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CC SR 20170905 J - City Treasurer Report July 2017RANCHO PALOS VERDES CITY COUNCIL AGENDA REPORT AGENDA DESCRIPTION: MEETING DATE: 09/05/2017 AGENDA HEADING: Consent Calendar Consideration and possible action regarding the July 2017 Cash Balances/Monthly Treasurer's Report RECOMMENDED COUNCIL ACTION: (1) Receive and file the July 2017 Cash Balances/Monthly Treasurer's Report. FISCAL IMPACT: None Amount Budgeted: N/A Additional Appropriation: N/A Account Number(s): N/A ORIGINATED BY: Jane Lin, Accountant 7(— REVIEWED BY: Deborah Cullen, Director of Finance APPROVED BY: Doug Willmore, City Manager 1.L, ATTACHED SUPPORTING DOCUMENTS: A. Monthly Treasurer's Report (page A-1) BACKGROUND AND DISCUSSION: This report summarizes the cash balance of all funds and investments for the month of July 2017. A separate report is prepared monthly for the Improvement Authority, and is presented under separate cover before the Authority Commission. The overall cash balances of the City totaled $66,873,564.55, with more than $36 million or 54% of the balance in the Local Agency Investment Fund (LAIF). The City has $3.6 million or 5% of the total cash balance with Bank of the West, and over $3.8 million or 6% with Malaga Bank. In addition, the City has a total Certificates of Deposit (CD) investments of $23.1 million or 35% of the total cash balance. The securities are held by the Bank of New York and are FDIC insured. In summary, the City's General Fund has over $14 million or 22% in cash balance, and the Capital Improvement Projects (CIP) Fund has over $28 million or 43% in cash balance. The remaining cash balances are in the Equipment Replacement Fund with over $2.4 million or 4%, over $2 million or 3% in the 1911 Act Fund, over $1.1 million or 2% in the Habitat Restoration Fund, over $2.3 million or 3% in the Quimby Fund, over 1 $4.7 or 7% million in the Water Quality Fund, and over $12.3 million or 16% in Other Restricted Funds. The City cash balance decreased by $1 million from last month, and in comparison to the same period last year, the cash balance decreased by almost $0.5 million. The major variance is a disbursement of $478,574 to CalPERS for the FY17-18 CalPERS lump sum annual payment. Other disbursements are monthly recurring expenses. 2 CITY OF RANCHO PALOS VERDES MONTHLY TREASURER'S REPORT JULY 2017 (1) All LAIF interest is paid quarterly (2) Electronic Disbursements: Payroll Bank of the West OPERATING Malaya Bank OPERATING PETTY CASH LAIFLITY INVESTMENT CDARS INVESTMENT CD TOTAL CASH YTD INT RECEIVED BEGINNING BALANCE 4,706,642.90 3,821,797.06 3,000.00 35,967,181.02 250,000.00 23,150,031.51 67,899,652.49 2,500.00 PLUS: DEPOSITS 1,733,560.62 1,039,014.12 1,733,560.62 PLUS: INTEREST EARNINGS(1) 2,383.44 76,602.07 78,985.51 78,985.51 LESS: CHECK DISBURSEMENTS (1,734,829.40) (1,734,829.40) LESS: ELECTRONIC DISBURSEMENTS(2) (1,039,014.12) (1,039,014.12) ADJUSTMENTS(3) (64,790.55) (64,790.55) PLUS: TRANSFERS IN 0.00 LESS: TRANSFERS