Rancho Palos Verdes Redevelopment Agency (Dec 2003) 1
CONSOLIDATED LOAN AGREEMENT
This Consolidated Loan Agreement, dated as of December 1, 2003 is made by and
between the City of Rancho Palos Verdes (the "City") and the Rancho Palos Verdes
Redevelopment Agency(the"Agency"). For and in consideration of the mutual covenants
and promises set forth herein, the parties agree as follows.
RECITALS
This Agreement is entered into with reference to the following facts:
A. In furtherance of the objectives of the Redevelopment Law, the Agency has
undertaken a program for the redevelopment of blighted areas in the City, and
toward this end, has undertaken and is now carrying out the responsibility for the
redevelopment of the Project Area pursuant to and in furtherance of the
Redevelopment Plan.
B. In compliance with all requirements of the Redevelopment Law,the Agency and the
City Council adopted the Redevelopment Plan, which provides for the
redevelopment of the Project Area by undertaking such actions as may be
appropriate to abate the geologic hazards, install a sewer system, and facilitate
other improvements in the Project Area.
C. Prior to execution of this Agreement, the City previously advanced to the Agency's
Portuguese Bend Fund $4,320,552, plus accumulated interest of$4,962,273 as of
November 30, 2003, for a total outstanding balance of$9,282,825 as of November
30, 2003.
D. Prior to execution of this Agreement, the City previously advanced to the Agency's
Abalone Cove Fund $1,597,355, plus accumulated interest of $834,674 as of
November 30, 2003, for a total outstanding balance of$2,432,029 as of November
30, 2003,which outstanding balance includes the required ERAF payment for Fiscal
Year 2002-03 and administrative and over-head expenses for Fiscal Year 2002-03.
E. During Fiscal Year 2003-04, the Redevelopment Law requires redevelopment
agencies to pay certain amounts to the county auditor for deposit in the ERAF for
the benefit of public schools,with the payment due to the county auditor by May 10,
2004. Redevelopment agencies may be required to make similar ERAF payments
in future Fiscal Years.
F. During Fiscal Year 2003-04, if a redevelopment agency determines that is unable to
make the required ERAF payment, the agency may allocate to the county auditor
less than the full required ERAF payment if the agency and city enter into an
agreement providing for the city to fund the difference between the amount
allocated by the agency and the full amount of the required ERAF payment.
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G. The Agency has determined that it will be unable in fiscal year 2003-04 to allocate
any of the required ERAF payment to the County Auditor. In addition, in the event
that the Agency is required to make an ERAF payment in any subsequent Fiscal
Year, it is likely that the Agency will be unable to allocate any such future ERAF
payments.
H. In carrying out the Redevelopment Plan for the Project Area,the Agency is utilizing
the staff and other resources of the City. The City Manager of the City serves as
Executive Director of the Agency and the staff of the planning and community
development department and staff of the engineering and public works department
devote substantial time in connection with redevelopment of the Project Area.
I. By providing and making available to the Agency the staff and other resources of
the City, and by providing and making available to the Agency office space,
equipment, supplies, insurance, and other City services and facilities, the City has
advanced and will continue to advance the cost of the foregoing to the Agency.
J. The City and the Agency desire to enter into this Agreement to acknowledge the
foregoing recitals, to provide for the City to advance funds to the County Auditor for
ERAF payments, to provide for the City to advance administrative and overhead
costs for redevelopment purposes and to provide for an appropriate method of
repayment by the Agency for such advances together with funds previously
advanced by the City for redevelopment purposes.
ARTICLE I
DEFINITIONS
Section 1.01.Agency. "Agency" means the Rancho Palos Verdes
Redevelopment Agency, a body public, corporate, and politic, duly established and
authorized to transact business and exercise powers under and pursuant to the provisions
of Part 1 of Division 24 of the Health and Safety Code of the State of California, with the
power under Section 33601 of the Health and Safety Code to borrow money for any of its
corporate purposes.
