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RPVCCA_SR_2010_11_04_06_Advance_And_Repayment_Between_City_And_RDACITY OF MEMORANDUM RANCHO PALOS VERDES TO: FROM: DATE: SUBJECT: REVIEWED: Staff Coordinator: HONORABLE MAYOR &MEMBERS OF THE CITY COUNCIL ~ DENNIS McLEAN,DIRECTOR OF FINANCE &INFORMATION \{1Jb TECHNOLOGY NOVEMBER 4,2010 ADVANCE AND REPAYMENT AGREEMENT BETWEEN CITY AND REDEVELOPMENT AGENCY CAROLYN LEHR,CITY MANAGER c:!J.- Kathryn Downs,Deputy Director of Finance &Information Technology RECOMMENDATION Approve the attached Advance and Repayment Agreement between the City and Redevelopment Agency (the "RDA"). BACKGROUND Pursuant to a Disposition and Development Agreement between the RDA and AMCAL Mirandela Fund,L.P.(the "Developer")dated March 20,2009,the RDA agreed to loan the Developer $6,790,000.As reported to the City Council on February 16,2010,the loan was to be financed as follows: Value of Crestridge Real Property $2,990,000 Pre-Development Loan (from RDA Tax Increm ent)200,000 Construction Financing (from RDA Tax Increment)1,833,632 Construction Financing (from City's Affordable Housing Fund)1,766,368 Ift%?i~~~'~¥~Wii'-4-'-AM~/':'o/.0f%•.wifi!i@W:IllifIWffiH%.Jlf<~G'cf.'~ii~il:jf~:-;;:-5f~~~~~l!f~VJ!fS¥!Ji2!~Y~~JB~J£bM~~~&.",::::.~7&Z%{if@~~r~&;':K«.«-;:~~:::~~~~_~;z~;.::.«:z~.?::=m=t:~:-:"!.f}~~~~~.~;.;:~ During FY09-10,the City's advance of $1,766,368 was transferred from the City's Affordable Housing Fund to the RDA Housing Set-Aside Fund for disbursement to the Developer.As reported to the City Council and RDA Board on March 17,2009,the loan is to be paid back to both Fund programs by the Developer over the life of the project. 6-1 ADVANCE AND REPAYMENT AGREEMENT BETWEEN CITY AND REDEVELOPMENT AGENCY November 4,2010 Page 2 of2 DISCUSSION The draft "Advance and Repayment Agreement"(see attached)was prepared by the City Attorney's office to document that the City and RDA intended the City's contribution to be an advance,rather than a permanent transfer of funds to the RDA (similar to a contribution of equity or capital in a commercial business transaction).The Advance and Repayment Agreement also serves to clarify the method for disbursing Developer repayments to the City.The RDA's liability to the City is solely to pay the City a pro-rata share of amounts repaid by the developer.The City's share of each repayment amount will be the same proportion as the City's contribution to the total amount loaned.For example,if the entire $6,790,000 is loaned to the Developer,the City's share of each repayment amount would equal 26%($1,766,368 divided by $6,790,000)and the RDA's share would equal 74%. The City's advance for this project will carry the same terms as the RDA loan to the Developer;which means that it will accrue simple interest at the rate of 3%per year on amounts outstanding from the dates of disbursement.This advance is not an addition to the Consolidated Loan Agreement between the City and RDA dated December 1,2003. FISCAL IMPACT There is no fiscal impact as a result of approving the attached draft agreement.The City's $1,766,368 contribution to the AMCAL project has been recorded as a Note Receivable in the City's Affordable Housing Fund as of June 30,2010.The entire amount of the loan to AMCAL has been recorded as a Note Receivable in the RDA's Housing Set-Aside Fund, with an offsetting Advance Payable to the City's Affordable Housing Fund for the $1,766,368 contribution.As of June 30,2010,the total amount loaned to AMCAL is $6,173,035.Staff expects that the Developer will finalize its loan draws during 2011. 6-2 ADVANCE AND REPAYMENT AGREEMENT This Advance and Repayment Agreement,dated as of ,2010,is made by and between the City of Rancho Palos Verdes (the "City")and the Rancho Palos Verdes Redevelopment Agency (the "Agency").For and in consideration of the mutual covenants and promises set forth herein,the parties agree as follows. Section 1.Facts.This Advance and Repayment Agreement is entered into with reference to the following facts: A.In furtherance of the objectives of the Community Redevelopment Law (California Health and Safety Code Section 33000,et seq.)(the "Redevelopment Law"),the Agency has undertaken a program for the redevelopment of blighted areas in the City,and toward this end,has undertaken and is now carrying out the responsibility for the redevelopment of Redevelopment Project Area No.1 (the "Project Area")pursuant to the Redevelopment Plan for the Project Area,adopted by City Ordinance No.190 (the "Redevelopment Plan"). B.In order to provide affordable housing and effectuate the provisions of the Redevelopment Plan for the Project Area,the Agency entered into a Disposition·and Development Agreement ("DDA"),dated March 20,2009,with AMCAL Mirandela Fund.,L.P: (the "Developer")for the sale of Agency-owned real property located at the intersection of Crestridge Road and Crenshaw Boulevard within the City of Rancho Palos Verdes (the "Site") and the development on the Site by