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20031202 CC SR Public Hearing FY 2003-04 ERAF Shift and Consolidated Loan Agreement between the City and Agency s • RANCHO PALOS VERDES ADOPTED CITY COUNCIL CITY OF RANCHO PALOS VERDES PUBLIC HEARING DECO 2 2003 Date: December 2, 2003 (àe#/:iLkøIJ2e. CITY CLERK Subject: FY 03-04 ERAF Shift and Consolidated Loan Agreement between the City and Agency. 1. Declare the Hearing Open: Mayor 2. Report of Notice Given: City Clerk Purcell 3. Staff Report & Recommendation: Dennis McLean, Director of Finance 4. Public Testimony: 5. Council Questions: 6. Rebuttal: 7. Declare Hearing Closed: Mayor 8. Council Deliberation: 9. Council Action: W:\FORMS\public hearing format Council-Form 25.doc Revised: 7/10/2002 s • • 'ALt MEMORANDUM RANCHO PALOS VERDES410 TO: HONORABLE MAYOR AND MEMBERS OF THE CITY COUNCIL FROM: DENNIS McLEAN, DIRECTOR OF FINANCE AND INFORMATION TECHNOLOGY SUBJECT: FY03-04 ERAF SHIFT AND CONSOLIDATED LOAN AGREEMENT BETWEEN THE CITY AND AGENCY DATE: DECEMBER 2, 2003 Staff Coordinator: Kathryn Downs, Accounting Manager RECOMMENDATION: 1. Authorize an additional increase of$40,355 to the loan balance between the City and the Rancho Palos Verdes Redevelopment Agency for the FY02-03 Education Revenue Augmentation Fund payment and the County administrative fee payments previously made from the City's General fund. ' 2. Approve Resolution No 2003- , A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF RANCHO PALOS VERDES MAKING FINDINGS IN CONNECTION WITH THE fri FY03-04 EDUCATIONAL REVENUE AUGMENTATION FUND PAYMENT AND AUTHORIZING A CONSOLIDATED LOAN AGREEMENT WITH THE RANCHO PALOS VERDES REDEVELOPMENT AGENCY IN CONNECTION WITH THE AGENCY'S PROJECT AREA NO. 1. 3. Authorize the Mayor and City Clerk to execute the attached Consolidated Loan Agreement between the City and the Rancho Palos Verdes Redevelopment Agency. 4. Authorize staff to begin accounting for the cost of administrative services and facilities provided by the City to the Rancho Palos Verdes Redevelopment Agency, effective December 1, 2003; and to add those costs to the outstanding consolidated loan balance between the City and Agency annually. BACKGROUND: The Rancho Palos Verdes Redevelopment Agency (the "Agency")was formed in 1984 with the purpose of financing long-term capital improvements designed to eliminate physical and economic blight in Project Area No. 1 through stabilization of hazardous landslides. The Agency's Project Area No. 1 was divided into two geographical areas: Abalone Cove and Portuguese Bend. The geographical areas are accounted for in separate funds of the Agency. Abalone Cove Fund Financing • The Abalone Cove landslide abatement project of the Agency was initially financed by the FY03-04 ERAF Shift and nsolidated Loan Agreement be n the City and Agency December 2, 2003 Page 2 of 6 410 issuance of $10 million of County Improvement District Bonds (the "Bonds") in 1991. The Bonds were issued as part of the Reimbursement and Settlement ("Horan") Agreement entered into between the County, City, Agency and the Horan litigants in 1987. After payment of amounts previously owed the County and the City, approximately$6.7 million of net bond proceeds were transferred to the Agency's Abalone Cove fund in 1991 to finance landslide abatement projects. Under the terms of the bond restructuring in 1997,the County Bonds were repaid through the Agency's issuance of$5,455,000 of tax allocation bonds (the "1997 RDA Bonds")and a lump sum payment of $4,545,000 to the County. The lump sum payment was funded with $2 million of accumulated tax increment, $1 million of fund reserves from the Abalone Cove fund and a loan to the Abalone Cove fund by the City in the amount of$1,545,000. As part of the 1997 bond restructuring, accrued interest on the original $10 million County Bonds was recalculated at a lower interest rate (5 percent vs. 7.7654 percent per the original Bonds) and deferred by the County. The deferred interest totaling $3,111,400 is non-interest bearing and is subordinate to the payment of the 1997 RDA Bonds. Per the terms of the 1997 bond restructuring, the County began impounding all Agency tax increment in November 1997 for repayment of the $5,455,000 1997 RDA Bonds and the $3,111,400 deferred interest debt. The amortization schedule for the 1997 Bonds is presented in column D of Attachment A, Tax Increment Projections & Debt Service Schedule. No deferred interest shall be paid to the County until the 1997 RDA Bonds are paid in full. As of the date of this report, $450,994 tax increment has been impounded to apply to scheduled bond payments until the 1997 RDA Bonds are paid in full. Impounded tax increment will thereafter be applied to the $3,111,400 of deferred interest obligation owed to the County until paid in full. The City and the Abalone Cove fund of the Agency entered into a Loan Agreement, dated November 30, 1997,when the City advanced $1,545,000 to the Abalone Cove fund as a part of the 1997 bond restructuring. An additional $12,000 loan was made from the City to the Abalone Cove fund in FY02-03 to perform miscellaneous Abalone Cove Sewer site restoration activities. The total principal loan owed the City by the Abalone Cove fund was $1,557,000 as of June 30, 2003. Including accrued interest of $788,986, the total amount owed to the City by the Abalone Cove fund was $2,345,986 as of June 30, 2003. The loans between the City and the Agency continue to be subordinate to the payment of the 1997 RDA Bonds and deferred interest debt. The Abalone Cove sewer project was completed during FY02-03 and the system is operational. With the completion of the sewer project, the Abalone Cove fund is completely depleted. Although no projects are included in the FY03-04 budget for the Abalone Cove fund, any future projects will require funding by the City. Portuguese Bend Fund Financing • While the Abalone Cove fund of the Agency has relied upon bond proceeds to finance landslide abatement projects, the Portuguese Bend fund of the Agency relies on the City to finance its landslide projects. The City and the Portuguese Bend fund of the Agency first t r FY03-04 ERAF Shift an nsolidated Loan Agreement be en the City and Agency December 2, 2003 Page 3 of 6 entered into a Loan Agreement,dated July 1, 1990,when the City began making advances to • fund landslide projects in the Portuguese Bend area of the Agency. Between 1990 and 2000, a total of$4,320,552 was advanced from the City to the Portuguese Bend fund. The total principal loan owed the City by the Portuguese Bend fund was $4,320,552 as of June 30, 2003. Including accrued interest of$4,784,944, the total amount owed to the City by the Portuguese Bend fund was $9,105,496 as of June 30, 2003. If the City Council approves the attached Consolidated Loan Agreement, the total principal loan owed the City by the Portuguese Bend fund will be $4,320,552 as of November 30, 2003. Including accrued interest of $4,962,273, the total amount owed to the City by the Portuguese Bend fund will be $9,282,825 as of November 