Section 1.02.Abalone Cove Fund. "Abalone Cove Fund" means the
accounting entity of the Agency used to account for the geologic abatement and related
projects of the Rancho Palos Verdes Redevelopment Agency.
Section 1.03.Agreement. "Agreement" means this Consolidated Loan
Agreement entered into as of December 1, 2003 between the City and Agency.
Section 1.04.Bond. "Bond" means the CI 2651-M, 1915 Act Limited
Obligation Improvement Bonds (Abalone Cove) issued by the County in the principal
amount of$10,000,000 and repaid upon restructuring of the Bond on November 1, 1997,
including the issuance of the RDA Bond as described in Section 1.15 of this Agreement.
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Section 1.05.City. "City" means the City of Rancho Palos Verdes, a
municipal corporation, organized and existing pursuant to the Constitution and laws of the
State of California.
Section 1.06.County. "County"means the County of Los Angeles, California.
Section 1.07.ERAF. "ERAF"means the Educational Revenue Augmentation
Fund.
Section 1.08.Fiscal Year. "Fiscal Year" means the fiscal year beginning on
July 1st and ending on the next following June 30th.
Section 1.09.Housing Fund. "Housing Fund" means the Project Area Low
and Moderate Income Housing Fund established pursuant to Section 33334.3 of the
Redevelopment Law and held by the Agency.
Section 1.10.LAIF. "LAIF" means the Local Agency Investment Fund
managed by the State Treasurer pursuant to Section 16429.1 et seq. of the California
Government Code.
Section 1.11.MOU. "MOU"means the Memorandum of Understanding dated
as of November 1, 1997, among the County, the City and the Agency.
Section 1.12.Net Tax Increment. "Net Tax Increment"means,for each Fiscal
Year, the taxes (including all payments, reimbursements and subventions, if any,
specifically attributable to ad valorem taxes lost by reason of tax exemptions and tax rate
limitations) eligible for allocation to the Agency pursuant to the Redevelopment Law in
connection with the Project Area, excluding the following amounts:
(a) amounts, if any, received by the Agency pursuant to Section 16111 of the
Government Code;
(b) amounts payable to the Consolidated Fire Protection District of Los Angeles
County pursuant to Section 8B of that certain Reimbursement and
Settlement Agreement dated October 13, 1987 among the County, the
Agency and the City; and
(c) amounts deposited by the Agency in the Housing Fund pursuant to Section
33334.2 of the Redevelopment Law, as provided in the Redevelopment Plan.
Section 1.13.Portuguese Bend Fund. "Portuguese Bend Fund" means the
accounting entity of the Agency used to account for the loan to the Portuguese Bend Club
Homeowners Association in order that the Association would be able to install a privately
owned sewer system and for related projects.
Section 1.14.Project Area. "Project Area"means the territory included within
Project Area No. 1 of the Agency.
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Section 1.15. RDA Bond. "RDA Bond" means the tax allocation Bond
of the Agency in the principal amount of $5,455,000 issued by the Agency on the
Settlement Date for the corporate purposes of the Agency to aid in the financing and
refinancing of redevelopment activities of the Agency.
Section 1.16. Redevelopment Law. "Redevelopment Law" means the
Community Redevelopment Law (California Health and Safety Code Section 33000, et.
seq.).
Section 1.17.Redevelopment Plan. "Redevelopment Plan" means the
Redevelopment Plan for the Project Area, adopted by City Ordinance No. 190, together
with any amendments thereof heretofore or hereafter duly enacted pursuant to the
Redevelopment Law.
Section 1.18.Settlement Date. "Settlement Date"means December 2, 1997.
ARTICLE 2
ERAF PAYMENTS
Section 2.01.Fiscal Year 2003-2004 ERAF Payment. The State Director of
Finance has notified the Agency and the City Council that the Agency's required ERAF
payment for fiscal year 2003-04 is $32,878.00. Pursuant to Section 33681.10(d) of the
Redevelopment Law, the Agency has determined that it will be unable in the 2003-04
Fiscal Year to allocate any of the required $32,878.00 payment to the County Auditor. The
City hereby agrees to pay the sum of$32,878.00 to the County Auditor on or before May
10, 2004. The parties agree that such payment, together with interest thereon, will
constitute a loan to the Agency by the City. Subject to the provisions of this Agreement,
the Agency agrees to reimburse the City for such loan.
