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CC SR 20250204 C - December Treasury Report CITY COUNCIL MEETING DATE: 02/04/2025 AGENDA REPORT AGENDA HEADING: Consent Calendar AGENDA TITLE: Consideration and possible action to receive the December 2024 Cash Balances/Monthly Treasurer’s Report. RECOMMENDED COUNCIL ACTION: (1) Receive and file the December 2024 Cash Balances/Monthly Treasurer’s Report. FISCAL IMPACT: None Amount Budgeted: N/A Additional Appropriation: N/A Account Number(s): N/A ORIGINATED BY: Jane Lin, Senior Accountant REVIEWED BY: Vina Ramos, Director of Finance VR APPROVED BY: Ara Mihranian, AICP, City Manager ATTACHED SUPPORTING DOCUMENTS: A. Monthly Treasurer’s Report for December 2024 (page A-1) BACKGROUND AND DISCUSSION: This report summarizes the cash balance of all funds and investments for the month of December 2024. A separate report is prepared monthly for the Improvement Authority and presented under separate cover before the Authority Commission. The overall cash balances of the City totaled $87 million (Table 1) with over $20.6 million or 24% of the total cash balance in the Local Agency Investment Fund (LAIF). The City has a total of over $8.4 million or 10% of the total cash balance with BMO, which includes $4.9 million in checking for operational needs. In April 2024, the City opened a new money market account with BMO with a starting balance of $0.5 million of idle funds to maximize interest earnings instead of leaving the amount in the BMO checking account. Additionally, over $4.3 million or 5% is with Malaga Bank. Additional balance details can be found in the attachments on page A-1. 1 CITYOF RANCHO PALOS VERDES :;:>L Table 1: Summary of Cash and Investments (in millions) Investments under the City’s brokerage firm Stifel include Certificates of Deposit (CD) investments of $22.5 million or 26%, Treasury Bills and Agency Bonds $31.4 million or 36% of the total cash balance, and a money market account has a balance of $38,057 or 1% of the total cash balance. The City holds a money market account with Stifel for transactions related to the selling and purchasing of investments, as applicable. The securities are held by Bank of America and are FDIC-insured. In summary, as illustrated in Table 2, the City’s General Fund has over $34 million or 39% of cash balance, and the Capital Infrastructure Program (CIP) Fund has approximately $23 million or 26% of cash balance. The remaining cash balances are in the Equipment Replacement Fund with over $3 million or 4%, over $3 million or 4% in the 1911 Act Fund, approximately $63,000 or less than 1% in the Quimby Fund, and approximately $24 million or 27% in Other Restricted Funds. Table 2: Summary of Cash Balance (in millions) $31.4 $22.5 $20.6 $4.9 $4.4 $3.6 36% 26% 24% 6% 5% 4% $0.0 $5.0 $10.0 $15.0 $20.0 $25.0 $30.0 $35.0 Investments - Treasury Bonds (Stifel) Investments - CD (Stifel) Investmetns - LAIF Checking Accounts (BMO) Investments - CD (Malaga) Money Market (BMO and Stifel) GENERAL FUND $34.3 39% CIP FUND $22.8 26% OTHER RESTRICTED FUNDS $30.4 35% 2 - Compared to the December 2023 balance, the City’s cash balance decreased by $8.6 million, primarily due to ongoing expenditures for emergency repairs and maintenance related to the Portuguese Bend Landslide. Additionally, when comparing the balance in November 2024, the City’s cash balance decreased more than $1.2 million, mainly attributed to the timing of billing for general operational services and disbursements for City-approved projects. The major disbursements for the month of December included Aleshire and Wynder for legal services, ASAD Holding for the Peacock Ridge Storm Drain Improvement Project, Clarke Contracting for Narcissa Bend sewer realignment service, Cotton, Shires and Associates for geologic evaluation in the Portuguese Bend Landslide area, Geologic Associates for emergency hydraugers engineering services, Hardy and Harper for emergency roadway repairs, Klondike Canyon Landslide Abatement District (KCLAD) for the first loan disbursement of $0.35 million as part of the financial assistance approved by the City Council on July 2, 2024 City Council, Los Angeles County Sheriff’s Department for law enforcement services, LSA Associates for environmental monitoring services, Malcolm Drilling for emergency landslide services related to the deep dewatering wells task orders, Raycom for purchase and installation of twenty-three radios, and Stay Green for annual landscape maintenance project. All expenditures were disbursed in accordance with the Fiscal Year 2024-25 budget and the City Council’s approved expenditures related to the landslide. 3 A-1 BEGINNING BALANCE PLUS: DEPOSITS PLUS : INTEREST EARNINGS(1) LESS: CHECK DISBURSEMENTS LESS: ELECTRONIC DISBURSEMENTS(2) ADJUSTMENTS(3) PLUS : TRANSFERS IN LESS : TRANSFERS OUT ENDING BALANCE (1) All l.AIF inte rest is paid quarterly . (2) Electronic Disbursements: Payroll Payroll Charges Bank and Merchant Fees Petty Cash (3) The net adjustment was due to void checks. BMD Operating 225,973.41 7,134 ,766.88 (5 ,317 ,052 .91) (973,230 .35) 165 ,144 .62 8 ,330,000 .00 (4 ,655,000.00) 4,910,601 .65 546,308.68 319,255.38 107,266.29 400.00 973,230.35 CITY OF RANCHO PALOS VERDES MONTHLY TREASURER'S REPORT DECEMBER 2024 Malaga Bank BMD Non-Negotiable MMDA Petty Cash LAIF-CITY CD 1,547 ,660.63 5,000.00 25,638 ,035.18 4,372,259.81 3,000,000.00 (1 ,000,000.00) (5 ,000,000.00) 3,547 ,660.63 5,000.00 20,638,035.18 4 ,3 72,259.81 DECEMBER 2024 CASH BALANCE BY MAJOR FUNDS 0% 0% Stifel Stifel Money Market In ves tment Total Cash 765 ,811.40 53,672,000.00 86,226,740.43 7 ,134 ,766.88 (5 ,317 ,052 .9 1) (973,230.35) (727 ,753.80) 250,000.00 (312,609 .18) 11 ,330,000 .00 (10 ,655,000 .00) 38 ,057 .60 53 ,922 ,000.00 87 ,433,614.87 ■GENERAL FUND 39% ■C IP 26% ■EQUIPMENT REPLA CEMENT 4% 111911 ACT 4% C HABITAT RESTORATION 0% CQUIMBY O% COTHER RE STRICTED FUNDS 27% A-2 CASH BALANCES