30, 2003 as stated in Recital C of the attached Consolidated Loan Agreement. As the City's October and November 2003 LAIF deposit interest rates were not yet available as of the writing of this staff report, the October and November interest included in the total owed as of November 30, 2003 has been estimated. Request For Additional Increase To The Loan Balance Between the City And The Agency County Tax Increment Administrative Fee After the $2 million lump sum payment of accumulated tax increment during the 1997 bond restructuring, the Agency's Debt Service fund was left with approximately $35,000 in cash. In FY97-98, the County began charging the Agency an annual service fee to administer the Agency's tax increment. The available cash in the Agency's Debt Service fund was used to pay the County's annual fee until the fund was depleted. The General fund has paid a total of $21,309 of administrative fees for the last two years and will continue to do so in the future in accordance with the terms of the 1997 RDA Bonds. FY02-03 ERAF Shift During 2002, the State of California enacted law (Chapter 1127, Statutes of 2002) requiring California redevelopment agencies to shift $75 million in property tax increment to K-12 schools and community colleges during FY02-03. The state Director of Finance determined the Agency was required to transfer$19,046 to the Education Revenue Augmentation Fund (ERAF). Staff obtained Agency Board approval to disburse the FY02-03 ERAF shift on March 4, 2003. At that time, Staff reported that the $19,046 ERAF shift would be paid from accumulated excess tax increment impounded by the County. Staff subsequently pursued the County to release $19,046 for payment of the ERAF shift, and recently discovered the County will not release any impounded tax increment, as those monies are pledged to repay the deferred interest debt of$3,111,400. Additional Advance Staff requests the City Council authorize an addition to the loan balance of$40,355($21,309 • of administrative fees and the FY02-03 ERAF shift of$19,046)from the City to the Agency to clear the interfund payable/receivable accounts between the City's General fund and the FY03-04 ERAF Shift anclonsolidated Loan Agreement be en the City and Agency December 2, 2003 Page 4 of 6 • Abalone Cove fund. Because the payments were previously made by the City to the County, this requested action serves merely as an accounting and legal affirmation. The beginning loan balance has been adjusted to include the additional loan in the attached proposed Consolidated Loan Agreement. If the City Council authorizes the addition to the loan balance, the total principal loan owed the City by the Abalone Cove fund will be $1,597,355 as of November 30, 2003. Including accrued interest of$834,674,the total amount owed to the City by the Abalone Cove fund will be$2,432,029 as of November 30, 2003 as stated in Recital D of the attached Consolidated Loan Agreement. As the City's October and November 2003 LAIF deposit interest rates were not yet available as of the writing of this staff report, the October and November interest included in the total owed as of November 30, 2003 has been estimated. Purpose Of Consolidated Loan Agreement Between The City And Agency Tax increment growth over the last ten years has averaged 10.6 percent annually. If tax increment continues to grow at a similar pace in the future, there may be sufficient tax increment to repay a portion, or all of the Agency's debt to the City after the Agency's debt to the County is repaid in full. Continuing the Loan agreement between the Agency and the City formalizes the legal requirement for the Agency to do so. • Staff has prepared an analysis titled Tax Increment Projections & Debt Service Schedule. The analysis contains two scenarios that project the Agency's future tax increment (see attachment A). Scenarios 1 &2 both estimate the first five years of future tax increment using the same property value growth rates as presented in the 2003 Five-Year Financial Model. Scenario 1 conservatively assumes that property tax increment growth stabilizes at two percent for the remaining years of the analysis. Based on tax increment growth rates presented in Scenario 1, approximately $7.7 million of property tax increment may become available to pay the Agency's debt to the City, before the Agency's ability to collect tax increment expires in 2034. Scenario 2 assumes that property tax increment growth will accelerate in years five through eight of the analysis, then stabilize at two percent for the remaining years of the analysis. The temporary accelerated tax increment growth in Scenario 2 is based upon the possible development of a residential tract within the Agency's Project Area No. 1 (Point View). Based on tax increment growth rates presented in Scenario 2, approximately $16.7 million of property tax increment may become available to pay the Agency's debt to the City, before the Agency's ability to collect tax increment expires in 2034. Recommendation To Add Administrative Costs And Future ERAF Shifts To Consolidated Loan Balance In the event that sufficient tax increment becomes available to repay the City a portion, or all of the loan amount, the City Attorney has prepared the attached Consolidated Loan Agreement between the City and the Agency to capture the cost of resources provided by the City, including 1) Administrative services and facilities (e.g. staff time, equipment usage, r i FY03-04 ERAF Shift and nsolidated Loan Agreement betilen the City and Agency December 2, 2003 Page 5 of 6 insurance,facilities, and incidental administrative expenses such as printing costs);2)Annual • County administrative fees paid from the City's General fund; and 3) Potential future ERAF shifts paid from the City's General fund. Per the Consolidated Loan Agreement, each July 1St,the City's department heads will confirm the level of service provided to the Agency during the fiscal year just ended. Staff will calculate the total cost of services provided to the Agency and amounts remitted on behalf of the Agency, and add that dollar amount to the consolidated loan balance each August 1St. If the City Council approves the Consolidated Loan Agreement, staff requests authorization to begin accounting for administrative services provided to the Agency beginning December 1, 2003, for future addition to the consolidated loan balance between the City and Agency. Although the accounting for administrative costs provided to the Agency have always been incurred by City Staff, it was prudent to utilize bond proceeds solely for capital projects until the Abalone Cove fund balance became depleted. The County administrative fee has increased from$9,000 in FY97-98 to more than$13,000 in FY03-04 (an average of 7.5% annually). The County will continue to charge an annual administrative fee in the future. The Agency's Debt Service fund has no cash to pay the annual fee; therefore, the City's General fund must pay for it on behalf of the Agency. The Consolidated Loan Agreement provides a mechanism to