OUT 0.00 ENDING BALANCE 3,601,569.45 3,825,180.50 3,000.00 36,043,783.09 250,000.00 23,150,031.51 66,873,564.55 78,985.51 (1) All LAIF interest is paid quarterly (2) Electronic Disbursements: Payroll 436,830.59 CelPers 73,713.06 ICMABHSA 30,250.40 Retirement Health Savings Withholdings 9,823.37 CelPers Lum Sum Payment 478,574.00 Flexible Spending Accounts 865.35 Sales Taxes 2,667.00 Postage 2,500.00 Bank and Merchant Fees 3,790.35 1,039,014.12 (3) The net adjustment was due to void check, deposit adjustment, and system adjustment. JULY 2017 CASH BALANCE BY MAJOR FUNDS ■ GENERAL FUND at CIP In EQUIPMENT REPLACEMENT ■ 1911 ACT HABITAT RESTORATION w QUIMBY a WATER QUALITY FLOOD PROTECTION ■ OTHER RESTRICTED FUNDS A-1 CASH BALANCES BY FUND CITY OF RANCHO PALOS VERDES MONTHLY TREASURER'S REPORT JULY 2017 Change In Change In BALANCE Ending Cash Ending Cash FORWARD DEBIT CREDIT CASH Balance Balance in % Unrestricted GENERAL FUND 14,845,637.09 3,541,902.30 3,608,226.27 14,779,313.12 66,323.97 0% Restricted by Council Action BEAUTIFICATION FUND 477,940.72 534.31 0.00 478,475.03 534.31 0% CIP 28,982,386.96 30,781.51 438,933 94 28,574,234.53 (408,152.43) -1% EQUIPMENT REPLACEMENT 2,589,12808 2,957.55 120,288.77 2,471,796.86 (117,331.22) -5% BUILDING REPLACEMENT 0.76 0.00 0.00 0.76 0.00 0% EMPLOYEE BENEFITS 325,697.50 0.00 953.80 324,743 70 (953.80) 0% Subtotal 32,375,154.02 34,273.37 560,176.51 31,849,250.88 525,903.14 -2% Restricted by Law or External Agencies STREET MAINTENANCE 697,110.05 942.16 368,193.72 329,858.49 (367,251.56) -53% 1972 ACT 91,873.57 5,451,13 67,272.04 30,05266 (61,820.91) -67% EL PRADO 27,577.74 83.74 82.87 27,578.61 0.87 0% CDBG 32.90 12,950.00 20,788 50 (7,805.60) (7,838.50) -100% CDBG-R 0.00 0.00 0.00 0.00 0.00 0% 1911 ACT 2,053,229.19 16,210.88 27,685,44 2,041,754.63 (11,474.56) -1% SOLID WASTE 470,949.17 13,258.77 35,990.34 448.217.60 (22,731.57) -5% AIR QUALITY MANAGEMENT 98,351.90 104.63 28,284.25 70,172.26 (28,179.62) -29% PROPOSITION C 461,100.58 43.964.39 40,883.31 464,181.66 3,081.08 1% PROPOSITION A 2,232,051.45 54,688.56 10,348.99 2,276,391.02 44,339.57 2% PUBLIC SAFETY GRANTS 71,541.29 107.93 0.00 71,649.22 107.93 0% MEASURE R 2,124,839.64 34,946.29 0.00 2,159,785,93 34,946.29 2% HABITAT RESTORATION 1,205,696.34 1,347.90 36,075.00 1,170,969.24 (34,727.10) -3% SUBREGION 1 MAINTENANCE 764,471.40 855.49 5,616.67 759,710.22 (4,761 16) -1% MEASURE A MAINTENANCE 95,413.51 95.23 0.00 95,508.74 95.23 0% ABALONE COVE SEWER DISTRICT 179,973.65 2,222.78 9,226.33 172,970.10 (7.003 55) -4% RPVTV 0.00 0.00 0.00 0.00 0.00 0% GINSBURG CULTURE ARTS BUILDING 86,084.23 96.24 0.00 86,180.47 96.24 0% DONOR RESTRICTED CONTRIBUTION 882,552.48 2,486.07 1,235.00 883,803.55 1,251.07 0% QUIMBY 2,361,112.11 2,716.39 0.00 2,363,828.50 2,716.39 0% LOW -MODERATE INCOME HOUSING 140,461.74 142.42 0.00 140,604.16 14242 0% AFFORDABLE HSNG IN LIEU 591,814.22 661 62 0.00 592.475.84 661.62 0% EET 301,535.68 29,758.28 0.00 331,293.96 29,75828 10% MEASURE A CAPITAL 7.440.11 0.00 0.00 7,440.11 