BY FUND Unrestricted GENERAL FUND Restricted by Council Action BEAUTIFICATI ON FUND CIP EQU IP MENT REPLACE ME NT BUILD ING REPLAC EMENT EMPLOYEE PE NS IO N PLA N EM PL OYE E BENE FI TS Subtot al Restricted bv Law or External Aaencies STREET MAINTENANCE 1972 ACT GAS TAX-S B1 ELPRADO CDBG CDBG -R 1911 ACT SO LI D WASTE AIR QUALITY MANAGEMENT PROPOSITION C PROPOS ITION A PUBLIC SAFETY GRANTS MEASURER MEASURE M HAB ITAT RESTORATI ON SUBREG IO N 1 MA INT ENA NCE MEASURE A MAINTENANCE ABALONE COVE SEWER DIS TRICT RPVTV GINSBURG CU LTURE ARTS BU IL DING DONOR RESTR ICTED CO NTR IBUTIONS FEDERAL GRANTS STATE GRANTS FEDERAL GRANTS -ARPA QUIMBY LOW-MODERATE INCOME HOUS ING AF FOR DABLE HSNG IN LIEU EET MEAS URE A CAPITAL BIKEWAYS UN DERGROUND UTILITI ES ROADWAY BEAUTI FI CATIO N MEAS URE W WATER QUALI TY FLOOD PROTECTI ON REDEVEL O PMENT OB LI GATI ON RE TI RE IMPROVEMENT DISTR ICT 9 SP ECIAL TRUSTS Subtota l GRANO TOTAL CITY O F RANCHO PALOS VERDES MONTHLY TREASURER'S R EPORT DECE MBER 2024 BALANCE FORWARD DEBIT CRED IT 32,897,68 7.6 8 24,882,750.20 23,499,275.51 0 .00 0.00 0.00 23 ,597 ,680.2 1 1,690,548 .62 2,501 ,381 .16 3,285,245.51 65,662 .69 82 ,432.40 0.00 0.00 0.00 1,169,407.91 105,646.53 0.00 0.00 0.00 0.00 28,052,333.63 1,861 ,857.8 4 2,5 83 ,813 .56 1,583,264 .77 157,133.68 125,272.15 31,572 .26 148.22 0.00 2 ,388 ,122 .25 94 ,881 .20 69 ,833.73 53 ,607.30 1,629 .58 0.00 22,593.76 4,995 .00 810.00 0.00 0.00 0.00 2,888 ,635.12 365 ,531 .86 61 ,5 15.48 537,547 .50 4,667 .77 15,964.96 96,621 .65 14 ,388.74 0.00 865,237 .85 80,656.04 0.00 3,009 ,119.60 106,467.48 0 .00 145,627.49 33,537 .10 42 ,500.00 3,42 1,3 10.70 113,087.41 1,134 .00 683 ,290.03 74 ,679 .28 55 ,870.15 9 ,570 .11 37 ,541 .73 39 ,541 .91 806,150 .80 18,807 .60 7,575 .99 27,909 .30 99 .73 20 ,000 .00 83,898.43 43 ,352 .54 1,067.54 0 .00 0.00 0.00 0.00 0 .00 0.00 987 ,000.53 12 ,115.68 3,976.29 0.00 0 .00 0.00 1,453,715.72 6 ,943.58 0.00 1,780,145.7 1 8,287.7 1 830 ,758 .50 62,405 .99 292 .98 0.00 52 1,397 .31 2,447.81 0 .00 938 ,653.95 4,406.7 1 0 .00 93 ,3 17.98 438.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0 .00 0.00 0.00 1,284,776 .3 1 692,446.98 40 ,087.43 0 .00 0.00 0.00 29,082 58 135.87 425 .00 0.00 0.00 0.00 1,472,144.12 28,364.50 45 ,796 .28 25,276 ,7 19.12 1,907,484 .88 1,362,129.41 86,226,740.43 28,652,092.92 27,445,218 .48 Total Investment: Change In Change In Endin a Cash En dina Cas h CAS H Ba lance Ba lance in % 34,28 1,162.37 1,38 3,474.69 4% 0.00 0 .00 0 % 22 ,786,847 .67 (8 10,832.54) -3% 3 ,268,475.80 (16 ,769 71) -1% 0 .00 0.00 0% 1,275,054.44 105,646.53 9% 0 .00 0 .00 0% 27,33 0,377 .91 (721,9 55 .72 -3% 1,615,126.30 31 ,861 .53 2% 31 ,720.48 148.22 0% 2,413 ,169.72 25,047.47 0% 55 ,236.88 1,629 .58 3% 26,778.76 4,185 .00 19% 0.00 0 .00 0% 3 ,192 ,65 1.50 304 ,016.38 11% 526,250 .31 (11,297.19) -2% 111 ,010 .39 14 ,388.74 15% 945,893 .89 80,656.04 9% 3,115,587 .08 106,467.48 4% 136,664.59 (8 ,962 .90) -6% 3 ,533,264 .11 111,953.41 