add the annual fee to the consolidated loan balance between the City and Agency. Earlier this year,the State of California enacted law(Chapter 260, Statutes of 2003)requiring • California redevelopment agencies to shift $135 million of property tax increment to K-12 schools and community colleges during FY03-04. The state Director of Finance determined the Agency is required to transfer $32,878 to the ERAF by May 10, 2004. The Agency is unable to make the required ERAF payment; and therefore, as required by state law, the City's General fund must pay the $32,878. Considering the continued California budget crisis, the Agency may expect additional future ERAF shifts. With approval of the attached resolution, the City Council will make the finding that the Agency cannot pay the FY03-04 ERAF shift, which must then be paid from the City's General fund, as required by state law. The Consolidated Loan Agreement provides a mechanism to add future annual ERAF shifts to the consolidated loan balance between the City and Agency. The estimated August 1, 2004 addition to the consolidated loan balance would include: 1. The FY03-04 ERAF shift of$32,878; 2. The FY03-04 County fee for administering the Agency's property tax increment (estimated to exceed $13,000); and 3. Seven months of administrative services and facilities provided by the City to the Agency (December 1 through June 30, estimated to exceed $17,000). Interest on the advance between the City and Agency continues to be based upon the interest rate earned by the City's Local Agency Investment Fund (LAIF) deposits plus three percent. The consolidated loan balance is subordinate to the 1997 RDA Bonds and the • deferred interest debt owed to the County. I a FY03-04 ERAF Shift an onsolidated Loan Agreement be en the City and Agency December 2, 2003 Page 6 of 6 • Previous loan agreements between the City and Agency required the maturity of each loan with the close of every fiscal year. The proposed Consolidated Loan Agreement defines the maturity date as November 27, 2034, which is the legal limit date for the repayment of indebtedness by the Agency. The City Council and Agency Board's approval of the attached Consolidated Loan Agreement will provide a mechanism to maximize the amount of the Agency's future property tax increment paid to the City for services rendered and amounts disbursed on behalf of the Agency. FISCAL IMPACT: At the beginning of the fiscal year, the FY03-04 estimated General fund revenues in excess of adopted expenditures were $83,510. The calculation of available anticipated revenues is presented below. The requested additional advance of$40,355 cannot be funded within this year's available anticipated revenues and will need to be drawn from the General fund reserve. The calculation of the projected General fund reserve available for appropriation is also presented below. ..}C ., ..n.....rn..,..J....n.....r................. ............ ..:....a,�1.._..r.....:.r.:1.....n....•} J ..:..,. :-.. ... ....<..,r................ .... , �.vr r....n>...................4..... ....T....4..... ..,.. .... .K............. :�{)r:�?:�i:t.':::.v:r� :'HFYw r"-rn�:.vn^5.::4::. c.. .... ........ .. .. 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A : 1 Less additional appropriations: 7/1/2003 Student&The Law (20,406) • 7/15/2003 CORE Deputies (61,500) ......:... .. ... .. ,... .. ........... .. ::ri...i}::':ii''•..:?'� .k -115.:1111111 4 604. �st�mat�d available�ener�l fund;reven�ue8, �YQ�3?0� : : .....:..........:........... ......... r:.. serve :30/03 .,.-8: .9:, :411111111111113���imate��ep.ar��l fund e Y 8f _ r `� - _ Less: Policy Reserve Level (5,859,703) 9/16/2003 Temporary Full-Time Engineer (64,000) ........ ........................ r:v l ble /1/04 _ 2,287,4 8 :�: 8tinnet�ed Gen+era�;fund cede •a ava�a .._ , .,.•_ _ Respec s ully submi -d, 1,i',/.1r417/ .)k Dennis McLean Director of Finance and Information Technology Rev/79i pd ) Les Evans • City Manager W:1Agency\LOANDOCS\20031202_loandoc revision staff report.doc 1 1 RESOLUTION NO. • A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF RANCHO PALOS VERDES MAKING FINDINGS IN CONNECTION WITH THE FISCAL YEAR 2003-04 EDUCATIONAL REVENUE AUGMENTATION FUND PAYMENT AND AUTHORIZING A CONSOLIDATED LOAN AGREEMENT WITH THE RANCHO PALOS VERDES REDEVELOPMENT AGENCY IN CONNECTION WITH THE AGENCY'S PROJECT AREA NO. 1 RECITALS A. In furtherance of the objectives of the Community Redevelopment Law (California Health and Safety Code Section 33000, et seq.) (the "Law"), the Rancho Palos Verdes Redevelopment Agency (the "Agency") has undertaken a program for the redevelopment of blighted areas in the City of Rancho Palos Verdes (the "City"), and toward this end, has undertaken and is now carrying out the responsibility for the redevelopment of Project Area No. 1 (the "Project Area") pursuant to and in furtherance of the Redevelopment Plan for the Project Area (the "Redevelopment Plan"). B. In compliance with all requirements of the Redevelopment Law, the Agency and the City Council adopted the Redevelopment Plan, which provides for the redevelopment of the Project Area by undertaking such • actions as may be appropriate to abate the geologic hazards, install a sewer system, and facilitate other improvements in the Project Area. C. Prior to execution of this Agreement, the City previously advanced to the Agency's Portuguese Bend Fund $4,320,552, plus accumulated interest of$4,962,273 as of November 30, 2003, for a total outstanding balance of $9,282,825 as of November 30, 2003. D. Prior to execution of this Agreement, the City previously advanced to the Agency's Abalone Cove Fund $1,597,355, plus accumulated interest of $834,674 as of November 30, 2003, for a total outstanding balance of $2,432,029 as of November 30, 2003, which outstanding balance includes the required ERAF payment for Fiscal Year 2002-03 and administrative and over-head expenses for Fiscal Year 2002-03. E. During Fiscal year 2003-04, the Redevelopment Law requires redevelopment agencies to pay certain amounts to the county auditor for deposit in the ERAF for the benefit of public schools, with the payment due to the county auditor by May 10, 2004. Redevelopment agencies may be required to make similar ERAF payments in future Fiscal years. F. During Fiscal year 2003-04, if a redevelopment agency determines that is • unable to make the required ERAF payment, the agency may allocate to R6876.0001/755267 1 (cee,"D I the county auditor less than the full required ERAF payment if the agency • and city enter into an agreement providing for the city to fund the difference between the amount allocated by the agency and the full amount of the required ERAF payment. In the event that agencies are required to make an ERAF payment in subsequent fiscal years, the Redevelopment Law may provide similar provisions allowing cities to make the ERAF payments on behalf of agencies. G. In carrying out the Redevelopment Plan for the Project Area, the Agency is utilizing the staff and other resources of the City. The City Manager of the