related notes to the financial statements, which collectively comprise the City of Rancho Palos Verdes’s basic financial statements, and have issued our report thereon dated February 20, 2026. Report on Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered City of Rancho Palos Verdes’s internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of City of Rancho Palos Verdes’s internal control. Accordingly, we do not express an opinion on the effectiveness of City of Rancho Palos Verdes’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected, on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses or significant deficiencies may exist that were not identified. C-1 City Council Members City of Rancho Palos Verdes Report on Compliance and Other Matters As part of obtaining reasonable assurance about whether City of Rancho Palos Verdes’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the financial statements. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of This Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the entity’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. CliftonLarsonAllen LLP Irvine, California February 20, 2026 C-2