3% 702 ,099.16 18,809.13 3% 7 ,569.93 (2 ,000.18) -21 % 8 17 ,382.41 11,23 1.6 1 1% 8,009.03 (19,900 .27) -7 1% 126,183.43 42 ,285.00 50% 0 .00 0 .00 0% 0 .00 0.00 0% 995,139.92 8 ,139 .39 1% 0 .00 0.00 0% 1,460,659.30 6,943.58 0 % 957 ,674 .92 (822,470.79) -46% 62 ,698.97 292 .98 0% 523 ,845.12 2,447 .81 0% 943,060 .66 4,406 .7 1 0% 93,756.08 438 .10 0% 0 .00 0 .00 0% 0 .00 0.00 0% 0 .00 0 .00 0% 0.00 0.00 0% 1,937 ,1 35 .86 652,359.55 5 1% 0.00 0.00 0% 28,793.45 1289.13 -1% 0 .00 0.00 0% 1,454 ,7 12.34 (17,431 .78) -1% 25,822,074.59 545,355.47 2% 87,433,61 4 .87 1 ,206,874 .44 1% 87,433,61 4.8 7 A-3 CITY OF RANCHO PALOS VERDES MONTHLY TREASURER'S REPORT DECEMBER 2024 Issuer of Acquisition Maturity Market Book Investment Investment CUSJP# Date Term Date Value Value Yield Local Agency Investment Fund (LAIF-CITY) State of California NIA NIA On Demand 20,638,035 20,638,035 4.43% Note (1) MMDA BMO NIA NIA On Demand 3,547,661 3,547,661 4.50% CD -Non-Negotiable Malaga Bank 811912024 36 Mos 811912027 4,372,260 4,372,260 3.92% CO -Bank of America -Stifel (Non-Negotiable) A+ Fed Credit Union Austin 00224TAB2 612912022 60 Mos 612912027 $ 250,000 $ 250,000 3.55% Advia Cr Un 00782JAC6 912712023 60 Mos 912712028 $ 250,000 $ 250,000 5.07% Alaska USA Fed Ce Un 011852AH3 312212023 36 Mos 312312026 $ 250,000 $ 250,000 5.15% Alliant Credit Union 01882MAH5 1111512023 60 Mos 1111512028 $ 250,000 $ 250,000 5.34% American Expr Natl Bank 02589ABM3 31312022 36 Mos 31312025 $ 250,000 250,000 1.80% American First Cr Un 02616ABX6 313012023 36 Mos 313012026 $ 250,000 250,000 5.05% Auburn State Bank 05059LAC6 313112022 48 Mos 313112026 $ 250,000 $ 250,000 2.10% Bank of Baroda 06063HMT7 712212020 60 Mos 712212025 $ 250,000 $ 250,000 0.65% Bank Hapoalim 06251A2Q2 1211412020 60 Mos 1212512025 $ 250,000 $ 250,000 0.50% Bankers Bank 06610RBL2 411312022 42 Mos 1011412025 $ 250,000 $ 250,000 2.05% BankNewport Rhode 06647JAV6 81312022 48 Mos 81312026 $ 250,000 $ 250,000 3.50% Bankunited 066519QK8 31512021 60 Mos 31512026 $ 250,000 $ 250,000 0.65% Baxter Credit Union 07181JA80 612312022 36 Mos 612312025 $ 250,000 $ 250,000 3.10% Baycoast Bank 072727AZ3 112412020 60 Mos 112412025 $ 250,000 $ 250,000 1.70% Beal Bank USA 07371CK32 31912022 48 Mos 31412026 $ 250,000 250,000 1.90% BOM Bank 09776DAA2 512312024 48 Mos 513012028 $ 250,000 250,000 5.25% Capital One 14042RQB0 11117/2021 60 Mos 1111712026 $ 250,000 $ 250,000 1.10% Capital One 14042RQS3 412012022 60 Mos 412012027 $ 250,000 $ 250,000 2.80% Celtic Bank 15118RUX3 4117/2020 60 Mos 4117/2025 250,000 $ 250,000 1.50% Centris Fed Cr Un 15643VA88 512412023 24 Mos 512412025 250,000 250,000 5.02% Chief Finl Fed Cr Un Rochester 16863LA81 712912022 60 Mos 712912027 250,000 250,000 3.50% Chief Finl Fed Cr Un Rochester 16863LAE5 1011212022 36 Mos 1011412025 250,000 250,000 4.60% Citizens Bank 173477CC2 81512024 60 Mos 812112029 $ 249,000 $ 249,000 4.60% Clearpath Fed Cr Un 18507MAD3 71912024 60 Mos 713012029 $ 250,000 $ 