City serves as Executive Director of the Agency and the staff of the planning and community development department and staff of the engineering and public works department devote substantial time in connection with redevelopment of the Project Area. H. By providing and making available to the Agency the staff and other resources of the City, and by providing and making available to the Agency office space, equipment, supplies, insurance, and other City services and facilities, the City has advanced and will continue to advance the cost of the foregoing to the Agency. I. The City and the Agency desire to enter into an agreement to acknowledge the foregoing recitals, to provide for the City to advance • funds to the Auditor of the County of Los Angeles (the "County Auditor") for ERAF payments, to provide for the City to advance administrative and overhead costs for redevelopment purposes and to provide for an appropriate method of repayment by the Agency for such advances together with funds previously advanced by the City for redevelopment purposes. NOW, THEREFORE, THE CITY COUNCIL OF THE CITY OF RANCHO PALOS VERDES HEREBY FINDS, DETERMINES AND RESOLVES AS FOLLOWS: Section 1. The foregoing recitals are true and correct. Section 2. The State Director of Finance has notified the Agency and the City Council that the Agency's required ERAF payment for Fiscal year 2003-04 (the "2003-04 ERAF Payment") is $32,878.00. Section 3. Set forth on Exhibit A, attached hereto and incorporated herein, are each existing indebtedness of the Agency incurred prior to September 1, 2003, the payment of which is to be made in whole or in part, directly or indirectly, out of the taxes allocated to the Agency pursuant to Health and Safety Code Section 33670 on which a payment is required to be made • during the 2003-04 fiscal year, the amount of each such payment, and the time when it is required to be made during the 2003-04 fiscal year. R6876.0001/755267 2 1 IP Section 4. The chief fiscal officer of the Agency has reviewed the information set forth in Exhibit A and has determined that the information set forth therein is accurate in all respects. Section 5. Based upon the information set forth in Exhibit A, the Agency hereby finds that it will be unable to make the 2003-04 ERAF Payment to the County Auditor in that this amount is necessary to make payments on existing indebtedness that are due or required to be committed, set aside, or reserved by the Agency during fiscal year 2003-04 and are or will be used by the Agency for that purpose and the Agency has no other funds that can be used to pay this existing indebtedness and no other feasible method to reduce or avoid this indebtedness. Section 6. The Agency and City Council have held a duly noticed joint public hearing regarding this Resolution and the 2003-04 ERAF Payment. Section 7. The City Council desires to enter into the Consolidated Loan Agreement by and between the Agency and the City, attached hereto as Exhibit B, to provide for the City to advance funds to the County Auditor for ERAF payments, including the 2003-04 ERAF Payment, to provide for the City to advance administrative and overhead costs for redevelopment purposes and to provide for an appropriate method of repayment by the Agency for such advances together with funds previously advanced by the City for redevelopment purposes. Section 8. The Consolidated Loan Agreement attached hereto as Exhibit B is hereby approved and the Mayor is hereby authorized and directed, for and in the name and on behalf of the City, to execute the Consolidated Loan Agreement and to deliver it to the Agency in substantially the form hereby approved, with such changes therein as the Mayor may approve, such approval to be conclusively evidenced by his execution and delivery thereof. Section 9. The members of the City Council and its officers, employees and counsel are hereby authorized to do all acts and things, which may be required of them by this Resolution. All such acts and things heretofore done are hereby approved, ratified and confirmed. PASSED, APPROVED AND ADOPTED this 2nd day of December 2003. Mayor ATTEST: R6876.0001/755267 3 r [1) `l/ • City Clerk R6876.0001/755267 4 • �j • EXHIBIT A Set forth below are each existing indebtedness of the Agency incurred • prior to September 1, 2003, the payment of which is to be made in whole or in part, directly or indirectly, out of the taxes allocated to the Agency pursuant to Health and Safety Code Section 33670 on which a payment is required to be made during the 2003-04 fiscal year. The amount of each such payment is expressed as a dollar amount or as a percentage of tax increment revenues generated in Project Area. The Agency, the County and the City entered into a Memorandum of Understanding, dated as of November 1997 (the "MOU"). Pursuant to the MOU, at the time of each allocation of property tax revenues, the County Auditor-Controller shall pay to the Agency the amount required to be set aside in the Agency's low and moderate income housing fund pursuant to Health and Safety Code Section 33334.2, which is 20 percent of the gross tax increment generated in the Project Area. Pursuant to the MOU, after making the disbursement described above, the County shall pay to the Consolidated Fire Protection District of Los Angeles County all the amount payable to the District under Section 8(B)of the Reimbursement and Settlement Agreement, dated October 13, 1987 among the County, the Agency and the City (the "Settlement Agreement"). Pursuant to Section 8(B) of the Settlement Agreement,this amount is 17 %of the gross tax increment generated in the Project Area. Pursuant to the MOU, the County shall next pay all amounts required to be paid with respect to the tax allocation bond issued by the Agency on December 2, 1997, to the order of the County, in the original principal amount of $5,455,000, all of which remains outstanding (the "RDA Bond"). The RDA Bond is secured by, and payable from tax increment revenues allocated to the Agency, net of tax increment revenues required to be set aside in the Agency's low and moderate income housing fund and net of tax increment revenues paid to the Fire Protection District, as described above (the "Net Tax Increment"). The principal of the RDA Bond shall mature in installments on each December 2, commencing December 2, 2004. Interest shall accrue with respect to the unpaid principal of the RDA Bond at the rate of 5% per annum and shall be payable in arrears on each June 2 and December 2, commencing June 2, 1998. Set forth below, are the debt service payments on the RDA Bond for fiscal year 2003-04: R6876.0001/755267 A-1 • 411 Amount of Each Date Required to be Total of All Payments Payment Paid $136,375 12/02/03 $136,375 06/02/04 $272,750 Pursuant to the MOU, on December 3rd of each year, after the payment of all principal of and interest on the RDA Bond theretofore becoming due and payable, the County shall retain for its own account all remaining Net Tax Increment until the County shall have received an aggregate amount of$3,111,400, without interest. Such amount represents unpaid interest on the $10,000,000 aggregate principal amount of the County's C 26541-M, 1915 Act Limited Obligation Improvement Bonds (Abalone Cove) (the"County Bond"), the proceeds of which were paid to the Agency to finance landslide mitigation measures in accordance with the Settlement Agreement. The MOU provided for the cancellation of the County Bond. As of the date of this Resolution, $450,994 tax increment has been impounded to apply to either scheduled RDA bond payments and the$3,111,400 of deferred interest obligation owed to the County. • The MOU provides for tax increment revenues to be paid to the Agency after the above payments have been made. However,during fiscal year 2003-04 no funds will be available for disbursement to the Agency. 