the Developer of a 34-unit senior affordable apartment project ("the Project"). C.Pursuant to the DDA and in order to implement the financing plan for the Project,the Agency agreed to loan funds to the Developer in an amount not to exceed $6,790,000 (the "Agency Loan").The Agency Loan is evidenced by a promissory note (the "Agency Note")and secured by a trust deed.The outstanding balance of the Agency Loan accrues interest at the rate of three percent (3%)per annum,simple interest,on the amount disbursed from the date of disbursement. D.The Agency Loan shall be repaid by the Developer from Net Available Cash Flow (as defined in the DDA)in accordance with the terms set forth in the DDA. Generally,the Agency Loan shall be repaid annually,commencing on the first May 18t at which Net Available Cash Flow is available in accordance with the provisions of the DDA,and each May 18t thereafter.The Agency Loan shall also be repaid in the event of a sale or refinancing of the Project,in accordance with the terms of the Agency Loan. E.The Agency Loan has been,or will be,funded,in part,from moneys deposited,or to be deposited,in the Agency's Low and Moderate Income Housing Fund and,in part,from the City's In-Lieu Affordable Housing Funds (the "City Advance").The City's In Lieu Affordable Housing Funds,which constitute the City Advance,were paid to the City by developers to satisfy the developers'respective obligations to provide affordable housing in connection with their respective projects. -1- R6874-0001 \1290501 v2.doc 6-3 F.At the time of entering into the DDA,the Agency and the City Council contemplated that the Agency would repay the City the City Advance over the life of the Project on the same basis that the Developer repays the Agency Loan to the Agency. G.The City and the Agency desire to enter into this Advance and Repayment Agreement to acknowledge the foregoing recitals and to provide for an appropriate method of repayment by the Agency of the City Advance. Section 2.Disbursements to City.Within a reasonable time after the Agency receives from the Developer a repayment of the Agency Loan,the Agency shall disburse to the City in repayment of the City Advance the City's share of the amount received by the Agency. The City's share of each amount shall be in the same proportion as the proportion of the Agency Loan which is funded from the City Advance.The parties agree that in lieu of the foregoing arrangement,the Agency may direct the Developer to remit the City's share of each of its annual repayment amounts directly to the City. Section 3.Termination of DDA or Foreclosure of Trust Deed.In the event the Agency exercises its right to terminate the DDA or foreclose on the trust deed securing the Agency Note,or exercises its right to re-take title to the Site under its Right of Reverter,as described in the DDA,then the Agency shall endeavor to sell the Site for redevelopment purposes.Upon such sale,the Agency shall pay to the City the City's share of the amount of the sale proceeds received by the Agency,with such share to be in the same proportion as the proportion of the Agency Loan which is funded from the City Advance. Section 4.No Other Obligations of Agency.The parties agree that except as set forth in this Agreement,the Agency shall have no other obligation to reimburse the City for the City Advance. Section 5.Cooperation.The City and Agency agree to take all appropriate steps, execute any documents and cooperate to establish such accounting and other procedures,all as may be necessary, convenient,or desirable under the circumstances to accomplish the purposes and intent of this Advance and Repayment Agreement. Section 6.Records.Each party shall maintain books and records regarding its duties pursuant to this Advance and Repayment Agreement.Such books and records shall be available for inspection by the officers and agents of the other party at all reasonable times. Section 7.Law Governing.This Advance and Repayment Agreement is made in the State of California under the Constitution and laws of the State of California,and is to be so construed. Section 8.Amendments.This Advance and Repayment Agreement may be amended at any time,and from time to time,by an agreement executed by both parties to this Advance and Repayment Agreement. -2- R6874-0001 \1290501 v2.doc 6-4 Section 9.Non Liability of Officials and Employees.No Agency member,Council member,and no official,agent,or employee of the Agency or the City shall be personally liable to the other party,or any successor in interest,in the event of any default or breach by the Agency or the City,or for any amount which may become due to the City or Agency,or successor,or on any obligations under the terms ofthis Advance and Repayment Agreement. IN WITNESS HEREOF THE PARTIES HAVE CAUSED THIS AGREEMENT TO BE EXECUTED. CITY OF RANCHO PALOS VERDES By _ Mayor ATTEST: City Clerk RANCHO PALOS VERDES REDEVELOPMENT AGENCY By _ Agency Chairperson ATTEST: -3- R6874-0001 \1290501 v2.doc 6-5