250,000 5.40% Coastlife Credit Union 19058LAB0 211312023 36 Mos 211212026 $ 250,000 $ 250,000 4.65% Comenity Capital Bank 20033A3A2 411412022 60 Mos 4/1412027 $ 250,000 $ 250,000 2.65% Community West Cr Un 20416JAC8 1212312022 30 Mos 612312025 $ 250,000 $ 250,000 5.00% Connectone Bank 20786ADL6 912412021 60 Mos 912712026 $ 250,000 $ 250,000 0.80% Connexus Credit Union 20825WAT7 512612022 36 Mos 512712025 $ 250,000 $ 250,000 3.00% County School FCU 22258JA87 212212023 55 Mos 913012027 $ 249,000 $ 249,000 4.40% Credit Un of Tex Allen 22551KA88 712212022 36 Mos 712212025 $ 250,000 $ 250,000 3.30% Dart Bk Mason 237412AS0 612112022 42 Mos 1212212025 $ 250,000 250,000 3.10% Discover Bank 254673870 412712022 36 Mos 412812025 $ 250,000 250,000 2.80% Eaglemark Savings Bank 27004PCM3 31212022 60 Mos 31212027 $ 250,000 250,000 2.00% Empower Credit Union 291916AB0 912912023 60 Mos 912912028 $ 250,000 250,000 5.15% Farmers&Merchants Bank 307811DP1 111412022 60 Mos 111412027 250,000 $ 250,000 1.20% First Bank Blue Earth 32114MAY3 1012112022 30 Mos 412112025 250,000 $ 250,000 4.45% First lndpt Bank 32056VAM9 812312023 60 Mos 813012028 250,000 $ 250,000 5.30% First Nat'I Bank 32110YXG5 612412022 60 Mos 612412027 $ 250,000 $ 250,000 3.25% First Natl Bank/DAMA 32117BEQ7 1213012021 60 Mos 1213012026 $ 250,000 $ 250,000 1.25% First Trust & Savs Bank 33743UA82 21912024 60 Mos 21912029 $ 249,000 $ 249,000 4.90% Flushing Bank 34387AFF1 111412022 36 Mos 111412025 $ 250,000 $ 250,000 4.70% Four Pts FCU Omaha 35089LAD5 612912022 60 Mos 612912027 $ 250,000 $ 250,000 3.40% Generations Bank 37149CAX5 511212022 60 Mos 5112/2027 $ 250,000 $ 250,000 3.10% GESA Cr Union 37424PAH7 713112023 36 Mos 713112026 $ 250,000 $ 250,000 5.25% GHS Fed Credit Union 36266LAA4 911512022 60 Mos 911512027 $ 250,000 $ 250,000 3.80% Greenstate Credit Union 39573LDC9 112612023 27 Mos. 412912025 $ 249,000 $ 249,000 2.65% Hapo Cmnty Cr Un 41138NAB4 813112023 42 Mos. 212612027 $ 250,000 250,000 5.00% lntercredit Bank NA 458657MC4 113112022 60 Mos 1/2912027 $ 250,000 250,000 1.35% JP Morgan Chase Bank 48128UMX4 913012020 60 Mos 913012025 $ 250,000 250,000 0.50% Kemba Finl Credit Union 48836LAN2 912112022 60 Mos 912112027 $ 250,000 250,000 4.10% Lebanon FCU PA 52248LA82 81412022 60 Mos 81412027 $ 250,000 250,000 3.55% Liberty First Cr Un 530520AM7 812912023 48 Mos 813012027 $ 250,000 250,000 5.00% Lincoln Park Cmnty Cr Un 534574AC2 812812023 60 Mos 812812028 $ 250,000 250,000 5.00% Live Oak Bankinig 538036UG7 21112022 48 Mos 21212026 $ 250,000 250,000 1.25% Magnolia Bank 559582AL5 1013012020 54 Mos 413012025 $ 250,000 250,000 0.40% Malaga Bank FSB 56102AAJ5 512912020 60 Mos 512912025 250,000 250,000 0.70% Marlin Business Bank 57116ATM0 111512020 60 Mos 111512025 250,000 250,000 1.75% Midflorida Cr Union 59741QAA0 712612023 60 Mos 712612028 250,000 250,000 5.55% Money One FCU 60936TAL3 911412023 60 Mos 911412028 250,000 250,000 5.07% Morgan Stanley Bk 61690UK82 61212022 36 Mos 61212025 