110 R6876.0001/755267 A-2 117 1 • • CONSOLIDATED LOAN AGREEMENT This Consolidated Loan Agreement, dated as of December 1, 2003 is made by and between the City of Rancho Palos Verdes (the "City") and the Rancho Palos Verdes Redevelopment Agency(the"Agency"). For and in consideration of the mutual covenants and promises set forth herein, the parties agree as follows. RECITALS This Agreement is entered into with reference to the following facts: A. In furtherance of the objectives of the Redevelopment Law, the Agency has undertaken a program for the redevelopment of blighted areas in the City, and toward this end, has undertaken and is now carrying out the responsibility for the redevelopment of the Project Area pursuant to and in furtherance of the Redevelopment Plan. B. In compliance with all requirements of the Redevelopment Law,the Agency and the City Council adopted the Redevelopment Plan, which provides for the redevelopment of the Project Area by undertaking such actions as may be appropriate to abate the geologic hazards, install a sewer system, and facilitate other improvements in the Project Area. C. Prior to execution of this Agreement, the City previously advanced to the Agency's • Portuguese Bend Fund $4,320,552, plus accumulated interest of$4,962,273 as of November 30, 2003, for a total outstanding balance of$9,282,825 as of November 30, 2003. D. Prior to execution of this Agreement, the City previously advanced to the Agency's Abalone Cove Fund $1,597,355, plus accumulated interest of $834,674 as of November 30, 2003, for a total outstanding balance of$2,432,029 as of November 30, 2003,which outstanding balance includes the required ERAF payment for Fiscal Year 2002-03 and administrative and over-head expenses for Fiscal Year 2002-03. E. During Fiscal Year 2003-04, the Redevelopment Law requires redevelopment agencies to pay certain amounts to the county auditor for deposit in the ERAF for the benefit of public schools,with the payment due to the county auditor by May 10, 2004. Redevelopment agencies may be required to make similar ERAF payments in future Fiscal Years. F. During Fiscal Year 2003-04, if a redevelopment agency determines that is unable to make the required ERAF payment, the agency may allocate to the county auditor less than the full required ERAF payment if the agency and city enter into an agreement providing for the city to fund the difference between the amount allocated by the agency and the full amount of the required ERAF payment. 40 R6874\0001\751282.9 dr G. The Agency has determined that it will be unable in fiscal year 2003-04 to allocate 410 any of the required ERAF payment to the County Auditor. In addition, in the event that the Agency is required to make an ERAF payment in any subsequent Fiscal Year, it is likely that the Agency will be unable to allocate any such future ERAF payments. H. In carrying out the Redevelopment Plan for the Project Area, the Agency is utilizing the staff and other resources of the City. The City Manager of the City serves as Executive Director of the Agency and the staff of the planning and community development department and staff of the engineering and public works department devote substantial time in connection with redevelopment of the Project Area. I. By providing and making available to the Agency the staff and other resources of the City, and by providing and making available to the Agency office space, equipment, supplies, insurance, and other City services and facilities, the City has advanced and will continue to advance the cost of the foregoing to the Agency. J. The City and the Agency desire to enter into this Agreement to acknowledge the foregoing recitals, to provide for the City to advance funds to the County Auditor for ERAF payments, to provide for the City to advance administrative and overhead costs for redevelopment purposes and to provide for an appropriate method of repayment by the Agency for such advances together with funds previously advanced by the City for redevelopment purposes. 410 ARTICLE I DEFINITIONS Section 1.01.Agency. "Agency" means the Rancho Palos Verdes Redevelopment Agency, a body public, corporate, and politic, duly established and authorized to transact business and exercise powers under and pursuant to the provisions of Part 1 of Division 24 of the Health and Safety Code of the State of California, with the power under Section 33601 of the Health and Safety Code to borrow money for any of its corporate purposes. Section 1.02.Abalone Cove Fund. "Abalone Cove Fund" means the accounting entity of the Agency used to account for the geologic abatement and related projects of the Rancho Palos Verdes Redevelopment Agency. Section 1.03.Agreement. "Agreement" means this Consolidated Loan Agreement entered into as of December 1, 2003 between the City and Agency. Section 1.04.Bond. "Bond" means the CI 2651-M, 1915 Act Limited Obligation Improvement Bonds (Abalone Cove) issued by the County in the principal amount of$10,000,000 and repaid upon restructuring of the Bond on November 1, 1997, including the issuance of the RDA Bond as described in Section 1.15 of this Agreement. / y R6874\0001\751282.9 Section 1.05.City. "City" means the City of Rancho Palos Verdes, a municipal corporation, organized and existing pursuant to the Constitution and laws of the • State of California. Section 1.06.County. "County"means the County of Los Angeles, California. Section 1.07.ERAF. "ERAF"means the Educational Revenue Augmentation Fund. Section 1.08.Fiscal Year. "Fiscal Year" means the fiscal year beginning on July 1st and ending on the next following June 30th. Section 1.09.Housing Fund. "Housing Fund" means the Project Area Low and Moderate Income Housing Fund established pursuant to Section 33334.3 of the Redevelopment Law and held by the Agency. Section 1.10.LAIF. "LAIF" means the Local Agency Investment Fund managed by the State Treasurer pursuant to Section 16429.1 et seq. of the California Government Code. Section 1.11.MOU. "MOU"means the Memorandum of Understanding dated as of November 1, 1997, among the County, the City and the Agency. Section 1.12.Net Tax Increment. "Net Tax Increment"means,for each Fiscal Year, the taxes (including all payments, reimbursements and subventions, if