Section 2.02.Future ERAF Payments. To the fullest extent allowed by law,
the City agrees that if the Agency is required to make an ERAF payment in any subsequent
Fiscal Year and the Agency determines that the Agency is unable to make the payment in
full, at the request of the Agency the City will pay, on or before the due date for such
payment, to the County Auditor the difference between the required ERAF payment and
the amount the Agency is able to pay. The parties agree that each such payment by the
City, together with interest thereon,will constitute a loan to the Agency by the City. Subject
to the provisions of this Agreement, the Agency agrees to reimburse the City for each such
loan.
ARTICLE 3
ADMINISTRATIVE AND OVERHEAD COSTS
Section 3.01.Services and Facilities. The City shall make available to the
Agency its staff resources, office space, equipment, supplies, insurance and other services
and facilities. The Agency shall have access to the services and facilities of the planning
commission, the city engineer and the other departments and offices of the City. The
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parties agree that the sum of the time charges and the fair rental value of office space,
equipment, supplies, insurance and other City services and facilities used during a Fiscal
Year, as determined by the City Manager in accordance with Section 3.03, below,together
with interest thereon, will constitute a loan to the Agency by the City as of August 1st of
each subsequent Fiscal Year. Subject to the provisions of this Agreement, the Agency
agrees to reimburse the City for each such loan.
Section 3.02.Accounting. On or prior to July 1st of each year, each of the
department heads shall prepare and submit to the City Manager a detailed accounting of
time spent during the immediately preceding Fiscal Year by department personnel on
matters for or related to the Agency, the implementation of the overall program for the
redevelopment of the Project Area, and any undertaking in furtherance of the
Redevelopment Plan by the City,the Agency, or any related or subordinate public entity of
the foregoing. Each department head shall also prepare and submit to the City Manager a
detailed accounting of the use of all office space, equipment supplies, insurance,and other
City services and facilities used by department personnel in connection with time spent on
the foregoing.
Section 3.03.Calculations of Time Charges and Fair Rental Value. Based
upon the foregoing detailed accountings prepared and submitted by each of the
department heads,the City Managershaf calculate the total of such personnel time related
to redevelopment. The City Manager shall further calculate the total aggregate time spent
by all City personnel during such Fiscal Year on all matters, and shall then determine the
percentage of time spent on matters related to redevelopment as described above. The
City Manager shall further determine the fair rental value of the office space and
equipment, and the value of supplies, insurance, and other City services and facilities used
during such Fiscal Year. Based upon the percentage of staff time spent on matters related
to redevelopment, as calculated above,the City Manager shall determine a fair, reasonable
and appropriate rental amount to charge to the Agency for the use thereof during such
Fiscal Year.
ARTICLE 4
PRIOR LOAN
Section 4.01.Prior Loan. As set forth in Paragraphs C and D of the Recitals,
prior to the execution of this Agreement, pursuant to prior agreements the City has from
time to time loaned money to the Agency in the total sum of $11,714,854, including
accrued interest on the unpaid amounts through November 30, 2003 (the "Prior Loan").
The total unpaid amount of $11,714,854 shall constitute the principal of the Prior Loan
under this Agreement. The parties desire to modify the terms and conditions governing the
repayment by the Agency to the City of the Prior Loan, as set forth herein, and the Agency
agrees to repay the City the Prior Loan, together with interest thereon, subject to the
provisions of this Agreement.
