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Rancho Palos Verdes Redevelopment Agency (1985) 111 LOAN AGREEMENT This Loan Agreement, dated as of January 1, 1985 , is made by and between the City of Rancho Palos Verdes and the Rancho Palos Verdes Redevelopment Agency. For and in consideration of the mutual covenants and promises set forth herein, the Parties agree as follows: RECITALS This Loan Agreement is entered into with reference to the following facts: A. In furtherance of the objectives of the Redevelopment Law, the Agency has undertaken a program for the redevelopment of blighted areas in the City, and in this connection, has undertaken and is now carrying out the responsibility for the redevelopment of the Project Area pursuant to and in furtherance of the Redevelopment Plan. B. The Agency and the City have adopted the Redevelopment Plan providing for the redevelopment of the Project Area by undertaking such actions as may be appropriate to abate the geologic hazards in the Project Area and to relocate and reconstruct, Palos Verdes Drive South. ARTICLE I DEFINITIONS Section 1.01 . Agency. "Agency" means the Rancho Palos Verdes Redevelopment Agency, a public body, corporate and politic, organized and existing pursuant to the Constitution and laws of the State of California. Section 1.02 . CC !j . "City" means the City of Rancho Palos Verdes, a municipal corporation, organized and existing pursuant to the Constitution and laws of the State of California. Section 1.03 . Loan Agreement. "Loan Agreement" means this Loan Agreement dated as of January 1, 1985 , between the City and Agency. Section 1.04 . Party. "Party" means any party to this Agreement. Section 1 .05 . Project Area. "Project Area" means the territory included within Project Area No. 1 of the Agency. Section 1.06 . Redevelopment Law. "Redevelopment Law" means the Community Redevelopment Law (California Health and Safety Code Sections 33000 , et seq. ) Section 1.07 . Redevelopment Plan. "Redevelopment Plan" means the Redevelopment Plan for the Project Area. ARTICLE II LOAN Section 2.01. Loan. The City shall loan to the Agency the sum of Two Hundred Eighty-Two Thousand Five Hundred Dollars ($282 .500 .00 ) . Such loan shall bear interest at the rate of eight percent (8%) per annum until paid. The principal of and interest on such loan shall be paid in thirty (30 ) equal annual installments on January 1st of each year, commencing January 1, 1986; provided, however, that to the extent moneys are available -2- to the Agency therefor, the Agency shall prepay principal and the amounts of the remaining annual installments shall be adjusted accordingly by amortizing the remaining prinipal balance of the loan at the rate of interest specified above for the period covered by the remaining annual installments . A late charge shall be added to any amount due and owing to the City hereunder which is not paid on a timely basis . The amount of such late charge shall be five (5% ) of the amount unpaid. The City may exercise any appropriate remedy to enforce payment by the Agency hereunder. Section 2.02 . Use of Proceeds. The Agency shall expend the proceeds of the loan for the design, installation or construction of the following: A. Dewatering wells. B. Pipelines C. Storm drains. D. Breakwaters. E. Jetties. F. Culverts, pipes and channels. G. Revetments. H. Installation or relocation of utilities . I. Reconstruction or relocation of Palos Verdes Drive South. J. Acquisition of real property or any interest therein in connection with the foregoing. K. Geological studies to analyze water levels in Altamira Canyon. -3- : , i III 41 Section 2 .03 . Subordination. Notwithstanding the provisions of Section 2.01, above, the Agency, in its sole discretion, may pledge the taxes allocated to the Agency from Porject Area No. 1, as a first lien thereon, to the payment of principal and interest on bonds or obligations of the Agency issued pursuant to California Health and Safety Code Section 33601, or Sections 33640 et seq. IN WITNESS WHEREOF THE PARTIES HAVE CAUSED THIS LOAN AGREEMENT TO BE EXECUTED. CITY OF RANCHO PALOS VERDES /we e 7/3 ATTEST: By Ah 4 , r 41,,L/ ii May•f' ft , / / 4L / City Clerk / 7 /I ! /i /7 Aff ATTEST: By 1 44,v/7- / ..// hai ma=w OOF 4 / lif I ..._. 41 . _ Agency Secretary #701 .CP-LA -4-