any, 410 specifically attributable to ad valorem taxes lost by reason of tax exemptions and tax rate limitations) eligible for allocation to the Agency pursuant to the Redevelopment Law in connection with the Project Area, excluding the following amounts: (a) amounts, if any, received by the Agency pursuant to Section 16111 of the Government Code; (b) amounts payable to the Consolidated Fire Protection District of Los Angeles County pursuant to Section 8B of that certain Reimbursement and Settlement Agreement dated October 13, 1987 among the County, the Agency and the City; and (c) amounts deposited by the Agency in the Housing Fund pursuant to Section 33334.2 of the Redevelopment Law, as provided in the Redevelopment Plan. Section 1.13.Portuguese Bend Fund. "Portuguese Bend Fund" means the accounting entity of the Agency used to account for the loan to the Portuguese Bend Club Homeowners Association in order that the Association would be able to install a privately owned sewer system and for related projects. Section 1.14.Project Area. "Project Area"means the territory included within Project Area No. 1 of the Agency. • R6874\0001\751282.9 Section 1.15. RDA Bond. "RDA Bond" means the tax allocation Bond • of the Agency in the principal amount of $5,455,000 issued by the Agency on the Settlement Date for the corporate purposes of the Agency to aid in the financing and refinancing of redevelopment activities of the Agency. Section 1.16.Redevelopment Law. "Redevelopment Law" means the Community Redevelopment Law (California Health and Safety Code Section 33000, et. Section 1.17.Redevelopment Plan. "Redevelopment Plan" means the Redevelopment Plan for the Project Area, adopted by City Ordinance No. 190, together with any amendments thereof heretofore or hereafter duly enacted pursuant to the Redevelopment Law. Section 1.18.Settlement Date. "Settlement Date"means December 2, 1997. ARTICLE 2 ERAF PAYMENTS Section 2.01.Fiscal Year 2003-2004 ERAF Payment. The State Director of Finance has notified the Agency and th6 City Council that the Agency's required ERAF payment for fiscal year 2003-04 is $32,878.00. Pursuant to Section 33681.10(d) of the Redevelopment Law, the Agency has determined that it will be unable in the 2003-04 • Fiscal Year to allocate any of the required $32,878.00 payment to the County Auditor. The City hereby agrees to pay the sum of$32,878.00 to the County Auditor on or before May 10, 2004. The parties agree that such payment, together with interest thereon, will constitute a loan to the Agency by the City. Subject to the provisions of this Agreement, the Agency agrees to reimburse the City for such loan. Section 2.02.Future ERAF Payments. To the fullest extent allowed by law, the City agrees that if the Agency is required to make an ERAF payment in any subsequent Fiscal Year and the Agency determines that the Agency is unable to make the payment in full, at the request of the Agency the City will pay, on or before the due date for such payment, to the County Auditor the difference between the required ERAF payment and the amount the Agency is able to pay. The parties agree that each such payment by the City,together with interest thereon,will constitute a loan to the Agency by the City. Subject to the provisions of this Agreement,the Agency agrees to reimburse the City for each such loan. ARTICLE 3 ADMINISTRATIVE AND OVERHEAD COSTS Section 3.01.Services and Facilities. The City shall make available to the Agency its staff resources, office space, equipment, supplies, insurance and other services and facilities. The Agency shall have access to the services and facilities of the planning • commission, the city engineer and the other departments and offices of the City. The R6874\0001\751282.9 - CO7 4 - parties agree that the sum of the time charges and the fair rental value of office space, equipment, supplies, insurance and other City services and facilities used during a Fiscal 410 Year, as determined by the City Manager in accordance with Section 3.03, below,together with interest thereon, will constitute a loan to the Agency by the City as of August 1st of each subsequent Fiscal Year. Subject to the provisions of this Agreement, the Agency agrees to reimburse the City for each such loan. Section 3.02.Accounting. On or prior to July 1st of each year, each of the department heads shall prepare and submit to the City Manager a detailed accounting of time spent during the immediately preceding Fiscal Year by department personnel on matters for or related to the Agency, the implementation of the overall program for the redevelopment of the Project Area, and any undertaking in furtherance of the Redevelopment Plan by the City,the Agency, or any related or subordinate public entity of the foregoing. Each department head shall also prepare and submit to the City Manager a detailed accounting of the use of all office space,equipment supplies, insurance, and other City services and facilities used by department personnel in connection with time spent on the foregoing. Section 3.03.Calculations of Time Charges and Fair Rental Value. Based upon the foregoing detailed accountings prepared and submitted by each of the department heads,the City Manager shall calculate the total of such personnel time related to redevelopment. The City Manager shall further calculate the total aggregate time spent by all City personnel during such Fiscal Year on all matters, and shall then determine the percentage of time spent on matters related to redevelopment as described above. The410 City Manager shall further determine the fair rental value of the office space and equipment, and the value of supplies, insurance, and other City services and facilities used during such Fiscal Year. Based upon the percentage of staff time spent on matters related to redevelopment, as calculated above,the City Manager shall determine a fair, reasonable and appropriate rental amount to charge to the Agency for the use thereof during such Fiscal Year. ARTICLE 4 PRIOR LOAN Section 4.01.Prior Loan. As set forth in Paragraphs C and D of the Recitals, prior to the execution of this Agreement, pursuant to prior agreements the City has from time to time loaned money to the Agency in the total sum of $11,714,854, including accrued interest on the unpaid amounts through November 30, 2003 (the "Prior Loan"). The total unpaid amount of $11,714,854 shall constitute the principal of the Prior Loan under this Agreement. The parties desire to modify the terms and conditions governing the repayment by the Agency to the City of the Prior Loan, as set forth herein, and the Agency agrees to repay the City the Prior Loan, together with interest thereon, subject to the provisions of this Agreement. 