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ARTICLE 5
REPAYMENT
Section 5.01.The Prior Loan. The Prior Loan shall be repaid to the City by
the Agency from Net Tax Increment and any legally available revenues of the Agency
together with interest compounded on an annual basis computed at a rate calculated as
the rate earned on the City's LAIF deposits, plus three percent per annum, (calculated on
the basis of a 360-day year of twelve 30-day months) on the unpaid balance thereof from
December 1, 2003 to the date of repayment. All unpaid, accrued interest and principal
shall be due and payable by November 27, 2034, or such later date established in the
Redevelopment Plan as the limit for the repayment of indebtedness. The Agency at its
sole option may prepay, without premium or penalty, any amount of the principal of the
Prior Loan at any time and from time to time prior to November 27, 2034, or such later date
established in the Redevelopment Plan as the limit for the repayment of indebtedness.Any
amount so paid shall first be credited against accrued interest and the balance shall be
credited against principal.
Section 5.02.Future Advances. Moneys hereafter expended by the City
pursuant to Article 2 or Article 3 hereof shall constitute a loan (each a "Loan" and
collectively the "Loans") by the City to the Agency and shall be repaid to the City by the
Agency from Net Tax Increment and any regally available revenues of the Agency together
with interest compounded on an annual basis computed at a rate calculated as the rate
earned on the City's LAIF deposits, plus three percent per annum, (calculated on the basis
of a 360-day year of twelve 30-day months)on the unpaid balance thereof from the date or
dates such moneys are expended (with respect to advances pursuant to Article 2)or from
each August 1st(with respect to advances pursuant to Article 3)to the date of repayment.
All unpaid, accrued interest and principal shall be due and payable by November 27,2034,
or such later date established in the Redevelopment Plan as the limit for the repayment of
indebtedness. The Agency at its sole option may prepay,without premium or penalty, any
amount of the principal of the Loans at any time and from time to time prior to November
27, 2034, or such later date established in the Redevelopment Plan as the limit for the
repayment of indebtedness. Any amount so paid shall first be credited against accrued
interest and the balance shall be credited against principal.
Section 5.03.Validity of Prior Loan and Loans. The validity of the Prior
Loans and the Loans hereunder shall not be dependent upon the completion of the
Redevelopment Project or upon the performance by any person of its obligation with
respect to the Redevelopment Project.
Section 5.04.Prior Loan and Loans Subordinate. The obligation of the
Agency to repay the Prior Loan and the Loans is subordinate to the payment of the RDA
Bond and the unpaid interest on the Bond as of the Settlement Date, all in accordance with
the MOU. In addition, the obligation of the Agency to repay the Prior Loan and the Loans
may be subordinated to any other bonds, notes or other obligations of the Agency to the
extent that the City agrees.
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Section 5.05.Previous Loans Consolidated. All previous loans made to the
Agency by the City are now consolidated and incorporated within this Agreement. This
Agreement supersedes all previous loan agreements between the City and Agency.
ARTICLE 6
MISCELLANEOUS
Section 6.01.Cooperation. The City and Agency agree to take all appropriate
steps, execute any documents and cooperate to establish such accounting and other
procedures, all as may be necessary, convenient, or desirable under the circumstances to
accomplish the purposes and intent of this Agreement.
Section 6.02.Records. Each party shall maintain books and records
regarding its duties pursuant to this Agreement. Such books and records shall be
available for inspection by the officers and agents of the other party at all reasonable times.
Section 6.03.Law Governing. This Agreement is made in the State of
California under the Constitution and laws of the State of California, and is to be so
construed.
Section 6.04.Amendments. This Agreement may be amended at any time,
and from time to time, by an agreement executed by both parties to this Agreement.
Section 6.05.Non Liability of Officials and Employees. No Agency member,
Council member, and no official, agent, or employee of the Agency or the City shall be
personally liable to the other party, or any successor in interest, in the event of any default
or breach by the Agency or the City, or for any amount which may become due to the City
or Agency, or successor, or on any obligation sunder the terms of this Agreement.
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IN WITNESS HEREOF THE PARTIES HAVE CAUSED THIS AGREEMENT
TO BE EXECUTED.
CITY 0 CHO PA OS VERDES
By 4411‘
Mayor
ATTEST:
, ,
Cit ler
RANCHO PALOS VERDES
REDEVELOPMENT AGENCY
By
Acgrcy Chairperson
ATTEST:
A ency Secretary
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