0.00 0% BIKEWAYS 0.00 0.00 0.00 0.00 0.00 0% UNDERGROUND UTILITIES 0.00 0.00 0.00 0.00 0.00 0% ROADWAY BEAUTIFICATION 0.00 0.00 0.00 0.00 0.00 0% WATER QUALITY FLOOD PROTECTIO1 4,772,459.86 5,379.33 17,163.41 4,760,675.78 11,784.08) 0% REDEVELOPMENT OBLIGATION RETIF 450,095.34 469.35 4,114.00 446,450.69 (3,644 65) -1% IMPROVEMENT DISTRICT 9 0.00 0.00 0.00 0.00 0.00 0% SPECIAL TRUSTS 511,093.23 33.245.00 23,065.54 521,252.69 10,159.46 2% Subtotal 20,678,861.38 262,184.58 696,045.41 20,245,000.55 433,860.83 -2% GRAND TOTAL 67,899,652.49 3,838,360.25 4,864,448.19 66,873,564.55 1,026,087.94 -2% Total Investment: 66,873,564.55_ A-2 CITY OF RANCHO PALOS VERDES MONTHLY TREASURER'S REPORT JULY 2017 Investment Issuer of Investment Acquisition Date Tenn Maturity Date Market Value Par Value Book Value Yield Checking Accounts Bank of the West N/A N/A On Demand $ 3.601.569 N/A $ 3,601,569 0.00% Checking Accounts Malaga Bank N/A N/A On Demand $ 3.825,181 N/A $ 3,825,181 0.25% Petty Cash N/A N/A N/A On Demand $ 3,000 N/A $ 3,000 0.00% Local Agency Investment Fund (LAIF-CITY) State of California NIA N/A On Demand $ 36,043,783 N/A $ 36,043,783 1.05% CDARS • Malaga Bank Malaga Bank 6/18/2017 26 weeks 12/19/2017 250,000 $ 250.000 0.85% CD - Bank of New York (Vinking Sparks) Citizens Sate Bank 4/29/2016 18 Mos 10/30/2017 $ 250,000 $ 250,000 0.75% First Bank Puerto Rico 4/29/2016 18 Mos 10/30/2017 $ 250.000 $ 250,000 0,80% MB Financial Bank 4/29/2016 30 Mos 10/29/2018 $ 250.000 $ 250.000 1.00% United Bankers Bank 5/2/2016 30 Mos 1 0/2 912 01 8 $ 250,000 $ 250,000 1.00% Comenity Capital Bank 5/2/2016 36 Mos 5/2/2019 $ 250.000 $ 250,000 1.20% Medallion Bank Utah 5/3/2016 30 Mos 11/5/2018 $ 250,000 $ 250.000 1.00% Slander Bank 5/4/2016 12 Mos 5/4/2017 $ 250.000 $ 250,000 0.60% TCF National Bank 5/4/2016 18 Mos 11/6/2017 $ 250,000 $ 250.000 0.70% Israel Discount Bank of NY 5!4/2016 24 Mos 5/4/2018 $ 250,000 $ 250,000 105% Goldman Sachs Bank USA 5/4/2016 36 Mos 5/6/2019 $ 250,000 $ 250.000 1.25% Capital One Bank USA 5/4/2016 36 Mos 5/6/2019 $ 250.000 $ 250,000 1.20% Wells Fargo Bank 5/4/2016 36 Mos 5/6/2019 $ 250,000 $ 250.000 1.25% Safra National Bank 5/4/2016 18 Mos 11/6/2017 $ 250.000 $ 250.000 0.80% Bank Leumi USA NY 5/5/2016 12 Mos 5/5/2017 $ 250,000 $ 250,000 070% Investors Bank/Short Hills 5/5/2016 24 Mos 5/4/2018 $ 250,000 $ 250.000 1.00% Ally Bank 5/5/2016 30 Mos 11/512018 $ 250.000 $ 250.000 1.10% Marlin Business Bank 5/6/2016 24 Mos 5/7/2018 $ 250,000 $ 250,000 100% Key Bank 5/11/2016 24 Mos 5/11/2018 $ 250,000 $ 250.000 1.00% Beal Bank USA 5/11/2016 12 Mos 5/10/2017 $ 250,000 $ 250,000 0,70% Bank of India NY 5/12/2016 12 Mos 5/1012017 $ 250,000 $ 250,000 0.70% Cit Bank NA 5/31/2016 12 Mos 5/31/2017 $ 250,000 $ 250.000 0.65% BMW Bank North America 5/27/2016 36 Mos 5/28/2019 $ 250,000 $ 250,000 1.15% Pacific Continental Bank 5/31/2016 36 Mos 5/31/2019 $ 250,000 $ 250,000 1.10% Bank of America NA 6/2/2016 12 Mos 6/2/2017 $ 250,000 $ 250,000 0.70% Triad Bank 6/2/2016 46 Mos 4/2/2020 $ 250,000 $ 250,000 1.25% BMO Harris Bank NA 6/3/2016 12 Mos 6/2/2017 $ 250,032 $ 250,032 0.65% Pacific Premier Bank 6/3/2016 18 Mos 12/5/2017 $ 250,000 $ 250,000 0.90% Community Bank Chesapeake 6/8/2016 18 Mos 1218/2017 $ 250,000 $ 250,000 0.85% Franklin Synergy Bank 6/10/2016 18 Mos 12/11/2017 $ 250,000 $ 250.000 0.85% Firstrust Saving Bank 6/10/2016 24 Mos 6/11/2018 $ 250,000 $ 250.000 1.00% Farm Bureau Bank 6/15/2016 24 Mos 6/15/2018 $ 250,000 $ 250,000 1.00% Capstone Bank 6/15/2016 36 Mos 611 412 01 9 $ 250,000 $ 250,000 1.20% Capital Bank Little Rock 6/22/2016 39 Mos 9/2312019 $ 250,000 $ 250,000 120% Discover Bank 6/812016 36 Mos 6/10/2019 $ 250,000 $ 250,000 1.15% Celtic Bank 6/15/2016 36 Mos 611 412 01 9 $ 250,000 $ 250.000 1.20% Abacus Federal Savings Bank 6/20/2016 39 Mos 9/17/2019 $ 250,000 $ 250,000 1.25% Tab Bank Inc 7/1/2016 15 Mos 10/2/2017 $ 250,000 $ 250,000 0.80 % Luana Savings Bank 7/8/2016 48 Mos 7/8/2020 $ 250,000 $ 250,000 1.15% Wex Bank 7/8/2016 24 Mos 7/8/2018 $ 250,000 $ 250,000 095% Community Finl SVCS Bank 7/12/2016 36 Mos 7/12/2019 $ 250,000 $ 250,000 105% W First Western Bank 7/1512016 36 Mos 7/15/2019 $ 250,000 $ 250,000 1.00% Signature Bank of Arkansas 7/15/2016 48 Mos 7/15/2020 $ 250,000 $ 250,000 1.15% Queensborough National Bank 8/1012016 24 Mos 8/10/2018 $ 250,000 $ 250,000 0.90% Carroll County State Bank Iowa 8/12/2016 36 Mos 8/12/2019 $ 250.000 $ 250,000 100% Everbank / Jacksonville FL 8/12/2016 36 Mos 8/12/2019 $ 250,000 $ 250.000 1.15% Freedom Bank of Virginia 8/17/2016 12 Mos 8/16/2017 $ 250,000 $ 250,000 0.70% Caldwell Bank & Trust Co 6/19/2016 36 Mos 8/1912019 $ 250.000 $ 250.000 1.00% Live Oak Banking Company 8/19/2016 48 Mos 8/19/2020 $ 250,000 $ 250,000 115% Capital Bank Corp 8/3112016 24 Mos 8/31/2018 $ 250,000 $ 250,000 105% Isabella Bank 9/7/2016 36 Mos 9/9/2019 $ 250,000 $ 250,000 1.15% Bank of China/New York 9/8/2016 12 Mos 9/8/2017 $ 250,000 $ 250.000 O. BS% Gold Coast Bank/Chicago 9/9/2016 45 Mos 6/9/2020 $ 250,000 $ 250.000 1.15% Bankers Bank of the West 9/1412016 36 Mos 9/1312019 $ 250,000 $ 250,000 1.15% Yadkin Bank 9/19/2016 36 Mos 9/19/2019 $ 250,000 $ 250,000 1.10% Benificial Bank 10(7/2016 48 Mos 10/7/2020 $ 250,000 $ 250.000 1.35% Sallie Mae Bank/Salt Lake 10/12/2016 36 Mos 10/15/2019 $ 250.000 $ 250.000 1.30% Winona Natinal Bank 10/13/2016 12 Mos 10/1312017 $ 250,000 $ 250,000 0,75% Capital One NA 10/13/2016 48 Mos 10/1312020 $ 250,000 $ 250.000 1.40% Bank of New England NH 10/21/2016 36 Mos 10/21/2019 $ 250,000 $ 250,000 1.20% Midland State Bank 11/2/2016 24 Mos 11/2/2018 $ 250,000 $ 250,000 1.10% Home Savings&Loan 11/16/2016 12 Mos 11117/2017 $ 250,000 $ 250,000 0.60% American Bank Center 11/1012016 24 Mos 11/9/2018 $ 250,000 $ 250.000 1 10% Preferred Bank La California 11/9/2016 36 Mos 11/8/2019 $ 250,000 $ 250,000 1.15% Partners Bank California 11/1812016 36 Mos 11/16/2019 $ 250,000 $ 250.000 1.10% Independent Bk/Memphis 11/16/2016 37 Mos 12/16/2019 $ 250,000 $ 250.000 1.15% Synchrony Bank 11/4/2016 60 Mos 111412021 $ 