4110 R6874\0001\751282.9 - 5 - 410 ARTICLE 5 • REPAYMENT Section 5.01.The Prior Loan. The Prior Loan shall be repaid to the City by the Agency from Net Tax Increment and any legally available revenues of the Agency together with interest compounded on an annual basis computed at a rate calculated as the rate earned on the City's LAI F deposits, plus three percent per annum, (calculated on the basis of a 360-day year of twelve 30-day months) on the unpaid balance thereof from December 1, 2003 to the date of repayment. All unpaid, accrued interest and principal shall be due and payable by November 27, 2034, or such later date established in the Redevelopment Plan as the limit for the repayment of indebtedness. The Agency at its sole option may prepay, without premium or penalty, any amount of the principal of the Prior Loan at any time and from time to time prior to November 27, 2034, or such later date established in the Redevelopment Plan as the limit for the repayment of indebtedness.Any amount so paid shall first be credited against accrued interest and the balance shall be credited against principal. Section 5.02.Future Advances. Moneys hereafter expended by the City pursuant to Article 2 or Article 3 hereof shall constitute a loan (each a "Loan" and collectively the "Loans") by the City to the Agency and shall be repaid to the City by the Agency from Net Tax Increment and any legally available revenues of the Agency together with interest compounded on an annual basis computed at a rate calculated as the rate earned on the City's LAIF deposits, plus three percent per annum, (calculated on the basis • of a 360-day year of twelve 30-day months)on the unpaid balance thereof from the date or dates such moneys are expended (with respect to advances pursuant to Article 2)or from each August 1st(with respect to advances pursuant to Article 3)to the date of repayment. All unpaid, accrued interest and principal shall be due and payable by November 27,2034, or such later date established in the Redevelopment Plan as the limit for the repayment of indebtedness. The Agency at its sole option may prepay,without premium or penalty, any amount of the principal of the Loans at any time and from time to time prior to November 27, 2034, or such later date established in the Redevelopment Plan as the limit for the repayment of indebtedness. Any amount so paid shall first be credited against accrued interest and the balance shall be credited against principal. Section 5.03.Validity of Prior Loan and Loans. The validity of the Prior Loans and the Loans hereunder shall not be dependent upon the completion of the Redevelopment Project or upon the performance by any person of its obligation with respect to the Redevelopment Project. Section 5.04.Prior Loan and Loans Subordinate. The obligation of the Agency to repay the Prior Loan and the Loans is subordinate to the payment of the RDA Bond and the unpaid interest on the Bond as of the Settlement Date, all in accordance with the MOU. In addition, the obligation of the Agency to repay the Prior Loan and the Loans may be subordinated to any other bonds, notes or other obligations of the Agency to the • extent that the City agrees. R6874\0001\751282.9 �- 3 f 111 Section 5.05.Previous Loans Consolidated. All previous loans made to the • Agency by the City are now consolidated and incorporated within this Agreement. This Agreement supersedes all previous loan agreements between the City and Agency. ARTICLE 6 MISCELLANEOUS Section 6.01.Cooperation. The City and Agency agree to take all appropriate steps, execute any documents and cooperate to establish such accounting and other procedures, all as may be necessary, convenient, or desirable under the circumstances to accomplish the purposes and intent of this Agreement. Section 6.02.Records. Each party shall maintain books and records regarding its duties pursuant to this Agreement. Such books and records shall be available for inspection by the officers and agents of the other party at all reasonable times. Section 6.03.Law Governing. This Agreement is made in the State of California under the Constitution and laws of the State of California, and is to be so construed. Section 6.04.Amendments. This Agreement may be amended at any time, and from time to time, by an agreement executed by both parties to this Agreement. Section 6.05.Non Liability of Officials and Employees. No Agency member, • Council member, and no official, agent, or employee of the Agency or the City shall be personally liable to the other party, or any successor in interest, in the event of any default or breach by the Agency or the City, or for any amount which may become due to the City or Agency, or successor, or on any obligation sunder the terms of this Agreement. • R6874\0001\751282.9 3 IN WITNESS HEREOF THE PARTIES HAVE CAUSED THIS AGREEMENT TO BE EXECUTED. CITY OF RANCHO PALOS VERDES By Mayor ATTEST: City Clerk RANCHO PALOS VERDES REDEVELOPMENT AGENCY By Agency Chairperson • ATTEST: Agency Secretary • R6874\0001\751282.9 CITY OF RANCHO PALOS VERDES REDEVELOPMENT AGENCY ATTACHMENT A TAX INCREMENT PROJECTIONS&DEBT SERVICE SCHEDULE SCENARIO 1 Tax Increment Cumulative Excess Tax City Tax Net of 1997 RDA Excess Increment Retained Excess Tax Loans City City Actual/ Plan Fiscal Increment 20%Housing Bonds-Debt Fire Total Tax by County for Deferred Increment to Principal Loans Loans Projected_Year Year Growth Rate Set-Aside Service(P&l) Pass-Thru ERAF Outflows Increment Interest Debt Pay City Loans (A) Interest''"** Total _ A B C D E F G H F+G+H=I E-1=J iCumulativeJto3,111,400=K, J-K=L M 0*Interest rate=N' O+N-L=0 Actual 17 2001-02 483,912 272,750 101,570 374,320 109,592 407,184 1 - Actual 18 2002-03 559,893 272,750 117,835 19,046 409,631 150,262 557,446 - 5,877,552 5,583,730 11,461,282 Projected 19 2003-04 5.0% 587,888 272,750 123,727 32,878 429,355 158,533 715,979 - 573,064 12,034,346 Projected 20* 2004-05 3.0% 605,525 277,625 127,439 405,064 200,461 916,440 - 601,717 12,636,063 Projected 21 2005-06 2.0% 617,635 287,125 129,987 417,112 200,523 1,116,963 - 663,393 13,299,457 Projected 22 2006-07 2.0% 629,988 296,125 132,587 428,712 201,276 1,318,238 - 731,470 14,08.7 Projected 23 2007-08 2.0% 642,587 309,500 135,239 444,739 197,849 1,516,087 - 771,701 14, 8 Projected 24 2008-09 2.0% 655,439 323,125 137,944 461,069 194,371 1,710,457 - 814,145 15,616,772 Projected 25 2009-10 2.0% 668,548 330,125 140,703 470,828 197,720 1,908,178 - 1,015,090 16,631,863 Projected 26 2010-11 2.0% 681,919 345,375 143,517 488,892 193,027 2,101,205 - 1,247,390 17,879,252 Projected 27 2011-12 2.0% 695,557 355,750 146,387 502,137 193,420 2,294,626 - 1,340,944 19,220,196 Projected 28 2012-13 2.0% 709,469 370,250 149,315 519,565 189,904 2,484,529 - 1,441,515 20,661,711 Projected 29 2013-14 2.0% 723,658 378,875 152,301 531,176 192,482 2,677,011 - 1,549,628 22,211,339 Projected 30 2014-15 2.0% 738,131 391,625 155,347 546,972 191,159 2,868,170 - 1,665,850 23,877,190 Projected 31 2015-16 2.0% 752,894 408,250 158,454 566,704 1f6,190 3,054,360 - 1,790,789 25,667,979 Projected 32 2016-17 2.0% 767,952 418,750 161,623 580,373 187,579 3,111,400 130,539 1,925,098 27,462,539 Projected 33 2017-18 2.0% 783,311 438,000 164,855 602,855 180,455 - 180,455 2,059,690 29,341,774 Projected 34 2018-19 2.0% 798,977 450,875 168,153 619,028 179,949 - 179,949 2,200,633 31,362,458 Projected 35 2019-20 2.0% 814,956 