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Rancho Palos Verdes Redevelopment Agency (Jan 15 1991) • • • LRANCHO PALOS VERDES LOAN AGREEMENT This loan agreement, dated as of January 15, 1991, is made by and between the City of Rancho Palos Verdes and the Rancho Palos Verdes Redevelopment Agency. For and in consideration of the mutual covenants and promises set forth herein, the parties agree as follows: RECITALS This loan agreement is entered into with reference to the following facts: A. In furtherance of the objectives of the Redevelopment Law, the Agency has undertaken a program for the redevelopment of blighted areas in the City, and in this connection, has undertaken and is now carrying out the responsibility for the redevelopment of the Project Area pursuant to and in furtherance of the Redevelopment Plan. B. The Agency and the City have adopted the Redevelopment Plan providing for the redevelopment of the Project Area by undertaking such actions as may be appropriate to abate the geologic hazards in the Project Area and to relocate, reconstruct, and repair Palos Verdes Drive South. C. The City has advanced the Agency approximately $1. 25 million, plus accumulated 8% interest for a total outstanding advance of $1,479 , 484 as of June 30, 1990. D. Except for a previous loan agreement of $282,500, the Agency has been advanced these funds without any agreement. Parties agree to formalize these prior transactions with a Loan Agreement. 30940 HAWTHORNE BOULEVARD / RANCHO PALOS VERDES, CA 90274-5391 / (213)377-0360 • • ARTICLE I DEFINITIONS Section 1.01. Agency. "Agency" means the Rancho Palos Verdes Redevelopment Agency, a body public, corporate, and politic, organized and existing pursuant to the Constitution and laws of the State of California. Section 1.02. City. "City" means the City of Rancho Palos Verdes, a municipal corporation, organized and existing pursuant to the Constitution and laws of the State of California. Section 1.03 . Loan Agreement. "Loan Agreement" means this loan agreement dated as of January 15, 1991, between the City and Agency. Section 1.04. Party. "Party" means any party to this Agreement. Section 1.05. Project Area. "Project Area" means the territory included within Project Area No. 1 of the Agency. Section 1.06. Redevelopment Law. "Redevelopment Law" means the Community Redevelopment Law (California Health and Safety Code Sections 33000, et. seq. ) Section 1.07. Redevelopment Plan. "Redevelopment Plan" means the Redevelopment Plan for the Project Area. ARTICLE II LOAN Section 2.01. Loan. The City has loaned to the Agency the sum of One Million Four Hundred Seventy Nine Thousand Four Hundred Eighty Four Dollars ($1,479,484) , including outstanding principal and accrued interest. The unpaid principal and accrued interest 1 • N • balance of such loan amount shall continue to draw interest, compounded annually, at the rate of ten percent (10%) per annum commencing July 1, 1990, and continuing until principal and interest are paid in full. Agency shall repay the loan from any legally available monies of the Agency. The loan will mature concurrently with the close of the City's 1990-91 fiscal year, provided, however, that the maturity date will be extended to the degree that the Agency has insufficient funds to repay the loan. To the extent that the Agency is able to repay any portion of the outstanding principal or interest and fails to do so, the City may exercise any appropriate remedy to enforce payment by the Agency hereunder. The obligation of the Agency to repay this loan is subordinated to any existing obligations of the Agency and may be subordinated to any bonds, notes, or other obligations of the Agency to the extent that the City agrees. IN WITNESS HEREOF THE PARTIES HAVE CAUSED THIS LOAN AGREEMENT TO BE EXECUTED. CITY OF RANCHO PALOS VERDES ATTEST: By 111P Mayor Pro Tem / City Clerk • RANCHO PALOS VERDES REDEVELOPMENT AGENCY f, ATTEST: By II _/4 Agency Chairperson i ' Agency Secretary