250,000 250,000 3.05% A-4 CITY OF RANCHO PALOS VERDES MONTHLY TREASURER'S REPORT DECEMBER 2024 Issuer of Acq uisition Maturity Ma rk et Book In vestment In vestment CUSIP# Date Term Date Val ue Va lue Yield Mountain Amer Fed CR UN 62384RAL0 8/3 1/2022 36 Mos 8/29/2025 250,000 250,000 3.50°/o Mutua l First Fed Cr Union 62825MAA2 8/3/2023 24 Mos 8/4/2025 250,000 250,000 5.20% Nat'I Bank of Commerce 633368FJ9 1/19/2022 60 Mos 1/19/2027 250,000 250,000 1.15% Old Domin ion Nat;I Bank 679585AZ2 1/20/2022 60 Mos 1/20/2027 250,000 250,000 1.15% Old Mission Bank 68002LCN6 4/29/2022 54 Mos 10/29/2026 250,000 250,000 2.65% Onpath Fed Cr Union 68283MAG1 9/15/2022 60Mos 9/15/2027 250,000 250,000 3.80% Pathfin der Bank 70320KBR1 1/31/2022 60 Mos 1/29/2027 250,000 250,000 1.20% Pima Fed Cr Un 722000AC0 8/17/2023 36 Mos 8/17/2026 250,000 250,000 5.30% Pittsburgh City Hall 72500MAA3 8/16/2022 60 Mos 8/16/2027 250 ,000 250,000 3.60% Popular Bank 733 17 AAY8 4/13/2022 36 Mos 4/14/2025 250,000 250 ,000 2.45% Preferred Bank LA 740367MA2 7/17/2020 60 Mos 7/17/2025 250,000 250,000 0.50% Rogue Credit Union 77535MAL7 1/2 0/2023 48 Mos 1/20/2027 250 ,000 250,000 5 .05% Saco&Biddefords Savs 78577THR9 7/21/2022 60 Mos 7/21/2027 250,000 250,000 3.45% Sharonview Fed Cr Union 819866BM5 8/15/2022 36 Mos 8/15/2025 250 ,000 250 ,000 3.40% Signature Fed Cr Un 82671DAA5 10/27/2022 48 Mos 10/27/2026 248,000 248,000 4.60% Sou th west Finl Fe d Cr Un 84485EAJ6 9/2 1/2022 60 Mos 9/2 1/2027 250,000 250,000 3 .80% Texas Exchange Bank 88241TJJ0 10/23/2020 60 Mos 10/23/2025 250,000 250,000 0.60% Texas Exchange Bank 88241TJN1 11/25/2020 60 Mos 11/25/2025 250,000 250,000 0.60% Tex as Exchange Bank 88241TJR2 12/18/2020 60 Mos 12/18/2025 250,000 250,000 0.60% Texas Exc ange BK SSB 88241TNV8 8/5/2022 51 Mos 11/16/2026 250,000 250,000 3.60% Toyota Financta l Svgs Bank 89235MLE9 7/29/2021 60 Mos 7/29/2026 250,000 250,000 0.95% Truliant Fed Cr Un 89789AAE7 3/10/2023 30 Mos 9/10/2025 250,000 250,000 5.05% Truston e Fi nl Cr Un 89841MAF4 7/19/2022 60 Mos 7/19/2027 250 ,000 250,000 3.40% Tu cson Fed Ce Un 898812AC6 9/8/2023 60Mos 9/8/2028 250 ,000 250,000 5.00% University Credit Union 914242AA0 2/2 1/2023 3 1 Mos 9/26/2025 249,000 249,000 4.00% United Bankers Bank 909557JP6 12116/2021 56Mos 8/17/2026 250 ,000 250,000 1.00% use Bank 90355GPK6 713/2024 48 Mos 7/10/2028 250,000 250,000 4.60% Workers Credit Union 98138MAM2 4/17/2023 22 Mos 2/28/2025 249,000 249,000 1.49% Wo rkers Fed Cr Un 98138MCB4 11 /15/2023 60 Mos 11/15/2027 250,000 250 ,000 5.35% Treasury-Bank of New York (S tifel) United Stat es Treas 912828XZ8 6/30/2020 60 Mos 6/30/2025 1,000,000 1,000,000 2.75% Uni ted States Treas 9 1282CAJ0 2/28/2021 20 Mo s 8/3 1/2025 1,978,000 1,978 ,000 4.40% United Sta tes Treas 9 12797KS5 5/20/2024 11 Mos 4/17/2025 1,000,000 1,000,000 5.00% United State s Treas 91282CDZ1 7/1/2024 7 Mos 2/15/2025 1,000,000 1,000,000 5.24 % United States Treas 91282CDZ1 7/8/2024 7 Mos 2/15/2025 2,000,000 