462,500 171,516 634,016 180,941 - 180,941 2,352,184 33,533,702 Projected 36 2020-21 2.0% 831,255 477,750 174,946 652,696 178,559 - 178,559 2,515,028 35,870,170 Projected 37 2021-22 2.0% 847,881 496,375 178,445 674,820 173,061 - 173,061 2,690,263 38,387,372 'S- Projected 38 2022-23 2.0% 864,838 513,250 182,014 695,264 169,574 - 169,574 2,879,053 41,096,850 Projected 39 2023-24 2.0% 882,135 528,375 185,654 714,029 168,106 - 168,106 3,082,264 44,011,008 Projected 40** 2024-25 2.0% 899,778 541,750 189,367 731,117 168,660 - 168,660 3,300,826 47,143,173 Projected 41 2025-26 2.0% 917,773 563,125 193,154 756,279 161,494 - 161,494 3,535,738 50,517,418 Projected 42 2026-27 2.0% 936,129 577,375 197,018 ' 774,393 161,736 - 161,736 3,788,806 54,144,488 Projected 43 2027-28 2.0% 954,851 594,500 200,958 795,458 159,393 - 159,393 4,060,837 58,04 1 Projected 44 2028-29 2.0% 973,948 - 204,977 204,977 768,971 - 768,971 4,353,445 61,6 Projected 45 2029-30 2.0% 993,427 - 209,077 209,077 784,351 - 784,351 4,622,280 65,4 , 5 Projected 46 2030-31 2.0% 1,013,296 - 213,258 213,258 800,038 - 800,038 4,910,125 69,578,422 Projected 47 2031-32 2.0% 1,033,562 - 217,523 217,523 816,038 - 816,038 5,218,382 ' 73,980,766 Projected 48 2032-33 2.0% 1,054,233 - 221,874 221,874 832,359 - 832,359 5,548,557 78,696,964 Projected 49 2033-34 2.0% 1,075,318 - 226,311 226,311 849,006 ; - 849,006 5,902,272 83,750,230 Projected 50*** 2034-35 2.0% 1,096,824 - 230,837 ' - 230,837 865,986 I - 865,986 6,281,267 , 89,165,511 TOTALS 27,293,485 10,954,625 5,743,911 j 51,924 16,750,460 10,543,025 7,729,217 Notes: *The Agency's ability to issue debt expires on November 27,2004(based on AB 1290). **The Redevelopment Plan expires in 2024. ***The Agency's ability to collect tax increment expires in 2034. ****Interest on the City's loans is calculated at 5%in 2003-04,5.25%in 2004-05,5.5%in 2005-06 through 2007-08,6.5%in 2008-09 and 7.5%thereafter. In addition,please note that the$5.6 million in interest(as well as the$5.9 million in principal)are outstanding balances as of June 30,2003. (A)"City Loans Principal"includes the total of loans made to both the Portuguese Bend fund and the Abalone Cove fund. r • • • . r • 0 • *1 CITY OF RANCHO PALOS VERDES REDEVELOPMENT AGENCY ATTACHMENT A TAX INCREMENT PROJECTIONS&DEBT SERVICE SCHEDULE SCENARIO 2-PROPOSED POINT VIEW RESIDENTIAL DEVELOPMENT INCLUDED Tax Increment Cumulative Excess Tax City Tax Net of 1997 RDA Excess Increment Retained Excess Tax Loans City City Actual/ Plan Fiscal Increment 20%Housing Bonds-Debt Fire Total Tax by County for Deferred Increment to Principal Loans Loans Projected Year Year Growth Rate Set-Aside Service(PBI) Pass-Thru ERAF Outflows Increment Interest Debt Pay City Loans (A) Interest**"* Total A B C D E F G H F+G+H=I E-1=J Cumulative J to 3,111,400=K' J-K=L M O*interest rate=N! O+N-L=0 Actual 17 2001-02 483,912 272,750 101,570 374,320 109,592 407,184 - Actual 18 2002-03 559,893 272,750 117,835 19,046 409,631 150,262 557,446 - 5,877,552 5,583,730 11,461,282 Projected 19 2003-04 5.0% 587,888 272,750 123,727 32,878 429,355 158,533 715,979 - 573,064 12,034,346 Projected 20* 2004-05 3.0% 605,525 277,625 127,439 405,064 200,461 916,440 - 601,717 12,636,063 Projected 21 2005-06 2.0% 617,635 287,125 129,987 417,112 200,523 1,116,963 - 663,393 13,299,457 Projected 22 2006-07 2.0% 629,988 296,125 132,587 428,712 201,276 1 1,318,238 - 731,470 14,030,927 Projected 23 2007-08 2.0% 642,587 309,500 135,239 444,739 197,849 1 1,516,087 - 771,701 14,802,628 el Projected 24 2008-09 15.6% 742,550 323,125 156,277 479,402 263,148 1 1,779,235 - 814,145 15,616,772 Projected 25 2009-10 13.7% 844,511 330,125 177,736 507,861 336,650 2,115,885 - 1,015,090 16,631,863 Projected 26 2010-11 12.3% 948,512 345,375 199,624 544,999 403,513 2,519,398 - 1,247,390 17,879,252 Projected 27 2011-12 11.2% 1,054,593 355,750 221,949 577,699 476,893 2,996,291 - 1,340,944 19,220,196 Projected 28 2012-13 2.0% 1,075,684 370,250 226,388 596,638 479,046 3,111,400 363,937 1,441,515 20,297,774 Projected 29 2013-14 2.0% 1,097,198 378,875 230,916 609,791 487,407 - 487,407 1,522,333 21,332,700 Projected 30 2014-15 2.0% 1,119,142 391,625 235,535 627,160 491,982 - 491,982 1,599,953 22,440,670 Projected 31 2015-16 2.0% 1,141,525 408,250 240,245 648,495 493,030 - 493,030 1,683,050 23,630,691 Projected 32 2016-17 2.0% 1,164,355 418,750 245,050 663,800 500,555 - 500,555 1,772,302 24,902,437 Projected 33 2017-18 2.0% 1,187,642 438,000 249,951 687,951 499x691 - 499,691 1,867,683 26,270,429 Projected 34 2018-19 2.0% 1,211,395 450,875 254,950 705,825 505,570 - 505,570 1,970,282 27,735,141 ? , Projected 35 2019-20 2.0% 1,235,623 462,500 260,049 722,549 513,074 - 513,074 2,080,136 29,302,202 Projected 36 2020-21 2.0% 1,260,336 477,750 265,250 743,000 517,336 517,336 2,197,665 30,982,532 / Projected 37 2021-22 2.0% 1,285,542 496,375 270,555 766,930 518,612 - 518,612 2,323,690 32,787,610 Projected 38 2022-23' 2.0% 1,311,253 513,250 275,966 789,216 522,037 - 522,037 2,459,071 34,724,643 Projected 39 2023-24 2.0% 1,337,478 528,375 281,486 809,861 527,618 - 527,618 2,604,348 36,801,374 Projected 40** 2024-25 2.0% 1,364,228 541,750 287,115 828,865 535,363 - 535,363 2,760,103 39,026,114 Projected 41 2025-26 2.0% 1,391,512 563,125 292,858 1 855,983 535,530 - 535,530 2,926,959 ' 41,417,543 Projected 42 2026-27 2.0% 1,419,343 577,375 298,715 876,090 543,253 - 543,253 3,106,316 43,980,606 Projected 43 2027-28 2.0% 1,447,730 594,500 304,689 ! 899,189 548,540 - 548,540 3,298,545 ' 46,730,611 Projected 44 2028-29 2.0% 1,476,684 - 310,783 310,783 1,165,901 ' - 1,165,901 3,504,796 49,069,505 Projected 45 2029-30 2.0% 1,506,218 - 316,999 1 316,999 1,189,219 - 1,189,219 3,680,213 51,560,499 Projected 46 2030-31 2.0% 1,536,342 - 323,338 323,338 1,213,004 - 1 1,213,004 3,867,037 54,214,533 40 Projected 47 2031-32 2.0% 1,567,069 - 329,805 ' 329,805 1,237,264 ; - 1,237,264 4,066,090 '' 57,043,359 Projected 48 2032-33 2.0% 1,598,410 - 336,401 336,401 1,262,009 i - 1,262,009 4,278,252 60,059,602 Projected 49 2033-34 2.0% 1,630,379 - 1 343,129 1 343,129 1,287,249 ; - 1,287,249 4,504,470 63,276,822 Projected 50*** 2034-35 2.0% 1,662,986 - I 349,992 349,992 1,312,994 - 1,312,994 1 4,745,762 1 66,709,590 TOTALS 38,745,670 10,954,625 8,154,137 51,924 19,160,686 19,584,984 1 16,771,176 j Notes: •The Agency's ability to issue debt expires on November 27,2004(based on AB 1290). **The Redevelopment Plan expires in 2024. ***The Agency's ability to collect tax increment expires in 2034. ****Interest on the City's loans is calculated at 5%in 2003-04,5.25%in 2004-05,5.5%in 2005-06 through 2007-08,6.5%in 2008-09 and 7.5%thereafter. In addition,please note that the$5.6 million in interest(as well as the$5.9 million in principal)are outstanding balances as of June 30,2003. w"City Loans Principal"includes the total of loans made to both the Portuguese Bend fund and the Abalone Cove fund. Point View Development Details: Number of Homes-44 Average Sales Price-$1.2 million Timeline-11 units sold per year for 4 years Fiscal Year on Property Tax Roll-Starting in FY 2008-09