250.000 $ 250,000 1.70% Banc of California 1/13/2017 12 Mos 1 /1 212 01 8 $ 250,000 $ 250,000 1.00% Mbank of Manistique MI 1/17/2017 12 Mos 1 /1 712 01 8 $ 250,000 $ 250.000 1.00% First Federal Bank of Dunn NC 1/20/2017 12 Mos 1 /1 912 01 8 $ 250,000 $ 250,000 0.90% Peoples BanklMagnoliaAR 1120/2017 12 Mos 1/19/2018 $ 250,000 $ 250,000 0.90% Greenfield Savings Bank 1!20/2017 12 Mos 1 /1 912 01 8 $ 250,000 $ 250,000 0.90% Gorham Savings Bank ME 1/25/2017 12 Mos 1/25/2018 $ 250,000 $ 250,000 0.90% Atlantic Stewardship BK 1113/2017 24 Mos 1/14/2019 $ 250,000 $ 250,000 1.40% Flushing Bank 1/13/2017 24 Mos 1/14/2019 $ 250,000 $ 250.000 1.40% First National Bank Paragould 1/18/2017 24 Mos 1 /1 812 01 9 $ 250,000 $ 250,000 1.35% Little Bank 1/25/2017 24 Mos 1/25/2019 $ 250,000 $ 250,000 1.35% Stearns Bank NA 1/13/2017 36 Mos 1/13/2020 $ 250,000 $ 250,000 1.60% Whitney Bank/MS 1/25/2017 36 Mos 1/27/2020 $ 250,000 $ 250,000 1.70% Lakeside Bank 1/13/2017 42 Mos 7/1312020 $ 250,000 $ 250,000 1.95% Farmers&Merchants BK NEB 1118/2017 60 Mos 1/18/2022 $ 250,000 $ 250,000 2.05% Peoples United Bank 1/18/2017 60 Mos 1/1812022 $ 250,000 $ 250,000 2.05% DMB Community Bank 1113/2017 15 Mos 4/13/2018 $ 250,000 $ 250,000 1.00% Patriot Federal Bank 1120/2017 18 Mos 7/20/2018 $ 250,000 $ 250,000 1,05% Woori America Bank 1/13/2017 24 Mos 1/14/2019 $ 250,000 $ 250,000 1,35% Union Bank and Trust/OX 1/20/2017 30 Mos 7122/2019 $ 250,000 $ 250,000 1,45% World Foremost Bank 1/2112017 36 Mos 1/21/2020 $ 200,000 $ 200,000 1.75% First National Bank of America 1/20/2017 60 Mos 1/20/2022 $ 250,000 $ 250,000 2.00% MA East Boston Savings Bank 1202017 60 Mos 1202022 $ 250,000 $ 250,000 2.00% Henry County Bank OH 1272017 60 Mos 1272022 $ 250,000 $ 250,000 1.90% JP MORGAN CHASE BANK 2/152017 60 Mos 2/152022 $ 200,000 $ 200,000 2.30% HSBC Bank USA 3212017 60 Mos 3/212022 $ 250,000 $ 250,000 2.45% American Express Centurion 3212017 60 Mos 4/52022 $ 250,000 $ 250,000 2.45% State Bank of India 6/302017 24 Mos 7/12019 $ 250,000 $ 250,000 1.75% Total Investment: $ 66,873,565 Total Investment Weighted Average Return 1.0% SUMMARY OF CASH BALANCE BY INSTITUTION JULY 2017 NOTE: (1) See footnote on the summary page (2) LAIF market values will be reported to vary from book value if the City calculated share of total LAIF assets is less than the City book value. ■ Bank of the West ■ Malaga Bank • State of California - LAIF • Malaga Bank - CDARS ■ Vining Sparks/Bank of New York - CD To the best of my knowledge, there are no misstatements of material amounts within this report; or omissions of material amounts to cause the report to be misleading. I certify that this report accurately reflects all City investments and complies with the investment policy of the City of Rancho Palos Verdes as approved by the City Council. Furthermore, I certify that sufficient investment liquidity and anticipated revenues are available to meet the City's expenditure requirements for the next six months. Respectfully submitted, 829, Treasurer Dated A-5