2,000,000 5.13% United States Treas 91282CEU 1 7/8/2024 11 Mos 6/15/2025 3,000,000 s 3,000,000 4.94 % United Sta tes Treas 912828R36 7/19/2024 23 Mos 5/15/2026 3,000,000 s 3,000,000 4.48 % United States Treas 91282CEH0 8/12/2024 8 Mos 4/15/2025 1,000 ,000 1,000,000 4.57% United States Treas 9 12797MM6 9/5/2024 6 Mos 3/6/2025 1,000,000 1,000,000 2.65% United Stat es Treas 91282CAL5 9/30/2024 36 Mos 9/30/2027 1,000,0 00 1,000,000 3.56% United States Treas 9 1282CFJ5 8/31/2024 60 Mos 8/31/2029 1,000 ,000 1,000,000 3.19% United States Treas 9 1282CFT3 11 /7/2024 60 Mos 11/31/29 1,000,000 1,000,000 4.00% United States Treas 91282CFJ5 1213/2024 68 Mos 8/31 /2029 2,000 ,000 2,000,000 3.13% Agency Bo nd s (Stifel) Fed Agric MTG Corp 31424WFC1 1/2212024 36 Mos 1/2212027 1,000,000 1,000,000 5.00% Fed Farm Credi t Bank 3133ENNX4 12/15/2022 26 Mos 2/14/2025 1,052,000 1,052,000 1.67% Fed Home Loan Bank 3130ASYR4 8/30/2022 36 Mos 8/28/2025 1,000,000 1,000,000 4.00% Fed Home Loa n MTG Corp 3 134H 1UZ4 2126/2024 60 Mos 2126/2029 1,000,000 1,000,000 5.00% Fed Home Loan Bank 3130ARYF2 8/2/2024 34 Mos 5/24/2027 500,000 500 ,000 4.00% Fed Home Loa n Bank 3130ASF53 8/212024 35 Mos 6/30/2027 500,000 500,000 4.00% Fed Farm Credit Bank 3133ERMH 1 8/2/2024 60 Mos 7/29/2027 3,000,000 3,000,000 5.00% Fed Farm Credi t Bank 3133ERRE3 8/2212024 60 Mos 8/28/2029 1,000,000 1,000,000 4.72% Fed Farm Credit Bank 3133ERRE3 8/23/2024 60Mos 8/28/2029 1,000 ,000 1,000,000 4.72% Fed Home Loan Bank 3134HAFB4 8/23/2024 60 Mos 8/14/2029 400 ,000 400,000 4.20% Fed Farm Credit Bank 3133ERMH1 8/29/2024 59 Mos 7/29/2027 1,000 ,000 1,0 00,000 5.00% Total Investments $ 82,479,956 3.96% Su mmary : Loca l Agency In vest ment Fund (LA IF-C ITY) 20 ,638,035.18 MMDA -BMO 3,547 ,660.63 Certificate of Deposit -Malaga Bank 4,372 ,259.81 Certific ate of Depos it -Stifel 22,492 ,000.00 Treasury BIiis & Agency Bonds -Sti fel 31,430 ,000 .00 19,978,000 11,452,000 31 ,430,000 Total Investments 82,479,955.62 24.2% 13.9% 38.1% BMO Balance 4,910,601 .65 Petty Cas h 5,000.00 Sllfel Money Mark et 38,057.60 Total Cash & Investment 87,433,614 .87 Tot al Cas h & Investment from above 87 ,433 ,614.87 A-5 NOTE: SUMMARY OF CASH BALANCE BY INS TITUTION DECEMBER 2024 BMO -Money Market 4% (1) LAIF market values will be reported to vary from book value if the City calculated share of total LAIF assets is less than the City book value. To the best of my knowledge, there are no misstatements of material amount s within this report ; or omissions of material amounts to cause the report to be misleading . l ce rtify th at this report accurately reflects au City investments and complies with th e investment policy of the City of Rancho Palos Verd es as approved by the Ci ty Council. Furthermore, I certify that sufficient investment liquidity and anticipated revenues are available to meet th e City's expenditure requirements for the next six months. Respectrutty submitted , Treasurer Malaga Bank -CD 5% Dated